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<page> 1 Exhibit (3) Logo Peoples Bancorp, Incorporated Common Stock Common Stock Peoples Bancorp, Incorporated Incorporated Under the Laws of the State of Maryland Cusip 70978t 10 7 This Certifies That Is the Registered Holder of Shares of the Fully Paid and Nonassessable Common Stock of the Above Named Corporation Transferable Only on the Books of the Corporation by the Holder Hereof in Person or by Attorney Upon Surrender of This Certificate Properly Endorsed. in Witness Whereof, the Said Corporation Has Caused This Certificate to Be Signed by Its Duly Authorized Officers and Its Corporate Seal to Be Hereunto Affixed This Day of A.D. . - Signature Signature (Reverse Side) the Following Abbreviations, When Used in the Insciption on the Face of This Certificate, Shall Be Construed as Though They Were Written Out in Full According to Applicable Laws or Regulations: <table> <s> <c> <c> Ten Com - As Tenants in Common Unif Gift Min Act -.....Custodian..... (Cust) (Minor) Ten Ent - As Tenants by the Entireties Under Uniform Gifts to Minors Jt Ten - As Joint Tenants With Right of Survivorship and Not as Tenants Act............................ in Common (State) Additional Abbreviations May Also Be Used Though Not in the Above List. </Table> for Value Received, Hereby Sell, Assign and Transfer Unto Please Insert Social Security or Other Identifying Number of Assignee - - Please Print or Typewrite Name and Address Including Postal Zip Code of Assignee - - Shares - Of the Common Stock Represented by the Within Certificate, and Do Hereby Irrevocably Constitute and Appoint - Attorney to Transfer the Said Stock on the Books of the Within Named Corporation With Full Power of Substitution in the Premises. Dated in Presence Of
