First Community Financial Corp Watch

from SC 13D 1 page Exhibit 1 Joint Acquisition Statement Pursuant to Rule 13d-1(f)(1) the Undersigned Acknowledge and Agree That the Foregoing Statement on Schedule 13d Is Filed on Behalf of Each of the Undersigned and That All Subsequent Amendments to This Statement on Schedule 13d Shall Be Filed on Behalf of Each of the Undersigned Without the Necessity of Filing Additional Joint Acquisition Statements. the Undersigned Acknowledge That Each Shall Be Responsible for the Timely Filing of Such Amendments, and for the Completeness and Accuracy of the Information Concerning It Contained Herein, but Shall Not Be Responsible for the Completeness and Accuracy of the Information Concerning the Other, Except to the Extent That It Knows or Has Reason to Believe That Such Information Is Inaccurate. Dated: April 5, 2000 Malta Partners, L.P. Malta Hedge Fund, L.P. By: Soam Holdings, LLC, By: Soam Holdings, LLC, the Sole General Partner the Sole General Partner By: /S/ Terry Maltese By: /S/ Terry Maltese Terry Maltese Terry Maltese President President Malta Partners II, L.P. Malta Hedge Fund II, L.P. By: Soam Holdings, LLC, By: Soam Holdings, LLC, the Sole General Partner the Sole General Partner By: /S/ Terry Maltese By: /S/ Terry Maltese Terry Maltese Terry Maltese President President Malta Offshore, Ltd. Sandler O'NEILL Asset Management LLC By:sandler O'NEILL Asset Management LLC By: /S/ Terry Maltese By: /S/ Terry Maltese Terry Maltese Terry Maltese President President Soam Holdings, LLC Terry Maltese By: /S/ Terry Maltese /S/ Terry Maltese Terry Maltese Terry Maltese President Page 17 of 17

from SC 13D 1 page Exhibit 1 Joint Acquisition Statement Pursuant to Rule 13d-1(f)(1) the Undersigned Acknowledge and Agree That the Foregoing Statement on Schedule 13d Is Filed on Behalf of Each of the Undersigned and That All Subsequent Amendments to This Statement on Schedule 13d Shall Be Filed on Behalf of Each of the Undersigned Without the Necessity of Filing Additional Joint Acquisition Statements. the Undersigned Acknowledge That Each Shall Be Responsible for the Timely Filing of Such Amendments, and for the Completeness and Accuracy of the Information Concerning It Contained Herein, but Shall Not Be Responsible for the Completeness and Accuracy of the Information Concerning the Other, Except to the Extent That It Knows or Has Reason to Believe That Such Information Is Inaccurate. Dated: September 21, 1999 Malta Partners, L.P. Malta Hedge Fund, L.P. By: Soam Holdings, LLC, By: Soam Holdings, LLC, the Sole General Partner the Sole General Partner By: /S/ Terry Maltese By: /S/ Terry Maltese Terry Maltese Terry Maltese President President Malta Partners II, L.P. Malta Hedge Fund II, L.P. By: Soam Holdings, LLC, By: Soam Holdings, LLC, the Sole General Partner the Sole General Partner By: /S/ Terry Maltese By: /S/ Terry Maltese Terry Maltese Terry Maltese President President Soam Holdings, LLC Sandler O'NEILL Asset Management LLC By: /S/ Terry Maltese By: /S/ Terry Maltese Terry Maltese Terry Maltese President President Terry Maltese /S/ Terry Maltese - Page 16 of 16

from SC 13D 1 page <page> Exhibit 1 June 15, 1999 Federal Deposit Insurance Corporation 550 17th Street, N.W. Washington, D.C. 20429 Attention: Mr. Brent J. Klanderud Re: Community Savings Bank, Ssb, Burlington, North Carolina - Notice of Intent to Convert From Mutual to Stock Form Ladies and Gentlemen: Pursuant to Your Letter to the Board of Directors of Community Savings Bank, Ssb, Dated May 10, 1999 the Community Savings Charitable Foundation, Inc. Commits and Agrees to the Following Oversight Provisions: 1. the Common Stock of First Community Financial Corporation Held by the Foundation Shall Be Voted by the Foundation in the Same Ratio as the Shares Voted on Each and Every Proposal Considered by the Stockholders of First Community. 2. the Foundation Shall Be Subject to Examination by the Fdic. 3. the Foundation Shall Comply With All Supervisory Directives Imposed by the Fdic. 4. the Foundation Shall Operate in Accordance With Written Policies Adopted by the Foundation's Board of Directors. 5. the Foundation Shall Provide Annual Reports to the Fdic Describing the Grants Made and Grant Recipients. the Foundation Has Adopted an Operating Policy Which Includes Provisions Set Forth Above. Community Savings Charitable Foundation, Inc. By: /S/ William R. Gilliam William R. Gilliam, Incorporator and President

from SB-2/A ~20 pages Sales Agency Agreement

from SB-2 ~5 pages Underwriting agreement