Skinvisible Inc Watch

from 8-K 30 pages Neither the Issuance and Sale of the Securities Represented by This Certificate Nor the Securities Into Which These Securities Are Convertible Have Been Registered Under the Securities Act of 1933, as Amended, or Applicable State Securities Laws. the Securities May Not Be Offered for Sale, Sold, Transferred or Assigned (I) in the Absence of (A) an Effective Registration Statement for the Securities Under the Securities Act of 1933, as Amended, or (B) an Opinion of Counsel (Which Counsel Shall Be Selected by the Holder), in a Generally Acceptable Form, That Registration Is Not Required Under Said Act or (II) Unless Sold Pursuant to Rule 144 or Rule 144a Under Said Act. Notwithstanding the Foregoing, the Securities May Be Pledged in Connection With a Bona Fide Margin Account or Other Loan or Financing Arrangement Secured by the Securities. Principal Amount: US$160,000.00 Issue Date: April 7, 2017 Convertible Promissory Note

from 10-K 1 page Promissory Note Loan

from 10-Q 1 page Loan Conversion Agreement This Loan Conversion Agreement (The "Agreement") Is Entered Into as of June 6, 2002 (The "Effective Date") by and Between Robert F. Lutz ("Lender") Whose Address Is 71 Biltmore Estates, Phoenix, Az 85016, and Skinvisible, Inc., a Nevada Corporation (The "Company"), Whose Address Is 6320 South Sandhill Road, Suite 10, Las Vegas, NV 89120. Reference Is Hereby Made to Three (3) Promissory Notes Between the Company and Lender Dated April 8, 2002, April 30, 2002, and May 28, 2002 (The "Notes"). Whereas, the Lender Advanced, in Total, the Sum of One Hundred Fifty Thousand Dollars ($150,000), (The "Principal") to the Company in Exchange for the Notes. Now Therefore, in Consideration of the Covenants Contained Herein, the Above Recitals and Other Good and Valuable Consideration, the Receipt and Sufficiency of Which Are Hereby Acknowledged, the Parties Hereto Agree as Follows: The Lender Hereby Waives Any and All Interest Payable in Connection With the Notes and Releases the Company From the Liability to Pay Said Interest to Lender. the Principal Amount of the Notes Will Be Converted Into Three Million (3,000,000) Shares of Common Stock of Skinvisible, Inc. at the Rate of $0.05 Per Share. the Share Certificate Will Be Issued in the Name Lutz Family Trust. in Addition, the Company Will Issue a Warrant Agreement in the Name of Lutz Family Trust, Which Will Give the Holder the Right to Purchase Further Shares at $0.30 Per Share if Exercised in Year One, and $0.40 Per Share if Exercised in Year Two. the Warrant Agreement Will Give the Holder the Right to Purchase One Share for Every Two Shares Acquired by the Holder in This Transaction for an Aggregate Total of One Million Five Hundred Thousand (1,500,000) Additional Shares at the Above Prices. in Witness Whereof, the Parties, Intending to Be Bound Hereby, Have Executed This Agreement as of the Date First Written Above. By: Robert F. Lutz Skinvisible, Inc. By: Terry Howlett, President 13 <page>

from 10QSB 1 page <page> Loan Conversion Agreement This Loan Conversion Agreement (The "Agreement") Is Entered Into as of April 2, 2002 (The "Effective Date") by and Between Robert F. Lutz ("Lender") Whose Address Is 71 Biltmore Estates, Phoenix, Az 85016, and Skinvisible, Inc., a Nevada Corporation (The "Company"), Whose Address Is 6320 South Sandhill Road, Suite 10, Las Vegas, NV 89120. Reference Is Hereby Made to a Promissory Note Between the Company and Lender Dated March 8, 2002 (The "Note"). Whereas, the Lender Advanced, in Total, the Sum of Fifty Thousand Dollars ($50,000), (The "Principal") to the Company in Exchange for the Notes. Now Therefore, in Consideration of the Covenants Contained Herein, the Above Recitals and Other Good and Valuable Consideration, the Receipt and Sufficiency of Which Are Hereby Acknowledged, the Parties Hereto Agree as Follows: The Lender Hereby Waives Any and All Interest Payable in Connection With the Note and Releases the Company From the Liability to Pay Said Interest to Lender. the Principal Amount of the Note Will Be Converted Into One Million (1,000,000) Shares of Common Stock of Skinvisible, Inc. at the Rate of $0.05 Per Share. the Share Certificate Will Be Issued in the Name Lutz Family Trust. in Addition, the Company Will Issue a Warrant Agreement in the Name of Lutz Family Trust, Which Will Give the Holder the Right to Purchase Further Shares at $0.30 Per Share if Exercised in Year One, and $0.40 Per Share if Exercised in Year Two. the Warrant Agreement Will Give the Holder the Right to Purchase One Share for Every Two Shares Acquired by the Holder in This Transaction for an Aggregate Total of 500,000 Additional Shares at the Above Prices. in Witness Whereof, the Parties, Intending to Be Bound Hereby, Have Executed This Agreement as of the Date First Written Above. /S/ Robert F. Lutz By: Robert F. Lutz Skinvisible, Inc. /S/ Terry Howlett By: Terry Howlett, President

from 10QSB 1 page <page> Loan Conversion Agreement This Loan Conversion Agreement (The "Agreement") Is Entered Into as of February 22, 2002 (The "Effective Date") by and Between Robert F. Lutz ("Lender") Whose Address Is 71 Biltmore Estates, Phoenix, Az 85016, and Skinvisible, Inc., a Nevada Corporation (The "Company"), Whose Address Is 6320 South Sandhill Road, Suite 10, Las Vegas, NV 89120. Reference Is Hereby Made to a Promissory Note Between the Company and Lender Dated February 2, 2002 (The "Note"). Whereas, the Lender Advanced, in Total, the Sum of Fifty Thousand Dollars ($50,000), (The "Principal") to the Company in Exchange for the Notes. Now Therefore, in Consideration of the Covenants Contained Herein, the Above Recitals and Other Good and Valuable Consideration, the Receipt and Sufficiency of Which Are Hereby Acknowledged, the Parties Hereto Agree as Follows: The Lender Hereby Waives Any and All Interest Payable in Connection With the Note and Releases the Company From the Liability to Pay Said Interest to Lender. the Principal Amount of the Note Will Be Converted Into One Million (1,000,000) Shares of Common Stock of Skinvisible, Inc. at the Rate of $0.05 Per Share. the Share Certificate Will Be Issued in the Name Lutz Family Trust. in Addition, the Company Will Issue a Warrant Agreement in the Name of Lutz Family Trust, Which Will Give the Holder the Right to Purchase Further Shares at $0.30 Per Share if Exercised in Year One, and $0.40 Per Share if Exercised in Year Two. the Warrant Agreement Will Give the Holder the Right to Purchase One Share for Every Two Shares Acquired by the Holder in This Transaction for an Aggregate Total of 500,000 Additional Shares at the Above Prices. in Witness Whereof, the Parties, Intending to Be Bound Hereby, Have Executed This Agreement as of the Date First Written Above. /S/ Robert F. Lutz By: Robert F. Lutz Skinvisible, Inc. /S/ Terry Howlett By: Terry Howlett, President

from 10QSB 1 page Loan Conversion Agreement This Loan Conversion Agreement (The "Agreement") Is Entered Into as of March 5, 2001 (The "Effective Date") by and Between Lutz Family Trust ("Lender") Whose Address Is 71 Biltmore Estates, Phoenix, Az 85016, and Skinvisible, Inc., a Nevada Corporation (The "Company"), Whose Address Is 6320 South Sandhill Road, Suite 10, Las Vegas, NV 89120. Whereas, on January 23, 2001, the Lender Loaned the Sum of Five Hundred Thousand Dollars ($500,000), (The "Principal") to the Company in the Form of an Unsecured Debt at the Rate of 10% Per Annum Simple Interest. Whereas, on March 5, 2001, the Company Paid to Lender the Sum of Five Thousand Seven Hundred Fifty Three Dollars and 43 Cents ($5,753.43) for Interest Accrued From January 23, 2001 to March 5, 2001. Whereas, Both Lender and Company Wish to Convert the Principal Amount of the Loan Into Subscription Funds for Shares of Common Stock of Skinvisible, Inc. Per the Terms and Conditions of the Skinvisible, Inc. Private Offering Memorandum Dated March 1, 2001 (The "Offering"). Now Therefore, in Consideration of the Covenants Contained Herein, the Above Recitals and Other Good and Valuable Consideration, the Receipt and Sufficiency of Which Are Hereby Acknowledged, the Parties Hereto Agree as Follows: The Company and Lender Will Accept the Conversion of the Principal of the Loan to Subscription Funds for the Offering Referenced Above. in Witness Whereof, the Parties, Intending to Be Bound Hereby, Have Executed This Agreement as of the Date First Written Above. Lutz Family Trust /S/ Robert F. Lutz - By: Robert F. Lutz, Trustee Skinvisible, Inc. /S/ Terry Howlett - By: Terry Howlett, President