CastlePoint Holdings, Ltd. Watch

from 10-K 7 pages Service Agreement

from 10-K 24 pages Memorandum of Agreement

from 10-K 24 pages Aggregate Excess of Loss Agreement (Hereinafter Referred to as the “Agreement”) Between Tower Insurance Company of New York Tower National Insurance Company Preserver Insurance Company Mountain Valley Indemnity Company North East Insurance Company (Hereinafter Collectively Referred to as the “Company”) and CastlePoint Insurance Company

from 10-K 6 pages Memorandum of Agreement

from 10-K 17 pages Program Management Agreement Between Tower Insurance Company of New York and CastlePoint Management Corp. Amended and Restated

from 10-Q ~5 pages Material contract

from 10-Q 1 page Material contract

from 10-Q ~20 pages Material contract

from S-1/A 3 pages Risk Sharing Term Sheet for Aequicap Insurance Company and Aequicap Property & Casualty Insurance Company Summary of Terms Dated June 22, 2007

from S-1/A 24 pages Tower Group Companies as Reinsureds CastlePoint Insurance Company as Reinsurer Aggregate Excess of Loss Agreement Effective July 1, 2007

from S-1/A 24 pages CastlePoint Insurance Company as Reinsured Tower Insurance Company of New York as Reinsurer Aggregate Excess of Loss Agreement Effective July 1, 2007

from S-1/A 16 pages Management Agreement Between CastlePoint Insurance Company and Tower Risk Management Corp

from S-1/A 5 pages Amendment No.3 to Amended and Restated Brokerage Business Quota Share Reinsurance Agreement Effective April 1, 2006 (Hereinafter Referred to as the “Original Agreement”) Between Tower Insurance Company of New York (On Behalf of Itself and Its Pooling Partner Tower National Insurance Company) (Hereinafter Referred to as the “Company”) and CastlePoint Reinsurance Company Ltd. (Hereinafter Referred to as the “Reinsurer”) Amended and Restated Brokerage Business Quota Share Reinsurance Agreement Effective April 1, 2006 (Hereinafter Referred to as the “Original Agreement”) Between the Insurance Companies That Are Signatories to This Agreement (Hereinafter Referred to as the “Company”) and the Subscribing Reisurers as Per Attached Interest and Liabilities Agreements

from S-1/A 2 pages Amendment No.2 to Amended and Restated Brokerage Business Quota Share Reinsurance Agreement Effective April 1, 2006 (Hereinafter Referred to as the “Original Agreement”) Between Tower Insurance Company of New York (Hereinafter Referred to as the “Company”) and CastlePoint Reinsurance Company, Ltd

from S-1/A 6 pages 1. Employment: The Company Shall Employ You, and You Shall Accept Employment With the Company, Upon the Terms and Conditions Set Forth in This Letter Agreement for the Period Beginning on the Date the Work Permit Described in Paragraph 2 Is Issued to You (The "Work Permit Date") and Ending as Provided in Paragraph 3 (The "Employment Period"). for the Intervening Time That May Occur Between Your Agreed Start Date and When the Work Permit Is Approved, CastlePoint Management, Inc. Will Employ You. 2. Position & Responsibilities

from S-1/A 6 pages Service and Expense Sharing Agreement

from S-1/A 6 pages Service and Expense Sharing Agreement

from S-1/A 16 pages Program Management Agreement Between Tower Insurance Company of New York and CastlePoint Management Corp. Amended and Restated

from S-1/A 40 pages Exchange Agreement

from S-1/A 8 pages Consulting Agreement and Release 1