City Savings Financial Corp Watch

from 8-K ~5 pages A. Freezing of the Agreement as of December 31, 2004. With Respect to All Benefits Vested and Earned as of December 31, 2004, Under the Agreement by George Koehm (“Employee”), Those Benefits Shall Be Governed by the Terms of the Agreement in Effect on December 31, 2004. B. Amendment of the Agreement Effective January 1, 2005. With Respect to All Benefits Vested or Earned on and After January 1, 2005, by Employee Under the Agreement on and After January 1, 2005, Those Benefits Shall Be Governed by the Terms of the Agreement in Effect on December 31, 2004, as Amended by the Following Provisions: 1. the Definition of “Change in Control” in Section 1 of the Agreement Shall Be Replaced With the Following Definition

from 8-K ~5 pages A. Freezing of the Agreement as of December 31, 2004. With Respect to All Benefits Vested and Earned as of December 31, 2004, Under the Agreement by Thomas F. Swirski (“Employee”), Those Benefits Shall Be Governed by the Terms of the Agreement in Effect on December 31, 2004. B. Amendment of the Agreement Effective January 1, 2005. With Respect to All Benefits Vested or Earned on and After January 1, 2005, by Employee Under the Agreement on and After January 1, 2005, Those Benefits Shall Be Governed by the Terms of the Agreement in Effect on December 31, 2004, as Amended by the Following Provisions: 1. the Definition of “Change in Control” in Section 1 of the Agreement Shall Be Replaced With the Following Definition

from 8-K ~5 pages A. Freezing of the Plan as of December 31, 2004. With Respect to All Benefits Vested and Earned as of December 31, 2004, by Directors of City Savings Association (The “Association”) Participating in the Plan on That Date, Those Benefits Shall Be Governed by the Terms of the Plan in Effect on December 31, 2004. B. Amendment of the Plan Effective January 1, 2005. With Respect to All Benefits Vested or Earned on and After January 1, 2005, by Directors of the Association Participating in the Plan on and After January 1, 2005, Those Benefits Shall Be Governed by the Terms of the Plan in Effect on December 31, 2004, as Amended by the Following Provisions: 1. Section 1.02 Shall Be Amended to Read in Its Entirety as Follows: Section 1.02. "Association." the Term "Association" Means City Savings Bank, an Indiana Savings Association. 2. a New Section 1.04 Shall Be Added to Read in Its Entirety as Follows

from 10QSB 1 page Fourth Amendment to Esop

from 10QSB 1 page Third Amendment to Esop

from 8-K ~10 pages Employment Agreement

from 8-K ~10 pages Employment Agreement

from 10QSB 1 page 10.3 - Form of Award Notification

from 10QSB ~5 pages 10.2 - Form of Non-Qualified Stock Option Agmt

from 10QSB ~5 pages 10.1 - Form of Incentive Stock Option Agreement

from 10QSB ~5 pages Ex. 10.3 - Restated Director Retirement Agmt

from 10QSB ~5 pages Ex. 10.2 - Drader Death Benefit Agreement

from 10QSB ~5 pages Ex. 10.1 - Moffitt Death Benefit Agreement

from 10QSB ~10 pages Deferred Compensation Agr--Swirski

from 10QSB ~10 pages Deferred Compensation Agre--Koehm

from SB-2/A ~10 pages Employment Agmt - Koehm

from SB-2/A ~10 pages Employment Agmt - Swirski

from SB-2 ~5 pages Material contract

from SB-2 ~50 pages Material contract

from SB-2 ~10 pages Material contract