Payco American International Corp Watch

from S-1 3 pages Seventh Supplemental Indenture

from S-1 3 pages Seventh Supplemental Indenture

from S-1 3 pages Sixth Supplemental Indenture

from S-1 3 pages Sixth Supplemental Indenture

from S-1 3 pages Fifth Supplemental Indenture

from S-1 3 pages Fifth Supplemental Indenture

from 10-Q ~5 pages Fifth Supplemental Indenture

from 10-Q ~5 pages Fourth Supplemental Indenture

from 10-Q 1 page Release of Subsidiary Guarantee Wilmington Trust Company, as Trustee (The "Trustee") Under the Indenture (The "Indenture"), Dated November 6, 1996, Among the Outsourcing Solutions Inc., the Subsidiary Guarantors Named Therein and the Trustee, Hereby Acknowledges and Agrees That in Accordance With Section 11.04 of the Indenture, Effective September 30, 2000, Osi Education Services, Inc. Is Released and Relieved of Its Obligations Under Its Subsidiary Guarantee and Any Liens in Favor of the Trustee in the Assets of Osi Education Services, Inc. Are Released. Capitalized Terms Not Otherwise Defined Herein Shall Have the Meaning Ascribed to Such Terms in the Indenture. Wilmington Trust Company, Not in Its Individual Capacity, but Solely as Trustee By: /S/ Bruce L. Bisson Title: Vice President

from 10-Q ~5 pages Third Supplemental Indenture

from 10-Q ~5 pages Second Supplemental Indenture

from 10-K ~5 pages Exhibit 4.5 - First Supplemental Indenture