EX-4.5
from 10KSB
~50
pages
Amended and Restated Declaration of Trust by and Among U.S. Bank National Association, as Institutional Trustee, Southern Heritage Bancorp, Inc., as Sponsor, and Tren B. Watson, C. Talmadge Garrison and C. Ricky Stowe, as Administrators, Dated as of June 26, 2003
12/34/56
