Encore Capital Group Inc Watch

from 8-K 323 pages Senior Facilities Agreement Relating to a $1,295,000,000 Committed Revolving Facility Dated

from 10-Q 323 pages Senior Facilities Agreement Relating to a $1,180,000,000 Committed Revolving Facility Dated

from 8-K 6 pages Capped Call Early Unwind Agreement Dated as of February [28], 2023 Between Encore Capital Group, Inc. and [Bank of Montreal][credit Suisse International][bank of America, N.A.]

from 8-K 336 pages Senior Facilities Agreement Relating to a $1,140,000,000 Committed Revolving Facility Dated

from 8-K 201 pages Amendment No. 5 to Third Amended and Restated Credit Agreement

from 10-K 31 pages Limited Consent and Amendment No. 4 to Third Amended and Restated Credit Agreement

from 8-K 119 pages Encore Capital Group, Inc. as Issuer Midland Credit Management, Inc. as Guarantor and Mufg Union Bank, N.A., as Trustee Indenture Dated as of September 9, 2019 3.25% Convertible Senior Notes Due 2025

from 8-K 28 pages Amendment No. 3 to Third Amended and Restated Credit Agreement

from 8-K 184 pages Cabot Financial (Luxembourg) II S.A., as Issuer Cabot Credit Management Limited, as Ccm and Guarantor Cabot Financial Limited, as the Company and as a Guarantor the Subsidiary Guarantors Parties Hereto, €400,000,000 of Senior Secured Floating Rate Notes Due 2024 Indenture June 14, 2019 Citibank, N.A., London Branch, as Trustee Citibank, N.A., London Branch, as Principal Paying Agent, Calculation Agent and Transfer Agent Citigroup Global Markets Europe AG, as Registrar J.P. Morgan Europe Limited, as Security Agent

from 10-K 8 pages This Fourth Supplemental Indenture (This “Supplemental Indenture”) Dated as of July 15, 2016 Among Cabot Securitisation Europe Limited, a Private Company Limited by Shares Incorporated Under the Laws of Ireland, With Registration Number 572606 (The “New Guarantor”), Cabot Financial (Luxembourg) S.A., a Société Anonyme Incorporated Under the Laws of Luxembourg With Registered Office at 6, Rue Gabriel Lippmann, L-5365 Munsbach, Luxembourg, Registered With the Register of Commerce and Companies of Luxembourg Under the Number B 171.245 (The “Issuer”), Cabot Credit Management Limited, a Limited Liability Company Organized Under the Laws of England and Wales, Cabot Financial Limited, a Limited Liability Company Incorporated Under the Laws of England and Wales (The “Company”), Certain Subsidiaries of the Company From Time to Time Parties Hereto and Citibank, N.A., London Branch, as Trustee (The “Trustee”), Under the Indenture Referred to Below

from 10-K 335 pages Dated 20 September 2012 as Amended by an Amendment Letter Dated 25 April 2013 as Amended and Restated by an Amendment and Restatement Agreement Dated 28 June 2013, as Amended by an Amendment Agreement Dated 25 July 2014, as Amended and Restated by an Amendment and Restatement Agreement Dated 5 February 2015, as Amended and Restated by an Amendment and Restatement Agreement Dated 11 November 2015, as Amended by an Amendment Letter Dated 6 June 2016, as Amended by an Amendment Agreement Dated 6 October 2016, as Amended and Restated by an Amendment and Restatement Agreement Dated 31 March 2017 and as Amended and Restated by an Amendment and Restatement Agreement Dated 12 December 2017 Cabot Financial (Uk) Limited Arranged by Dnb Bank Asa, London Branch Hsbc Bank PLC J.P. Morgan Securities PLC Lloyds Bank PLC the Bank of Tokyo-Mitsubishi Ufj, Ltd. and the Royal Bank of Scotland PLC as Mandated Lead Arrangers With J.P. Morgan Europe Limited Acting as Agent and J.P. Morgan Europe Limited Acting as Security Agent Senior Facilities Agreement Relating to a £295,000,000 Committed Revolving Facility

from 10-Q 2 pages Reference Is Hereby Made to That Certain Third Amended and Restated Credit Agreement, Dated as of December 20, 2016 (As Amended by That Certain (I) Incremental Term Loan and Extension Agreement, Dated as of March 2, 2017 (The “March Incremental and Extension Agreement”), (II) Incremental Facility Agreement, Dated as of March 29, 2017, (III) Amendment No. 1 to Third Amended and Restated Credit Agreement, Dated as of June 13, 2017 and (IV) Amendment No. 2 to Third Amended and Restated Credit Agreement, Dated as of June 29, 2017, and as May Be Further Amended, Restated, Modified, Supplemented, Extended or Replaced From Time to Time, the “Credit Agreement”), by and Among Encore Capital Group, Inc. (“Borrower”), the Several Banks and Other Financial Institutions and Lenders From Time to Time Party Thereto (The “Lenders”), Suntrust Bank, as Administrative Agent (In Such Capacity, the “Administrative Agent”) and Collateral Agent, Issuing Bank and Swingline Lender. Unless Otherwise Defined Herein, Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Credit Agreement

from 8-K 30 pages Second Amended and Restated Intercreditor Agreement

from 10-Q 23 pages Amendment No. 2 to Third Amended and Restated Credit Agreement

from 10-Q 24 pages Amendment No. 1 to Third Amended and Restated Credit Agreement

from 10-Q 14 pages Incremental Term Loan and Extension Agreement Cathay Bank 777 North Broadway Los Angeles, Ca 90012 Opus Bank 1055 Wilshire Blvd, Suite Gnd3 Los Angeles, Ca 90017 Umpqua Bank 11440 West Bernardo Court Suite 300 San Diego, Ca 9212

from 8-K 111 pages Encore Capital Group, Inc. as Issuer Midland Credit Management, Inc. as Guarantor and Mufg Union Bank, N.A., as Trustee Indenture Dated as of March 3, 2017 3.25% Convertible Senior Notes Due 2022

from 8-K 200 pages Amendment No. 4 to Second Amended and Restated Credit Agreement and Amendment No. 1 to Second Amended and Restated Pledge and Security Agreement

from 8-K 218 pages Cabot Financial (Luxembourg) S.A. as Issuer Cabot Credit Management Limited, as Ccm and as a Guarantor Cabot Financial Limited, as the Company and as a Guarantor the Subsidiary Guarantors Parties Hereto, £350,000,000 of 7.50% Senior Secured Notes Due 2023 Indenture October 6, 2016 Citibank, N.A., London Branch, as Trustee Citibank, N.A., London Branch, as Principal Paying Agent and Transfer Agent Citigroup Global Markets Deutschland AG, as Registrar J.P. Morgan Europe Limited, as Security Agent

from 10-Q 3 pages Dear Sirs, Amendment Letter in Relation to £200,000,000 Senior Secured Revolving Credit Facilities Agreement Dated 20 September 2012 (As Amended and/or Restated From Time to Time) Made Between, Amongst Others, Cabot Financial Limited and the Agent (The Facilities Agreement) 1. Introduction 1.1 We Refer to the Facilities Agreement. 1.2 Unless the Contrary Intention Appears in This Letter, Words and Expressions Defined In, or Defined by Reference To, the Facilities Agreement Shall Have the Same Meanings When Used in This Letter. 1.3 in This Letter, Effective Date Means the Date on Which the Agent Countersigns This Letter. 1.4 References in the Facilities Agreement to This Agreement Shall, With Effect From the Effective Date and Unless the Context Otherwise Requires, Be Deemed to Be References to the Facilities Agreement as Amended by This Letter. 1.5 Clause 1.2 (Construction) and Clause 1.3 (Third Party Rights) of the Facilities Agreement Shall Be Deemed to Be Incorporated in This Letter in Full, Mutatis Mutandis. 1.6 the Parties Wish to Amend the Facilities Agreement as Set Out in Paragraph 2 Below. 2. Amendment of the Facilities Agreement