EX-4
from 10KSB
~50
pages
Amended and Restated Declaration of Trust by and Among State Street Bank and Trust Company of Connecticut, National Association, as Institutional Trustee, Professionals Direct, Inc., as Sponsor, and Stephen M. Tuuk, Stephen M. Westfield and Mary L. Ursul as Administrators, Dated as of December 4, 2002
12/34/56