Yonkers Financial Corp Watch

from SC 13D 1 page Exhibit I Joint Filing Agreement in Accordance With Rule 13d-1(f) Under the Securities Exchange Act of 1934, as Amended, the Undersigned Hereby Agree to the Joint Filing With Each Other of the Attached Statement on Schedule 13d and to All Amendments to Such Statement and That Such Statement and All Amendments to Such Statement Is Made on Behalf of Each of Them. in Addition the Undersigned Hereby Appoints Lawrence B. Seidman as Attorney-In-Fact for the Undersigned With Authority to Execute and Deliver on Behalf of the Undersigned Any and All Documents (Including Any Amendments Thereto) Required to Be Filed by the Undersigned or Otherwise Executed and Delivered by the Undersigned Pursuant to the Securities Exchange Act of 1934, as Amended, All Other Federal, State and Local Securities and Corporation Laws, and All Regulations Promulgated Thereunder. in Witness Whereof, the Undersigned Hereby Execute This Agreement on February 26, 1999. 4/28/99 Ss/Lawrence B. Seidmn Date Lawrence B. Seidman, Manager Seidman and Associates, L.L.C. 4/28/99 Ss/Lawence B. Seidman Date Lawrence B. Seidman, Manager Seidman and Associates II, L.L.C. 4/28/99 Ss/Lawrence B. Seidman Date Lawrence B. Seidman, President of the Corporate General Partner Seidman Investment PARTNERSHIP,L.P. 4/28/99 Ss/Lawrence B. Seidma Date Lawrence B. Seidman, President of the Corporate General Partner Seidman Investment Partnership II, L.P. 4/28/99 Ss/Lawrence B. Seidman Date Lawrence B. Seidman, Individually 4/28/99 Ss/David Mandelbaum Date David Mandelbaum, General Partner Kerrimatt, L.P. 4/28/99 Ss/Lawrence Seidman Date Lawrence Seidman, Investment Manager Federal Holdings, L.L.C

from SC 13D ~20 pages Operating Agreement for Federal Holding LLC

from SC 13D 1 page Letter Agreement With Kerrimatt, L.P.

from SC 13D ~20 pages Operating Agreement for Seidman and Assoc. Ii,llc

from SC 13D ~20 pages Operating Agreement for Seidman and Assoc.

from SC 13D ~20 pages Amended and Restated Agreement of Limited PART.II

from SC 13D ~20 pages Seidman Investment Partnership, L.P. Agreement

from SC 13D 1 page Exhibit B - Share Total Costs/ Date Price Proceeds Shares - Seidman & Associates LLC 3599 15.06 75,312.00 5000 32399 14.96 59,854.00 4,000 4599 14.94 37,344.00 2,500 4899 14.94 74,687.00 5,000 42199 15.06 150,625.00 10,000 - Sub-Total 397,822.00 26,500 Seidman Invest. Partnership LP 4999 14.69 146,875.00 10,000 4999 14.69 73,437.00 5,000 41299 14.56 49,512.00 3,400 2,000 - Sub-Total 269,824.00 20,400 Seidman & Associates II, LLC 31199 14.94 79,169.00 5,300 32399 14.96 59,584.00 4,000 4599 14.94 42,572.00 2,850 4899 14.90 55,860.00 3,750 41299 14.56 23,300.00 1,600 - Sub-Total 260,485.00 17,500 Kerrimatt, LP 31199 14.94 79,169.00 5,300 32399 14.96 59,854.00 4,000 4599 14.94 42,572.00 2,850 4899 14.90 55,860.00 3,750 41299 14.56 36,406.00 2,500 42199 15.06 37,656.00 2,500 - Sub-Total 311,517.00 20,900 Federal Holdings LLC 31199 14.94 74,687.00 5,000 32399 14.87 74,375.00 5,000 4599 14.94 32,116.00 2,150 4899 14.9 55,860.00 3,750 4999 14.69 36,719.00 2,500 42199 15.06 37,656.00 2,500 - Sub-Total 311,413.00 20,900 Seidman Invest. Partnership II, LP 31199 14.94 74,687.00 5,000 32299 15.00 75,000.00 5,000 4599 14.94 32,116.00 2,150 4899 14.90 55,860.00 3,750 4999 14.69 36,719.00 2,500 42199 14.81 44,437.00 3,000 42199 15.06 112,969.00 7,500 42399 14.94 29,875.00 2,000 - Sub-Total 461,663.00 35,900 Total $2,012,724.00 142,100

from SC 13D 1 page Executive Officers & Directors of Report. Persons

from 10-K ~5 pages Change in Control Severance Agreement

from 10-K ~5 pages Change in Control Severance Agreement

from 10-K ~5 pages Change in Control Severance Agreement

from 10-K ~10 pages Employment Agreement