Miller Jeffrey A Watch

from SC 13G 1 page Exhibit 1 Joint Filing Agreement the Undersigned Hereby Agree That This Statement on Schedule 13g With Respect to the Beneficial Ownership of Shares of Common Stock of Americasbank Corp. Is Filed Jointly on Behalf of Each of Them. Dated: July 22, 2005 /S/ Jeffrey A. Miller Jeffrey A. Miller /S/ Eric D. Jacobs Eric D. Jacobs Miller & Jacobs Capital, L.L.C. By: /S/ Eric D. Jacobs Name: Eric D. Jacobs Title: Managing Member Acadia Master Fund I, Ltd. By: /S/ Peter D. Anderson Name: Peter D. Anderson Title: Director -11- <page>

from SC 13G 1 page Exhibit 1 Joint Filing Agreement the Undersigned Hereby Agree That This Statement on Schedule 13g With Respect to the Beneficial Ownership of Shares of Common Stock, $1.00 Par Value Per Share, of Cnb Holdings, Inc. Is Filed Jointly, on Behalf of Each of Them. Dated: December 2, 2003 /S/ Jeffrey A. Miller Jeffrey A. Miller /S/ Eric D. Jacobs Eric D. Jacobs -8

from SC 13G 1 page Exhibit 1 Joint Filing Agreement the Undersigned Hereby Agree That This Statement on Schedule 13g With Respect to the Beneficial Ownership of Shares of Common Stock, No Par Value Per Share, of Heartland Bancshares, Inc. Is Filed Jointly, on Behalf of Each of Them. Dated: September 22, 2003 /S/ Jeffrey A. Miller Jeffrey A. Miller /S/ Eric D. Jacobs Eric D. Jacobs -9

from SC 13G 1 page Exhibit 1 Joint Filing Agreement the Undersigned Hereby Agree That This Statement on Schedule 13g With Respect to the Beneficial Ownership of Shares of Common Stock, Par Value $.01 Per Share, of Crusader Holding Corporation Is Filed Jointly, on Behalf of Each of Them. Dated: April 6, 2001 Miller & Jacobs Capital, L.L.C. By: /S/ Jeffrey A. Miller Jeffrey A. Miller Managing Member By: /S/ Eric D. Jacobs Eric D. Jacobs Managing Member /S/ Jeffrey A. Miller Jeffrey A. Miller /S/ Eric D. Jacobs Eric D. Jacobs