New Century Financial Corp Watch

from S-3 50 pages New Century Financial Corporation Issuer and Trustee Indenture Subordinated Debt Securities Dated as Of

from S-3 50 pages New Century Financial Corporation Issuer and Trustee Indenture Senior Debt Securities Dated as Of

from POS AM 4 pages Second Supplemental Indenture

from S-8 8 pages New Century Financial Corporation Nonqualified Stock Option Agreement

from S-3 2 pages Number Shares Lu Common Stock Common Stock This Certificate Is Transferable in Ridgefield, Nj and New York, Ny Incorporated Under the Laws of the State of Maryland See Reverse for Important Notice on Transfer Restrictions and Other Information Cusip 6435ev 10 8 Fully Paid and Nonassessable Shares of Common Stock, $.01 Par Value Per Share, of New Century Financial Corporation Dated: [Seal] Chairman of the Board Secretary

from 8-K 15 pages Registration Rights Agreement

from S-3/A 2 pages Number Shares Lu Common Stock Common Stock This Certificate Is Transferable in Ridgefield, Nj and New York, Ny Incorporated Under the Laws of the State of Maryland See Reverse for Important Notice on Transfer Restrictions and Other Information Cusip 6435et 10 3 Fully Paid and Nonassessable Shares of Common Stock, $.01 Par Value Per Share, of New Century Financial Corporation Dated: [Seal] Chairman of the Board Secretary

from S-4/A 2 pages Number Shares Lu Common Stock Common Stock This Certificate Is Transferable in Ridgefield, Nj and New York, Ny Incorporated Under the Laws of the State of Maryland See Reverse for Important Notice on Transfer Restrictions and Other Information Cusip 6435et 10 3 Fully Paid and Nonassessable Shares of Common Stock, $.01 Par Value Per Share, of New Century Financial Corporation Dated: [Seal] Chairman of the Board Secretary