EX-1
from SC 13G
1 page
Exhibit 1 - Original Signature Page Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d)of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: September 10, 1999 By: Name: Emanuel J. Friedman Title: Chairman Dated: September 10, 1999 Eric F. Billings Dated: September 10, 1999 Emanuel J. Friedman Dated: September 10, 1999 W. Russell Ramsey
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EX-1
from SC 13G
1 page
Exhibit 1 - Original Signature Page Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d)of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: February 16, 1999 By: Name: Emanuel J. Friedman Title: Chairman Dated: February 16, 1999 Eric F. Billings Dated: February 16, 1999 Emanuel J. Friedman Dated: February 16, 1999 W. Russell Ramsey
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EX-1
from SC 13D
1 page
Exhibit 1 Joint Acquisition Statement Pursuant to Rule 13d-1(f)(1) the Undersigned Acknowledge and Agree That the Foregoing Statement on Schedule 13d Is Filed on Behalf of Each of the Undersigned and That All Subsequent Amendments to This Statement on Schedule 13d Shall Be Filed on Behalf of Each of the Undersigned Without the Necessity of Filing Additional Joint Acquisition Statements. the Undersigned Acknowledge That Each Shall Be Responsible for the Timely Filing of Such Amendments, and for the Completeness and Accuracy of the Information Concerning It Contained Herein, but Shall Not Be Responsible for the Completeness and Accuracy of the Information Concerning the Other, Except to the Extent That It Knows or Has Reason to Believe That Such Information Is Inaccurate. Dated: June 18, 1998 Malta Partners, L.P. Malta Hedge Fund, L.P. By: Soam Holdings, LLC, By: Soam Holdings, LLC, the Sole General Partner the Sole General Partner By: /S/ Terry Maltese By: /S/ Terry Maltese Terry Maltese Terry Maltese President President Malta Partners II, L.P. Malta Hedge Fund II, L.P. By: Soam Holdings, LLC, By: Soam Holdings, LLC, the Sole General Partner the Sole General Partner By: /S/ Terry Maltese By: /S/ Terry Maltese Terry Maltese Terry Maltese President President Soam Holdings, LLC Sandler O'NEILL Asset Management LLC By: /S/ Terry Maltese By: /S/ Terry Maltese Terry Maltese Terry Maltese President President Terry Maltese /S/ Terry Maltese - Page 17 of 17
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