Pacificare Health Systems Inc Watch

from 8-K 229 pages Credit Agreement Dated as of December 13, 2004 Between Pacificare Health Systems, Inc. the Subsidiary Guarantors Party Hereto the Lenders Party Hereto Jpmorgan Chase Bank, N.A., as Administrative Agent and Jpmorgan Chase Bank, N.A., as Collateral Agent $825,000,000 J.P. Morgan Securities Inc. as Sole Lead Arranger and Sole Bookrunner Morgan Stanley Senior Funding, Inc., as Syndication Agent and Co-Arranger and Cibc, Inc., the Bank of New York, and Wells Fargo Bank, N.A. as Co-Documentation Agents

from 10-Q 9 pages Pacificare Health Systems Inc. Amendment No. 3 Dated as of May 19, 2004 to Credit Agreement Dated as of June 3, 2003 Jpmorgan Chase Bank, as Administrative Agent Amendment No. 3

from 10-K ~10 pages Exhibit 10.12 First Amendment to Credit Agreement