American National Group Inc. Watch

from 8-K 4 pages [Name] [Address] [Address] Dear [Name]

from 8-K 5 pages Dear Anant

from 10-K 3 pages You Are a Key Executive of American Equity Investment Life Holding Company (The “Company”), and You Will Play a Vital Role in the Integration of the Company and Brookfield Reinsurance Ltd. Following Consummation of the Merger (The “Merger”) Contemplated by the Agreement and Plan of Merger (The “Merger Agreement”), Dated July 4, 2023. in Recognition of Your Particular Importance to the Closing of the Merger (The “Closing”) and to Motivate You to Continue Your Contribution to the Company Following the Closing, You Are Eligible to Receive a Special Retention Award Pursuant to and in Accordance With the Terms of This Letter Agreement (This “Letter”). if the Merger Agreement Terminates by Its Terms and the Closing Has Not Occurred, This Letter Will Terminate and Be of No Force or Effect. Capitalized Terms Used but Not Defined in This Letter Have the Meaning Ascribed to Them in the Merger Agreement. 1. Your Retention Award

from 10-K 2 pages [Date] [Recipient] [Recipient Address] Dear [Recipient]

from 10-K 4 pages Employee Restricted Stock Unit Award Agreement

from 10-K 2 pages On Behalf of American Equity Investment Life Insurance Company® (AEL), I Am Pleased to Confirm in Writing Our Offer of At-Will Employment. This Offer Is to Join Our Company as General Counsel in the Corporate Department Reporting to Anant Bhalla - Effective on a Date to Be Determined, but No Later Than January 2, 2024. We Feel That Your Skills and Background Will Be Valuable Assets to Our Company. When You Join Our Organization, You Will Become a Part of a Dynamic and Dedicated Team That Works Together to Provide Our Internal and External Clients With the Highest Possible Level of Service. Base Salary: Our Offer to You Is an Annual Salary of $500,000 Per Year ($41,666.67 Per Month). This Position Is Exempt. a Performance Evaluation Will Be Conducted in the First Quarter of 2024- And Annually Thereafter. Compensation

from 10-K 7 pages Change in Control Agreement

from 10-K 7 pages Change in Control Agreement

from 10-K 2 pages December 26, 2023 Confidential [Name] [Address] [City, State, Zip Code] Dear [Name]

from 10-K 5 pages Employee Restricted Stock Unit Award Agreement

from 10-K 4 pages Employee Restricted Stock Unit Award Agreement

from 8-K 4 pages Assignment, Assumption and Consent Agreement

from 8-K 11 pages Voting Agreement (This “Agreement”) Dated as of July 4, 2023, Among American Equity Investment Life Holding Company, an Iowa Corporation (The “Company”), and Each Party Listed on Schedule a Hereto (Each, a “Stockholder” And, Collectively, the “Stockholders”). the Company and Stockholders Are Each Referred to in This Agreement as a “Party” and Collectively as the “Parties”

from 425 11 pages Voting Agreement (This “Agreement”) Dated as of July 4, 2023, Among American Equity Investment Life Holding Company, an Iowa Corporation (The “Company”), and Each Party Listed on Schedule a Hereto (Each, a “Stockholder” And, Collectively, the “Stockholders”). the Company and Stockholders Are Each Referred to in This Agreement as a “Party” and Collectively as the “Parties”

from 8-K 13 pages Amended and Restated Change in Control Agreement

from 10-Q 2 pages Amendment to Separation Agreement

from 10-Q 5 pages Executive Must Sign the First Execution No Later Than December 31, 2022. Executive Must Sign the Second Execution No Sooner Than the Termination Date and No Later Than the Tenth Day Following the Termination Date. if Executive Does Not Meet These Execution Deadlines, Executive Will Irrevocably Lose the Opportunity to Receive the Consideration Detailed Herein. Executive Acknowledges and Agrees That She Received This Agreement on December 24, 2022. 11 Exhibit B Form of Waiver and Release Under Separation Agreement

from 10-K 3 pages First Amendment to the American Equity Transition Benefit Plan

from 10-K 10 pages Employee Restricted Stock Unit Award Agreement

from 10-K 16 pages Separation Agreement