eTELCHARGE.COM Watch

from 10-Q 40 pages Equity Acquisition Agreement

from 10KSB ~5 pages Full and Final Settlement and Release Agreement and Confidentiality Agreement A. Definitions

from 10KSB 1 page Promissory Note -Payable on a Designated Date

from 10KSB ~5 pages Subscription Agreement

from 10KSB 2 pages eTELCHARGE.COM 1636 North Hampton Road Suite 270 Desoto, Tx 75115-8621 January 22, 2008

from 10KSB ~5 pages Material contract

from 10KSB ~1 page During Month One $8,000 During Month Two 6,000 During Month Three 5,000 During Month Four 4,000 During Month Five 3,000 During Month Six 2,000 During Month 1,000 After Retention, $3,500 Per Month (Beginning in September) Plus 100,000 Stock Options Per Month (Up to a Maximum of 1,200,000 Stock Options). This Is Payable on the 15th of the Month, or the Friday Before the 15th of the Month, if the 15th Is on a Weekend. Stock Options Can Be Issued Semi-Annually. if This Is Acceptable to eTELCHARGE.COM, Please Sign and Return One Copy to Me. Thanks So Much and I Am Really Looking Forward to Continuing This Adventure With You. /S/ Rob Howe /S/ Robyn Gatch-Priest Rob Howe Robyn Gatch-Priest Chairman and CEO Financial Consultant

from 10KSB 16 pages 4/Way Investments, Inc. North Texas Commercial Association of Realtors® Modification of Commercial Lease Agreement

from 8-K 12 pages I. Consideration

from 8-K 7 pages Secured Promissory Note

from 8-K 12 pages Stock Pledge Agreement

from 8-K 25 pages Securities Purchase Agreement

from 8-K ~5 pages Employment Agreement With Mr. Howe

from SB-2 1 page Employment Agreement With Michelle Sherman

from SB-2 1 page Employment Agreement With Cari Sherman

from SB-2 ~5 pages Assignment From Consumer Data Solutions

from SB-2 ~50 pages Material contract

from SB-2 ~10 pages Agreement With AT&T