Tower Group International, Ltd. Watch

from 8-K 3 pages Letter of Credit Facility Cancellation Letter

from 8-K 6 pages Waiver Extension Letter Relating to the Letter of Credit Facility Agreement Entered Into Between (1) Tower Insurance Company of New York, (2) Castlepoint Insurance Company, (3) Castlepoint National Insurance Company, (4) Hermitage Insurance Company (5) Barclays Bank PLC and Bank of Montreal, London Branch as Issuing Banks, and (6) Barclays Bank PLC as Agent and Security Agent Dated 11 November 2011 as Amended on 12 March 2012, 16 July 2012, 21 November 2012, Amended and Restated on 7 March 2013 and Amended on 2 May 2013 and 22 October 2013 (The “Facility Agreement”) 1. Interpretation 1.1 We Refer to the Facility Agreement. Capitalised Terms Defined in the Facility Agreement Have the Same Meaning When Used in This Letter Unless Expressly Defined in This Letter. in This Letter:- “Waiver Letter” Means the Waiver Letter Dated 18 October 2013 Between the Parties to This Waiver Extension Letter, as Extended Pursuant to the Waiver Extension Letter Dated 4 November 2013 1.2 the Principles of Construction Set Out in the Facility Agreement Shall Have Effect as if Set Out in This Letter. 1.3 This Letter Is Entered Into by Barclays Bank PLC as Agent on Behalf of the Finance Parties Pursuant to Clause 30.1 (Required Consents) of the Facility Agreement. 2. Satisfaction of Waiver Letter Condition the Finance Parties Confirm That the Condition in Paragraph 3.1.7(d) of the Waiver Letter Has Been Satisfied. 3. Waivers 3.1 Pursuant to Paragraph 4.3 of the Waiver Letter, the Waiver in the Waiver Letter Shall Be Extended to the Waiver Termination Date (As Defined Below)

from 8-K 5 pages Waiver Extension Letter Relating to the Letter of Credit Facility Agreement Entered Into Between (1) Tower Insurance Company of New York, (2) Castlepoint Insurance Company, (3) Castlepoint National Insurance Company, (4) Hermitage Insurance Company (5) Barclays Bank PLC and Bank of Montreal, London Branch as Issuing Banks, and (6) Barclays Bank PLC as Agent and Security Agent Dated 11 November 2011 as Amended on 12 March 2012, 16 July 2012, 21 November 2012, Amended and Restated on 7 March 2013 and Amended on 2 May 2013 and 22 October 2013 (The “Facility Agreement”) 1. Interpretation 1.1 We Refer to the Facility Agreement. Capitalised Terms Defined in the Facility Agreement Have the Same Meaning When Used in This Letter Unless Expressly Defined in This Letter. in This Letter:- “Waiver Letter” Means the Waiver Letter Dated 18 October 2013 Between the Parties to This Waiver Extension Letter 1.2 the Principles of Construction Set Out in the Facility Agreement Shall Have Effect as if Set Out in This Letter. 1.3 This Letter Is Entered Into by Barclays Bank PLC as Agent on Behalf of the Finance Parties Pursuant to Clause 30.1 (Required Consents) of the Facility Agreement. 2. Satisfaction of Waiver Letter Condition 2.1 the Finance Parties Confirm That the Conditions in Paragraphs 3.1.2, 3.1.3, 3.1.4 and 3.1.5 of the Waiver Letter Have Been Satisfied

from 8-K 10 pages Waiver Letter Relating to the Letter of Credit Facility Agreement Entered Into Between (1) Tower Insurance Company of New York, (2) Castlepoint Insurance Company, (3) Castlepoint National Insurance Company, (4) Hermitage Insurance Company (5) Barclays Bank PLC and Bank of Montreal, London Branch as Issuing Banks, and (6) Barclays Bank PLC as Agent and Security Agent Dated 11 November 2011 as Amended on 12 March 2012, 16 July 2012, 21 November 2012, Amended and Restated on 7 March 2013 and Amended on 2 May 2013

from 8-K 4 pages Letter of Credit Facility Agreement Dated 11 November 2011 Made Between (1) Tower Insurance Company of New York, Castlepoint Insurance Company, Castlepoint National Insurance Company and Hermitage Insurance Company (The “Borrowers” and Each a “Borrower”) and (2) Barclays Bank PLC (The “Issuing Bank”) (As Amended, Varied or Restated From Time to Time) (The “Facility Agreement”) We Refer to the Facility Agreement. Terms Defined in the Facility Agreement, Unless Otherwise Defined, Have the Same Meaning When Used in This Letter. the Principles of Construction Set Out in the Facility Agreement Shall Have Effect as if Set Out in This Letter. It Is Necessary That Certain Amendments Be Made to the Facility Agreement, All as Set Out Below. 1 Amendment to Facility Agreement

from 8-K 68 pages Letter of Credit Facility Agreement US$125,000,000 Facility Agreement Dated 11 November 2011 for Tower Insurance Company of New York as Borrower a Castlepoint Insurance Company as Borrower B Castlepoint National Insurance Company as Borrower C Hermitage Insurance Company as Borrower D and Barclays Bank PLC as Issuing Bank Contents

from 8-K 10 pages First Amendment to Credit Agreement

from 8-K 37 pages Second Amendment to Credit Agreement and Consent

from 8-K 112 pages Amended and Restated Credit Agreement Dated as of February 15, 2012 Among Tower Group, Inc., as the Borrower, Bank of America, N.A., as Administrative Agent, Fronting Bank and L/C Administrator, Jpmorgan Chase Bank, N.A., as Syndication Agent, Keybank National Association and PNC Bank, National Association, as Co-Documentation Agents and the Other Lenders Party Hereto Merrill Lynch, Pierce, Fenner & Smith Incorporated, and J.P. Morgan Securities LLC as Joint Lead Arrangers and Joint Book Managers

from 8-K 102 pages Credit Agreement Dated as of May 14, 2010 Among Tower Group, Inc., as the Borrower, Bank of America, N.A., as Administrative Agent, Fronting Bank and L/C Administrator, Jpmorgan Chase Bank, N.A. and Keybank National Association, as Co-Syndication Agents, PNC Bank, National Association, as Documentation Agent and the Other Lenders Party Hereto J.P. Morgan Securities Inc. and Banc of America Securities LLC, as Joint Lead Arrangers and Joint Book Managers