M B a Holdings Inc Watch

from 8-K 4 pages Sales Agreement

from 10-12G ~10 pages Material contract

from 10-12G 1 page Board of Directors Meeting Resolution June 1, 1998 It Has Been Approved and Directed That Judy K. Brotherson Will Receive a 100,000 Share Stock Option at 75% of the Bid Price as of May 27, 1998 ($1.25) Per Share of Mbai Stock. It Is Further Approved That Judy K. Brotherson Will Receive a 20,000-Share Option When Sales Reach $20,000,000 Gross Revenue for Mba Holdings and 5,000-Share Option for Each $5,000,000 Increase in Sales. They Will Be at 70% of the Bid Share Price on Date Gross Sales Is Reached. These Options Will Expire Ten (10) Years From Date Granted and Can Be Transferred . /S/ Gaylen Brotherson /S/ Judy K. Brotherson /S/ Shelly Beesley

from 10-12G 1 page Board of Directors Meeting Resolution February 15, 1996 It Has Been Approved and Directed That Gaylen M. Brotherson Will Receive a 100,000 Share Stock Option at $0.75 Per Share (Stock Price on February 15, 1996) When Mechanical Breakdown Administrators, Inc.'s Gross Warranty Sales Reach $10,000,000 (Ten Million Dollars) Plus an Additional 75,000 Share Stock Option at 80% of Price Per Share on Date Reached, When Gross Warranty Sales Reach $20,000 ,000 (Twenty Million Dollars) and Will Receive a 5,000 Share Stock Option at 80% of Share Retail Price Per Share for Each $5,000,000 (Five Million Dollar) Increase in Sales After $20,000,000 (Twenty Million Dollars) of Gross Revenue. These Options Will Expire 10 Years From Date Granted and Can Be Transferred. /S/ Gaylen Brotherson - Director /S/ Judy K. Brotherson - Director /S/ Shelly Beesley - Director

from 10-12G ~20 pages Contractual Liability Insurance Policy

from 10-12G ~10 pages Claims Services Agreement

from 10-12G ~10 pages Agency Agr, With American Bankers Ins Co.

from 10-12G ~20 pages General Agency Agreement