Network 1 Financial Group, Inc. Watch

from 8-K 10 pages This Note Has Not Been Registered Under the Securities Act of 1933, as Amended. This Note May Not Be Sold, Offered for Sale, Pledged or Hypothecated in the Absence of an Effective Registration Statement or Applicable Exemption or Safe Harbor Provision. Notwithstanding the Foregoing, the Securities Paid to Holder as “Primary Additional Consideration” Supporting This Note May Be Pledged in Connection With a Bona Fide Margin Account or Other Loan or Financing Arrangement Secured by These Securities

from 8-K 5 pages Citibank, N.A. (“Citibank”) Is Pleased to Advise You It Holds Available for International Smart Sourcing, Inc. (The “Borrower”), a Corporation Organized and in Good Standing Under the Laws of the State of Delaware, a Borrowing Base Line of Credit (The “Line”) in the Amount of $1,700,000, Subject to the Following Terms and Conditions: 1. Description of the Line

from 10QSB 4 pages Citibank, N.A. (“Citibank”) Is Pleased to Advise You It Holds Available for International Smart Sourcing, Inc. (The “Borrower”), a Corporation Organized and in Good Standing Under the Laws of the State of Delaware, a Borrowing Base Line of Credit (The “Line”) in the Amount of $1,700,000, Subject to the Following Terms and Conditions: 1. Description of the Line

from 8-K 1 page Credit Agreement

from SB-2/A 1 page <page> $25,000.00 Demand Negotiable Promissory Note the Undersigned Electronic Hardware Corporation of 320 Broad Hollow Road, Farmingdale, New York 11735 in Consideration for a Loan of $25,000.00 Made by Harry Goodman (The Receipt of Which Is Hereby Acknowledged), Hereby Promises to Pay Harry Goodman the Sum of Twenty-Five Thousand ($25,000.00) Dollars on Demand at 25 Ardsley Place, Rockville Center, New York or Such Address as Harry Goodman May Specify in Writing. Interest Shall Accrue at 10% Per Annum. Interest of $208.34 Shall Be Paid Monthly. This Note and Its Enforceability Shall Be Governed by the Laws of the State of New York. October 22, 1998 Electronic Hardware Corporation Andrew Franzone /S/ Andrew Franzone Harry Goodman /S/ Harry Goodman Witnesses By: /S/ Illegible - - <page> $50,000.00 Demand Negotiable Promissory Note the Undersigned International Plastic Technologies Inc of 320 Broad Hollow Road, Farmingdale, New York 11735 in Consideration for a Loan of $50,000.00 Made by Harry Goodman (The Receipt of Which Is Hereby Acknowledged), Hereby Promises to Pay Harry Goodman the Sum of Fifty Thousand ($50,000.00) Dollars on Demand at 25 Ardsley Place, Rockville Center, New York or Such Address as Harry Goodman May Specify in Writing. Interest Shall Accrue at 10% Per Annum. Interest of $416.67 Shall Be Paid Monthly. This Note and Its Enforceability Shall Be Governed by the Laws of the State of New York. December 7, 1998 International Plastic Technologies Inc. International Smart Sourcing Inc. Electronic Hardware Corporation Andrew Franzone /S/ Andrew Franzone Harry Goodman /S/ Harry Goodman Witnesses By: /S/ Illegible

from SB-2/A 1 page <page> $25,000.00 Demand Negotiable Promissory Note the Undersigned Electronic Hardware Corporation of 320 Broad Hollow Road, Farmingdale, New York 11735 in Consideration for a Loan of $25,000.00 Made by David Kassel (The Receipt of Which Is Hereby Acknowledged), Hereby Promises to Pay David Kassel the Sum of Twenty-Five Thousand ($25,000.00) Dollars on Demand at 61 West 62nd Street New York or Such Address as David Kassel May Specify in Writing. Interest Shall Accrue at 10% Per Annum. Interest of $208.34 Shall Be Paid Monthly. This Note and Its Enforceability Shall Be Governed by the Laws of the State of New York. October 27, 1998 Electronic Hardware Corporation Andrew Franzone /S/ Andrew Franzone David Kassel /S/ David Kassel Witnesses By: /S/ Illegible

from SB-2/A 1 page <page> Exh 10.21 [Letterhead of Electronic Hardware Corp.] May 14, 1998 Andrew Pokross First Vice President Republic National Bank of New York Fifth Avenue at 40th Street New York, Ny 10018 Re: Release of Personal Guarantees Dear Mr. Pokross, Electronic Hardware Corporation Is Requesting That Republic National Bank of New York Release the Personal Guarantees of David Kassel, Harry Goodman and Andrew Franzone From the Term Loan Agreement and Demand Note Dated July 29, 1996 Contingent Upon the Initial Public Offering of International Plastic Technologies, Inc. Please Sign This Letter as an Acceptance of the Release and Return It to Me as Soon as Possible. Feel Free to Call Me if You Have Any Additional Questions. Sincerely, /S/ Steven Sgammato - Steven Sgammato Controller Accepted: /S/ Andrew Pokros Andrew Pokros - Republic National Bank of New York

from SB-2 ~20 pages Loan Agreement Dated February 21, 1997

from SB-2 ~20 pages Term Loan Agreement

from SB-2 1 page <page> $125,000.000 Demand Negotiable Promissory Note the Undersigned Electronic Hardware Corp. of 320 Broad Hollow Road, Farmingdale, New York 11735 in Consideration for a Loan of $125,000.00 Made by Harry Goodman (The Receipt of Which Is Hereby Acknowledged), Hereby Promises to Pay Harry Goodman the Sum of One Hundred Twenty-Five Thousand ($125,000.00) Dollars Over 5 Years at 25 Ardsley Place, Rockville Centre, New York or Such Address as Harry Goodman May Specify in Writing. Interest Shall Accrue at 10% Per Annum. This Note and Its Enforceability Shall Be Governed by the Laws of the State of New York. September 1, 1994 Electronic Hardware Corporation Andrew Franzone /S/A. Franzone Harry Goodman /S/Harry Goodman Witness By: /S/Illegible - <page> $175,000.000 Demand Negotiable Promissory Note the Undersigned Electronic Hardware Corp. of 320 Broad Hollow Road, Farmingdale, New York 11735 in Consideration for a Loan of $175,000.00 Made by Harry Goodman (The Receipt of Which Is Hereby Acknowledged), Hereby Promises to Pay Harry Goodman the Sum of One Hundred Seventy-Five Thousand ($175,000.00) Dollars Over 5 Years at 25 Ardsley Place, Rockville Centre, New York or Such Address as Harry Goodman May Specify in Writing. Interest Shall Accrue at 10% Per Annum. This Note and Its Enforceability Shall Be Governed by the Laws of the State of New York. August 1, 1996 Other Note Due to Harry Goodman: September 1, 1994 $125,000.00 @ 10% Over 5 Years. All Other Notes Except Those Listed Are Void. Electronic Hardware Corporation Andrew Franzone /S/A. Franzone Harry Goodman /S/Harry Goodman Witness By: /S/Illegible