EX-4
from F-6
1 page
March 13, 2006 the Bank of New York, as Depositary 101 Barclay Street New York, New York, 10286 Re: American Depositary Receipts for Class D Shares, Par Value of 10 Pesos Each, of Banco Hipotecario Sociedad Anónima Ladies and Gentlemen
12/34/56