Mbna Capital D Watch

from S-3 1 page Trust Agreement of Mbna Capital G

from S-3 1 page Trust Agreement of Mbna Capital F

from S-3 1 page Cert of Trust of Mbna Capital G

from S-3 1 page <page> 1 Exhibit (4)(k)(3) Certificate of Trust of Mbna Capital F This Certificate of Trust of Mbna Capital F (The "Trust"), Dated as of August 31, 2000, Is Being Duly Executed and Filed by John W. Scheflen, an Individual Residing in the State of Delaware, as Trustee, to Create a Business Trust Under the Delaware Business Trust Act (12 Del. C. Section 3801 Et Seq.). 1. Name. the Name of the Business Trust Being Created Hereby Is Mbna Capital F. 2. Delaware Trustee. the Name and Business Address of the Trustee of the Trust in the State of Delaware Is John W. Scheflen C/O Mbna Corporation, 1100 North King Street, Wilmington, Delaware 19884. 3. Effective Date. This Certificate of Trust Shall Be Effective Upon Its Filing With the Secretary of State. in Witness Whereof, the Undersigned, Being the Sole Trustee of the Trust, Has Executed This Certificate of Trust as of the Date First Above Written. John W. Scheflen, as Trustee /S/ John W. Scheflen

from S-3/A ~10 pages Indenture or similar

from S-3/A ~20 pages Certificate of Incorporation.

from S-3/A ~20 pages Guarantee Agreement (Capital V).

from S-3/A ~20 pages Guarantee Agreement (Capital IV).

from S-3/A ~20 pages Guarantee Agreement (Capital III).

from S-3/A ~20 pages Guarantee Agreement (Capital II).

from S-3/A ~20 pages Guarantee Agreement (Capital I).

from S-3/A ~50 pages Amended Trust Agreement (Capital V).

from S-3/A ~50 pages Amended Trust Agreement (Capital IV).

from S-3/A ~50 pages Amended Trust Agreement (Capital III).

from S-3/A ~50 pages Amended Trust Agreement (Capital II).

from S-3/A ~50 pages Amended Trust Agreement (Capital I).

from S-3/A ~1 page Trust Agreement (Capital V).

from S-3/A ~1 page Trust Agreement (Capital IV).

from S-3/A ~1 page Trust Agreement (Capital III).

from S-3/A ~1 page Trust Agreement (Capital II).