Midwest Banc Holdings Inc Watch

from 10-Q 6 pages *00037956985-10000-095504042008* Promissory Note Principal $25,000,000.00 Loan Date 04-04-2008 Maturity 04-03-2009 Loan No 37956985-10000- Call/Coll X165/P0 Account 00005106953 Officer 06564 Initials References in the Boxes Above Are for Lender’s Use Only and Do Not Limit the Applicability of This Document to Any Particular Loan or Item. Any Item Above Containing “***” Has Been Omitted Due to Text Length Limitations

from 10-Q 11 pages The Terms of This Agreement Will Apply (Except as Otherwise Provided Herein) So Long as Any Obligation Is Owed to Lender or Lender Has Any Outstanding Commitment to Lend to Borrower, Under the Terms and Conditions of Any Promissory Note or Other Agreement Between Borrower and Lender. Currently, Those Agreements Include, Without Limitation: (A) a Revolving Credit Promissory Note (Or “Revolving Loan”) in the Maximum Principal Amount of $25,000,000.00; (B) a Term Note in the Original Principal Amount of $75,000,000.00, Which Is Being Amended to Be in the Principal Amount of $55,000,000.00; and (C) a “Subordinated Term Note” in the Principal Amount of $15,000,000.00. 1. While Any Amount Is Owed by Borrower to Lender or Lender Has Any Commitment to Advance Any Credit to Borrower, Lender Shall Have Received the Following “Loan Documents,” in Form and Substance Satisfactory to Lender

from 8-K 15 pages Borrower Covenants That So Long as Any Obligation Is Owed to Lender or Lender Has Any Outstanding Commitment to Lend to Borrower, Under the Terms and Conditions of Any Promissory Note From Borrower to Lender Under the Revolving Loan(s), in the Aggregate Principal Amount of $25,000,000.00 (The “Revolving Credit Limit”) Dated September 28, 2007 and a Promissory Note From Borrower to Lender Under the Term Loan, in the Aggregate Principal Amount of $75,000,000.00 Dated September 28, 2007, or Under Any Note(s) Evidencing a Loan, (The “Note(s)”) and All Extensions, Renewals or Modifications of the Note(s). the Revolving Loan(s) and Term Loan Collectively Are Called (The “Loan(s)”): 1. Lender Shall Have Received the Following Security Documents (The “Security Documents”) in Form and Substance Satisfactory to Lender: (I) Promissory Note(s); (II) Commercial Pledge Agreement; (III) 100% of Midwest Bank and Trust Company Stock; and (IV) Irrevocable Stock or Bond Power. 2. Borrower Shall Furnish to Lender, as Soon as Available, Such Financing Information Respecting Borrower as Lender From Time to Time Requests, and Without Request Furnish to Lender

from 8-K 9 pages M&L Marshall & Llsley Bank 770 North Water Street Milwaukee, Wl 53202-3509 414765-7700 Mibank.com April 4, 2007 Mr. Daniel R. Kadolph Executive Vice President & CFO Midwest Banc Holdings, Inc. 501 W. North Avenue Melrosepark, Il 60160 Dear Mr. Kadolph: This Letter Agreement (The “Agreement”) Is Made and Entered Into as of This 4th Day of April, 2007, by and Between Midwest Banc Holdings, Inc. (The “Borrower”) and M&I Marshall & Llsley Bank (The “Lender”)

from 8-K 20 pages M&I Marshall & Ilsley Bank 770 North Water Street Milwaukee, Wi 53202-3509 414765-7700 Mibank.com March 24, 2006 Mr. Daniel R. Kadolph Senior Vice President & CFO Midwest Banc Holdings, Inc. 501 W. North Avenue Melrose Park, Il60160 Dear Mr. Kadolph: This Letter Agreement (The “Agreement”) Is Made and Entered Into as of This 24th Day of March, 2006, by and Between Midwest Banc Holdings, Inc. (The “Customer”) and M&I Marshall & Ilsley Bank (The “Lender”)

from 8-K 11 pages Loan Extension Documents

from 10-Q 64 pages Loan Agreement Between Lasalle Bank National Association and Midwest Banc Holdings, Inc. Dated as of April 8, 2004

from 10-K 4 pages Seventh Amendment to Credit Agreement

from 10-K 5 pages Sixth Amendment and Waiver to Credit Agreement

from 10-K 6 pages Fifth Amendment and Waiver to Credit Agreement

from 10-K 1 page Fourth Amendment to Credit Agreement

from 10-K ~5 pages Amendment #3 & Waiver to Credit Agreement

from 10-K 1 page Amendment #2 to Credit Agreement

from 10-K ~1 page Amendment #1 to Credit Agreement

from S-1/A ~50 pages Credit Agreement

from S-1 ~10 pages $4.0 Million Revolving Loan Agreement

from S-1 ~20 pages $18.0 Million Revolving Loan Agreement