Official Payments Holdings, Inc. Watch

from 10-Q 3 pages Fourth Amendment to Amended and Restated Credit and Security Agreement

from 10-Q 22 pages Ubs Ubs Bank USA C/O Ubs Financial Services Inc. 1000 Harbor Blvd./7th Floor Weehawken, Nj 07086 January 8, 2010 Official Payments Corporation Attn: John Guszak 10780 Parkridge Blvd Suite 400 Reston Va 20191-4370 Account Number: 5v67558 Approved Facility Amount: $15,023,000.00 We Are Pleased to Inform You That Your Application for a Ubs Premier Variable Credit Line Has Been Approved. Here Are Some Important Terms That Apply to Your Credit Line*: Loan Term: Payable on Demand Frequency of Interest Payments: Monthly** Minimum Initial Draw Amount: $ 25,001 Access Available Credit Via: Credit Line Checks or Electronic Disbursement***

from 10-Q 1 page Re: Default Under Credit and Security Agreement Dated January 29, 2003, in the Original Principal Sum of $15,000,000.00 (The “Agreement”), Executed by TIER Technologies, Inc., a California Corporation and Official Payments Corporation, a Delaware Corporation (Collectively, “Borrower”) in Favor of City National Bank (“Cnb”). Dear Mr. McCandless: Section 5.10.4 of the Agreement Requires That Borrower Maintain Net Profits From Continuing Operations, After Taxes, of at Least $1.00 for Each Fiscal Quarter. as of December 31, 2004, Borrower’s Net Profits Were Less Than $1.00

from 10-Q 36 pages Credit and Security Agreement

from 10-Q 1 page Third Modification to Credit Agreement

from 10-K 1 page Second Modification to Credit Agreement

from 10-K ~10 pages First Modification to Credit Agreement

from 10-K405 ~20 pages Credit Agreement

from 10-Q ~5 pages Fourth Amendment to Revolving Credit Agreement

from 10-Q ~5 pages Revolving Credit Agreement

from 10-K ~5 pages Second Amend. to Amended & Restated Credit Agree.

from 10-Q ~5 pages First Amend. to Amended & Restated Revolving Credit

from 10-Q ~50 pages Amended and Restated Revolving Credit Agreement

from 10-K405 1 page Second Amendment to Revolving Credit Agreement

from 10-K405 1 page Amendment to Revolving Credit Agreement

from S-1 ~50 pages Revolving Credit Agreement Dated 03-31-98

from S-1/A ~20 pages Line of Credit Between Registrant and Wells Fargo

from S-1/A >50 pages Line of Credit Between Registrant and Westamerica