Warwick Community Bancorp Inc Watch

from 10-K ~5 pages The Warwick Savings Bank Bank and Indemnitee Indemnification Agreement Dated as Of

from 10-K ~10 pages Article 1 Definitions

from 10-Q 1 page Amendment No. 1 to Employment Agreement Dated May 1, 2001 by and Between Warwick Community Bancorp, Inc. and Fred G. Kowal

from 10-K405 ~5 pages Change in Control Severance Plan

from 10-K405 ~10 pages Form of Amended Stock Option Agrmt for Employees

from 10-K405 ~5 pages Form of Amended Stock Option Agrmt for Directors

from 10-K405 ~5 pages Dempsey Agreement

from SC 13D 1 page Exhibit I Joint Filing Agreement in Accordance With Rule 13d-1(f) Under the Securities Exchange Act of 1934, as Amended, the Undersigned Hereby Agree to the Joint Filing With Each Other of the Attached Statement on Schedule 13d and to All Amendments to Such Statement and That Such Statement and All Amendments to Such Statement Is Made on Behalf of Each of Them. in Addition the Undersigned Hereby Appoints Lawrence B. Seidman as Attorney-In-Fact for the Undersigned With Authority to Execute and Deliver on Behalf of the Undersigned Any and All Documents (Including Any Amendments Thereto) Required to Be Filed by the Undersigned or Otherwise Executed and Delivered by the Undersigned Pursuant to the Securities Exchange Act of 1934, as Amended, All Other Federal, State and Local Securities and Corporation Laws, and All Regulations Promulgated Thereunder. in Witness Whereof, the Undersigned Hereby Execute This Agreement on September 28, 2001. 9/28/01 /Ss/Lawrence B. Seidman Date Lawrence B. Seidman, Manager Seidman and Associates, L.L.C. 9/28/01 /Ss/Lawrence B. Seidman Date Lawrence B. Seidman, President of the Corporate General Partner Seidman Investment PARTNERSHIP,L.P. 9/28/01 /Ss/Lawrence B. Seidman Date Lawrence B. Seidman, President of the Corporate General Partner Seidman Investment Partnership II, L.P. 9/28/01 /Ss/Lawrence B. Seidman Date Lawrence B. Seidman, Individually 9/28/01 /Ss/Lawrence B. Seidman Date Lawrence B. Seidman, Investment Manager, Kerrimatt, L.P. 9/28/01 /Ss/Lawrence B. Seidman Date Lawrence B. Seidman, Investment Manager Federal Holdings, L.L.C. 9/28/01 /Ss/Lawrence B. Seidman Date Lawrence B. Seidman, Co-General Partner, Pollack Investment Partnership, L.P. 9/28/01 /Ss/Dennis Pollack Date Dennis Pollack, Individually 9/28/01 /Ss/Dennis Pollack Date Dennis Pollack, Co-General Partner, Pollack Investment Partnership, L.P

from SC 13D ~50 pages Pollack Investment Partnership, L.P. Agreement

from SC 13D ~20 pages Operating Agreement for Federal Holdings L.L.C.

from SC 13D 1 page Letter Agreement With Kerrimatt, L.P.

from SC 13D ~20 pages Operat. Agreement for Seidman Assoc.

from SC 13D ~20 pages Amended & Restated Agreement of Limited Part. II

from SC 13D ~20 pages Seidman Investment Partnership, L.P. Agreement

from SC 13D 1 page Stock Purchase Transactions

from SC 13D 1 page Executive Officers & Directors of Report. Persons

from 10-Q 1 page Material Contracts

from 10-Q 1 page Material Contracts

from 10-Q 1 page Material Contracts

from 10-Q ~20 pages Material Contracts