Fleet Home Equity Loan LLC Watch

from 8-K ~5 pages Underwriting agreement

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.1000000 May 18, 2004 Libor Determination Date: June 21, 2004 1.3500000 - May , 2004 05/20/2004 06/20/2004 32 Pool Balance: A. Cut-Off Date Pool Principal Balance $775,800,478.62

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.1000000 April 16, 2004 Libor Determination Date: May 20, 2004 1.3500000 - April , 2004 04/20/2004 05/19/2004 30 Pool Balance: A. Cut-Off Date Pool Principal Balance $775,800,478.62

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.0900000 March 18, 2004 Libor Determination Date: April 20, 2004 1.3400000 - March , 2004 03/22/2004 04/19/2004 29 Pool Balance: A. Cut-Off Date Pool Principal Balance

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.0912500 February 18, 2004 Libor Determination Date: March 22, 2004 1.3412500 - February , 2004 02/20/2004 03/21/2004 31 Pool Balance: A. Cut-Off Date Pool Principal Balance

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.1000000 January 15, 2004 Libor Determination Date: February 20, 2004 1.3500000 - January , 2004 01/20/2004 02/19/2004 31 Pool Balance: A. Cut-Off Date Pool Principal Balance $775,800,478.62

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.1487500 December 18, 2003 Libor Determination Date: January 20, 2004 1.3987500 - December , 2003 12/22/2003 01/19/2004 29 Pool Balance: A. Cut-Off Date Pool Principal Balance $775,800,478.62

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.1200000 November 18, 2003 Libor Determination Date: December 22, 2003 1.3700000 - November , 2003 11/20/2003 12/21/2003 32 Pool Balance: A. Cut-Off Date Pool Principal Balance $775,800,478.62

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.1200000 October 16, 2003 Libor Determination Date: November 20, 2003 1.3700000 - October , 2003 10/20/2003 11/19/2003 31 Pool Balance: A. Cut-Off Date Pool Principal Balance $775,800,478.62

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.1200000 September 18, 2003 Libor Determination Date: October 20, 2003 1.3700000 - September , 2003 09/22/2003 10/19/2003 28 Pool Balance: A. Cut-Off Date Pool Principal Balance

from 8-K/A ~5 pages Underwriting agreement

from 8-K ~5 pages Underwriting agreement

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4

from 8-K ~10 pages Series 2003-1 Cusip # 33901xab4 Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in Interest Period: I. Statement to Noteholders B. Cumulative Charge-Off Amounts Fleet Home Equity Loan Trust Under the Sale and Servicing Agreement Dated as of April 15,2003 Between Fleet National Bank, as Seller and Servicer, Fleet Home Equity Loan Trust , 2003-1 as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Association as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2003-1 Noteholders. Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2003-1 Note. Certain Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have the Respective Meanings Set Forth in the Sale and Servicing Agreement. 1.1037500 June 18, 2003 Libor Determination Date: July 21, 2003 1.3537500 - June , 2003 06/20/2003 07/20/2003 31 Pool Balance: A. Cut-Off Date Pool Principal Balance

from 8-K ~5 pages Underwriting agreement

from 8-K ~5 pages Cusip # 33901xaa6 Series 2001-1 Statement to Noteholders Fleet Home Equity Loan Trust Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in 2.0500000 June 20, 2002 1.8400000 the Respective Meanings Set Forth in the Sale and Servicing Agreement. Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2001-1 Note. Certain of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2001-1 Noteholders. Association, as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions Fleet Home Equity Loan Trust 2001-1, as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Under the Sale and Servicing Agreement Dated as of May 15 2001 Between Fleet National Bank, as Seller and Servicer, May, 2002 Interest Period: May 16, 2002 Libor Determination Date: 31 06/19/2002 05/20/2002

from 8-K ~5 pages Cusip # 33901xaa6 Series 2001-1 Statement to Noteholders Fleet Home Equity Loan Trust Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in 2.0675000 May 20, 2002 1.8575000 the Respective Meanings Set Forth in the Sale and Servicing Agreement. Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2001-1 Note. Certain of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2001-1 Noteholders. Association, as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions Fleet Home Equity Loan Trust 2001-1, as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Under the Sale and Servicing Agreement Dated as of May 15 2001 Between Fleet National Bank, as Seller and Servicer, April, 2002 Interest Period

from 8-K ~5 pages Cusip # 33901xaa6 Series 2001-1 Statement to Noteholders Fleet Home Equity Loan Trust Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in 2.1112500 April 22, 2002 1.9012500 the Respective Meanings Set Forth in the Sale and Servicing Agreement. Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2001-1 Note. Certain of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2001-1 Noteholders. Association, as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions Fleet Home Equity Loan Trust 2001-1, as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Under the Sale and Servicing Agreement Dated as of May 15 2001 Between Fleet National Bank, as Seller and Servicer, March, 2002 Interest Period: March 18, 2002 Libor Determination Date: 33 04/21/2002 03/20/2002

from 8-K ~5 pages Cusip # 33901xaa6 Series 2001-1 Statement to Noteholders Fleet Home Equity Loan Trust Libor : Class a Note Rate: Payment Date: Interest Period: Due Period: Number of Days in 2.0600000 March 20, 2002 1.8500000 the Respective Meanings Set Forth in the Sale and Servicing Agreement. Other Information Is Presented Based on the Aggregate Amount for the Trust. All Capitalized Terms Used Herein Shall Have Certain Information Is Presented on the Basis of an Original Principal Amount of $1,000 Per Series 2001-1 Note. Certain of Principal and Interest, for the Benefit of the Fleet Home Equity Loan Trust, Series 2001-1 Noteholders. Association, as Indenture Trustee, the Servicer Is Required to Prepare Certain Information Each Month, Including Distributions Fleet Home Equity Loan Trust 2001-1, as the Trust, Fleet Home Equity Loan LLC, as Depositor and U.S. Bank National Under the Sale and Servicing Agreement Dated as of May 15 2001 Between Fleet National Bank, as Seller and Servicer, February, 2002 Interest Period

from 8-K ~10 pages Cusip # 33901xaa6 Series 2001-1 Statement to Noteholders Fleet Home Equity Loan Trust