Remedent, Inc. Watch

from 8-K 7 pages Loan Agreement

from 10KSB/A 9 pages Fortis Bank N.V. 1 Fortis Bank Sds/9case Your Account Manager : Remedent NV Eelbode Filip Xavier De Cocklaan 42 Bollebergen 2a 9831 Deurle 9052 Zwijnaarde Tel : +32 92.40.93.09 Our Reference Date 023331924/Ds/9ca5d September 8, 2004 Forms of Use, Modalities and Conditions Until Further Notice, the Following Forms of Use, Modalities and Conditions Apply: Mixed Credit (Contract Number 245-4225043-10) •amount : Eur 800,000.00 (Eight Hundred Thousand Euros) • Special Condition : All Bills Can Be Drawn Up Omega Pharma Exclusively. This Mixed Credit Can Be Used Under Any Form of Use Mentioned Below, However, Without Exceeding the Total Amount of Eur 800,000.00. Transferor Discount (Contract Number 245-4225044-11) •modalities: Fortis Bank N.V. 2 Which Funds Were Not or Only Partly Provided or for Which You Would Have the Funds Transferred to You, Without Having Received Our Written Approval. We Have the Same Right if One of the Signatories Files for Bankruptcy or Composition

from 10KSB/A 9 pages General Lending Conditions for Corporate Customers * * the Provisions in Italics Only Apply if the Borrower and/or the Third-Person Guarantor - If Any - Are Natural Persons. Article 1 - Scope of Application the Following Provisions Concerning Credit Facilities Govern the Relationship Between: - Fortis Bank NV, Hereinafter Referred to as "The Bank"; - The Beneficiary(ies) of the Credit Facility, Hereinafter Referred to as "The Borrower"; in the Event of More Than One Borrower, the Bank Is Entitled to Use the Word "Borrower" to Refer to Each of Them;

from 10KSB/A 9 pages Fortis Bank N.V. 1 Fortis Bank Sds/9case Your Account Manager : Remedent NV Eelbode Filip Xavier De Cocklaan 42 Bollebergen 2a 9831 Deurle 9052 Zwijnaarde Tel : +32 92.40.93.09 Our Reference Date 023331924/Dp/9ca5e March 13, 2006 Forms of Use, Modalities and Conditions Until Further Notice, the Following Forms of Use, Modalities and Conditions Apply: Mixed Credit (Contract Number 245-4225043-10) Acceptance – Export (Contract Number 245-4225045-12) Amount : Eur 2,300,000.00 (Two Million Three Hundred Thousand Euros) • Modalities: Fortis Bank N.V. 2 Transactions, of Any Full or Partial Payment by Your Buyer Before the Expiry Date of the Bank Acceptances

from 10QSB/A 8 pages Fortis Bank N.V. 1 Fortis Bank Sds/9case Your Account Manager : Remedent NV Eelbode Filip Xavier De Cocklaan 42 Bollebergen 2a 9831 Deurle 9052 Zwijnaarde Tel : +32 92.40.93.09 Our Reference Date 023331924/Sds/9ca4c September 1, 2006 Forms of Use, Modalities and Conditions Until Further Notice, the Following Forms of Use, Modalities and Conditions Apply: Mixed Credit (Contract Number 245-4225043-10) Acceptance – Export (Contract Number 245-4225045-12) Amount : Eur 1,050,000.00 (One Million Fifty Thousand Euros) • Modalities: Fortis Bank N.V. 2 Transactions, of Any Full or Partial Payment by Your Buyer Before the Expiry Date of the Bank Acceptances

from 10KSB 10 pages Fortis Bank N.V. 1 Fortis Bank Sds/9case Your Account Manager : Remedent NV Eelbode Filip Xavier De Cocklaan 42 Bollebergen 2a 9831 Deurle 9052 Zwijnaarde Tel : +32 92.40.93.09 Our Reference Date 023331924/Sds/9case May 3, 2005 Forms of Use, Modalities and Conditions Until Further Notice, the Following Forms of Use, Modalities and Conditions Apply: Mixed Credit (Contract Number 245-4225043-10) This Mixed Credit Can Be Used Under Any Form of Use Mentioned Below, However, Without Exceeding the Total Amount of Eur 1,050,000.00. Transferor Discount (Contract Number 245-4225044-11) • Modalities: Fortis Bank N.V. 2 the Circulation of the Bills Must Be Spread Over Various Parties Involved. • Rates: - Interests: For the Discounting of Bills in Euro: Calculated on the Basis of Our Bank’s Basic Interest Rate for Discounts, Currently 5.45%, Plus 2% Per Year. to Calculate the Interests, the Months Are Taken Into Account, Considering the Proper Number of Days and a 360-Day Year

from 10KSB 2 pages The Company Organized and Existing Under the Laws of Belgium, Remedent N.V., With Registered Office at Xavier De Cocklaan 42, 9831, Deurle, Belgium, Represented for the Purposes of This Agreement by Robin List, It’s Director, Duly Empowered by the Articles of Association; Hereinafter Referred to as Remm; And

from 10KSB 2 pages 1. for the Amount of 991.000 Euro • by Cash Disposals Bbl Factoring • by Advances Bbl Factoring 2. for the Amount of 250.000 Euro • by Cash Disposals • by Cash Disposals in Usd, Till the Converted Amount Reaches the Level of the Euro Amount, Following the Most Recent Known Actual Conversion Rate • by Advances in Euro and/or by Advances in Usd, Till the Counter Value of Named Amount, for the Maximum Term of 3 Months. Each Advance Will Be Minimum 125.000 Euro. • by Opening of a Documentary Credit, Approved by US, Executable Following Our Instructions and Our Approval and at Our Terms, to Be Determinated Case by Case and Against the Needed Documents. • a Pawn of the First Line for the Amount of 250.000 Euro, Following the Text Below. • a Pawn of Cash, Deposits on Account 390-0344064-60, Actions at Bearer and Dematerialized Stocks to Be Booked by the Will of the Bank, After Being Registered in the File of Hypoticated Stocks on Account 390-0344064-70 • This Pawn Will Be Given by Mr. De Vreese Guy–maureen Seifert, • the Value of All Stocks and Deposits Should Not Be Smaller Than 219.000 Euro or an Equivalent in Cash. • Once This Obligation Is Fulfilled, We Will Release Stocks for the Amount of 19.000 Euro, Underwritten by Mr. De Vreese Guy and Maureen Seifert on January 22, 2002

from 10KSB 3 pages Agreement This Agreement (“Agreement”) Is Made as of December 21, 2001, by an Between Jonathan J. Marine, an Individual (“Lender”) and Remedent USA, Inc. (“Company”). Recital: Lender and Company Entered Into That Certain Agreement, Dated September 21, 2001. Agreement

from 10QSB 2 pages Loan Agreement, Dated September 21, 2001 Remedent USA, Inc

from 10QSB 2 pages Loan Agreement, Dated September 9, 2001