MortgageIT Holdings, Inc. Watch

from 8-K ~5 pages Amendment Number Eight to the Master Loan and Security Agreement Dated as of February 15, 2005 Among Mortgageit, Inc. MortgageIT Holdings, Inc. and Greenwich Capital Financial Products, Inc

from 8-K ~5 pages Amendment Number Six to the Master Loan and Security Agreement Dated as of February 15, 2005 Among Mortgageit, Inc. MortgageIT Holdings, Inc. and Greenwich Capital Financial Products, Inc

from 8-K 1 page Consent of Guarantor the Undersigned, Being the Guarantor Under a Guaranty Dated April 12, 2005 (The "Guaranty"), Consents to the Foregoing Amendment and the Transactions Contemplated by It, and Ratifies and Reaffirms Its Obligations Under the Guaranty So as to Include Within the Term "Guaranteed Debt" the Indebtedness, Obligations and Liabilities of Borrower Under This Amendment, the Agreement as Modified by This Amendment, the Note and the Other Loan Documents. the Guarantor Hereby Reaffirms That Its Obligations Under the Guaranty Are Separate and Distinct From Borrower's Obligations to Lender, and That Its Obligations Under the Guaranty Are in Full Force and Effect. Finally, the Guarantor Waives and Agrees Not to Assert Any Anti-Deficiency Protections or Other Rights as a Defense to Its Obligations Under the Guaranty, All as Set Forth in the Guaranty, the Terms of Which Are Incorporated Into This Consent as if Fully Set Forth in It. Dated: 1/25/2006 Guarantor: MortgageIT Holdings, Inc., a Maryland Corporation By: /S/ Glenn J. Mouridy Its: President and Chief Financial Officer

from 8-K ~5 pages Amendment Number Three to the Master Loan and Security Agreement Dated as of February 15, 2005 Among Mortgageit, Inc. MortgageIT Holdings, Inc. and Greenwich Capital Financial Products, Inc

from 10-Q ~5 pages Fourth Amendment to First Amended and Restated Warehousing Credit and Security Agreement

from 8-K ~5 pages Master Loan and Security Agreement

from 8-K 1 page Loan Sale Agreement

from 8-K ~5 pages Amendment No. 1 to Loan Sale Agreement

from 8-K 1 page Amndmnt No. 1 to Master Loan & Security Agreement

from 8-K 1 page Consent of Guarantor the Undersigned, Being the Guarantor Under a Guaranty Dated April 12, 2005 (The "Guaranty"), Consents to the Foregoing Amendment and the Transactions Contemplated by It, and Ratifies and Reaffirms Its Obligations Under the Guaranty So as to Include Within the Term "Guaranteed Debt" the Indebtedness, Obligations and Liabilities of Borrower Under This Amendment, the Agreement as Modified by This Amendment, the Note and the Other Loan Documents. the Guarantor Hereby Reaffirms That Its Obligations Under the Guaranty Are Separate and Distinct From Borrower's Obligations to Lender, and That Its Obligations Under the Guaranty Are in Full Force and Effect. Finally, the Guarantor Waives and Agrees Not to Assert Any Anti-Deficiency Protections or Other Rights as a Defense to Its Obligations Under the Guaranty, All as Set Forth in the Guaranty, the Terms of Which Are Incorporated Into This Consent as if Fully Set Forth in It. Dated: 5/9/2005 Guarantor: MortgageIT Holdings, Inc., a Maryland Corporation By: /S/ John R. Cuti Its: General Counsel and Secretary

from 8-K ~20 pages 1st Amnd. & Restated Warhsing Credit & SEC. Agmt

from 8-K ~50 pages Master Loan and Security Agreement

from 8-K ~20 pages Fifth Amend. to Warehousing Credit Security Agnt.

from 8-K 1 page 4th Amend to Warehousing Credit & Security Agmt

from 8-K 61 pages Second Amendment to Warehousing Credit and Security Agreement

from 8-K 60 pages First Amendment to Warehousing Credit and Security Agreement

from 10-Q 38 pages Ubs Real Estate Securities Inc., (Ubs) MortgageIT Holdings, Inc., (Master Servicer) and Mortgageit Spv I, (Trust) REIT Servicing Agreement Dated as of August 4, 2004 Conventional Residential Mortgage Loans

from 10-Q 4 pages August 4, 2004 Re: Servicing Agreement With Respect to Certain Mortgage Loans Ladies and Gentlemen

from 10-Q 103 pages Loan Sale Agreement Between Mortgageit, Inc. as a Seller and MortgageIT Holdings, Inc. as a Seller and Mortgageit Spv I Acting With Respect to the REIT Sub-Trust and Acting With Respect to the Trs Sub-Trust as the Purchaser Dated as of August 4, 2004

from 10-Q 38 pages Ubs Real Estate Securities Inc., as Ubs, MortgageIT Spv I, on Behalf of the Trs Sub-Trust and Mortgageit, Inc., as Trs Servicer Trs Servicing Agreement Dated as of August 4, 2004 Conventional Residential Mortgage Loans