Vertrue Inc Watch

from 8-K 97 pages $200,000,000 Second Lien Credit Agreement Among Velo Holdings Inc., as a Guarantor, Velo Acquisition Inc., as Initial Borrower, Vertrue Incorporated, as Company or Surviving Borrower, as Applicable, the Several Lenders From Time to Time Parties Hereto, Lehman Commercial Paper Inc., as Administrative Agent and Collateral Agent, Jpmorgan Chase Bank, N.A., as Syndication Agent, and Lehman Brothers Inc. and J.P. Morgan Securities Inc., as Joint Lead Arrangers and Joint Bookrunners Dated as of August 16, 2007

from 8-K 112 pages $460,000,000 First Lien Credit Agreement Among Velo Holdings Inc., as a Guarantor, Velo Acquisition Inc., as Initial Borrower, Vertrue Incorporated, as Company or Surviving Borrower, as Applicable, the Several Lenders From Time to Time Parties Hereto, Lehman Commercial Paper Inc., as Administrative Agent and Collateral Agent, Jpmorgan Chase Bank, N.A., as Syndication Agent, and Lehman Brothers Inc. and J.P. Morgan Securities Inc., as Joint Lead Arrangers and Joint Bookrunners Dated as of August 16, 2007

from 10-K ~20 pages Amendment No. 2 to Credit Agreement

from 10-K ~5 pages Amendment No. 1 to Credit Agreement

from 10-K ~50 pages Credit Agreement

from 10-K ~5 pages Amendment No. 1 to Amend. & Restated Credit Agrmt

from S-1/A ~50 pages Amended and Restated Credit Agreement