Industrial Alliance Insurance & Financial Services Inc. Watch

from F-80/A ~10 pages Underwriting agreement

from F-80 6 pages Notice of Guaranteed Delivery for Deposit of Common Shares of Clarington Corporation Pursuant to the Offer Dated November 18, 2005 Made by Industrial Alliance Insurance and Financial Services Inc

from F-80 18 pages Letter of Transmittal and Election Form for Deposit of Common Shares of Clarington Corporation Pursuant to the Offer Dated November 18, 2005 Made by Industrial Alliance Insurance and Financial Services Inc. the Offer Will Be Open for Acceptance Until 5:00 P.M. (Toronto Time) on December 28, 2005, Unless Extended or Withdrawn

from F-80 79 pages Industrial Alliance Insurance and Financial Services Inc. Offer to Purchase All of the Outstanding Common Shares of Clarington Corporation on the Basis Of, at the Election of Each Holder, (A) Cdn.$14.25 in Cash (The "Cash Alternative"); or (B) That Fraction of One Industrial Alliance Share (As Defined Below) as Is Equal to the Exchange Ratio (As Defined Herein) (The "Share Alternative"), or a Combination of the Foregoing, for Each Common Share of Clarington Corporation Subject, in the Case of the Share Alternative, to Proration as Described Below