Lca Vision Inc Watch

from 8-K 9 pages This Loan and Security Agreement (The “Agreement”) Is Entered Into as of This 24th Day of April, 2008, by and Between Lca-Vision Inc. (“Borrower”) With an Address at 7840 Montgomery Rd., Cincinnati, Oh 45236 and PNC Equipment Finance, LLC (“Lender”), With an Address at 1000 Westlakes Dr., Suite 200, Berwyn, Pa 19312. 1. Loan

from 10-K 3 pages Fifth Amendment to Loan Agreement

from 10-K 1 page Fourth Amendment to Loan Agreement

from 10-K 1 page Third Amendment to Loan Agreement

from 10-K ~1 page Second Amendment to Loan Agreement

from 10-K ~5 pages Amendment to Loan Agreement

from 10-K 1 page December 21, 1998 Larry Rapp Chief Financial Officer Lca-Vision, Inc. 7840 Montgomery Road Cincinnati, Oh 45236 Re: Amendment to Cash Flow Coverage Covenant Dear Larry, This Letter Will Serve as Provident Bank’s Consent to Amend Section 6.5 and 6.5.1 of the Loan and Security Agreement Between Lca-Vision and the Bank Dated June 29, 1998 as Follows: EBITDA to Debt Service Larry, if You Are in Agreement, Please Indicate by Signing Below, Otherwise Call Me With Questions. Thank You for Your Help on This Matter And, Happy Holidays! Agreed and Acknowledged: Lca-Vision, Inc. By: /S/ Larry Rapp Larry Rapp Its: CFO and Treasurer Date: 23 December 1998

from 10-K 1 page September 25, 1998 Larry Rapp Chief Financial Officer Lca-Vision, Inc. 7840 Montgomery Road Cincinnati, Oh 45236 Re: Amendment to Tangible Net Worth Covenant Dear Larry, This Letter Will Serve as Provident Bank’s Agreement to Amend Section 6.7 of the Loan and Security Agreement Between Lca-Vision and the Bank Dated June 29, 1998. Effective Immediately, Section 6.7 Is Amended to Read, “Maintain at All Times a Minimum Consolidated Tangible Net Worth Plus Subordinated Debt of Not Less Than $14,000,000.” This Letter Will Replace the Previous Letter Amending the Tangible Net Worth Covenant Dated August 14, 1998. if You Have Any Questions or Require More Information, Please Give Me a Call. Thank You for Your Help in This Matter. Sincerely, /S/Rick Wirthlin Rick Wirthlin Vice President

from 10-K 1 page August 4, 1998 Larry Rapp Chief Financial Officer Lca-Vision, Inc. 7840 Montgomery Road Cincinnati, Oh 45236 Re: Amendment to Tangible Net Worth Covenant Dear Larry, This Letter Will Serve as Provident Bank’s Agreement to Amend Section 6.7 of the Loan and Security Agreement Between Lca-Vision and the Bank Dated June 29, 1998. Effective Immediately, Section 6.7 Is Amended to Read, “Maintain at All Times a Minimum Consolidated Tangible Net Worth Plus Subordinated Debt of Not Less Than $16,000,000.” if You Have Any Questions or Require More Information, Please Give Me a Call. Thank You for Your Help in This Matter. Sincerely, /S/ Rick Wirthlin Rick Wirthlin Vice President