American Coastal Insurance Corporation Watch

from 8-K 16 pages Material contract

from 10-K 4 pages R via Hand Delivery Brooke Adler Re: Retention Agreement Dear Brooke: We Consider Your Continued Service and Dedication to United Insurance Holdings Corp. (“United”) Essential to Our Business Plan. to Reward You for Remaining Employed With United and in Good Standing, We Are Pleased to Offer You This Retention Pay, as Described in This Retention Agreement. in Recognition of Your Continued Service With United Through and Until December 31, 2023 (The "Retention Period"), We Are Offering You Retention Pay in the Amount of $170,100.00, Less All Applicable Withholdings and Deductions Required by Law (The "Retention Pay"). You Will Be Eligible to Retain the Retention Pay if All of the Following Eligibility Criteria Are Satisfied: 1. You Are Actively Employed by United on the Last Day of the Retention Period. 2. You Have Not Given Notice of Your Intent to Resign From Employment on or Before the Last Day of the Retention Period. 3. United Has Not Given You Notice of Its Intent to Terminate Your Employment on or Before the Last Day of the Retention Period and You Satisfy All of the Other Eligibility Criteria. 4. if You Are Eligible to Receive the Retention Pay and Sign and Return This Retention Agreement to the General Counsel Within Five (5) Days of Receiving Same, the Retention Pay Will Be Paid to You on the Next Regularly Scheduled Pay Date; Provided, However, That You Acknowledge That You Will Not Fully Earn the Retention Pay Until the End of the Retention Period. 5. Re-Payment Obligations. (A) if You Resign From Employment With United With Good Reason, as Defined in the Employment Agreement Dated April 19, 2021 by and Between You and United (The “Employment Agreement”), Before the Close of the Retention Period, You Agree to Re- Pay to United the Gross Retention Pay, Within Fifteen (15) Days After the Termination of Your Employment, as Follows

from 10-K 4 pages Re: Retention Agreement via Hand Delivery Chris Griffith Dear Chris: We Consider Your Continued Service and Dedication to United Insurance Holdings Corp. (“United”) Essential to Our Business Plan. to Reward You for Remaining Employed With United and in Good Standing, We Are Pleased to Offer You This Retention Pay, as Described in This Retention Agreement. in Recognition of Your Continued Service With United Through and Until December 31, 2023 (The "Retention Period"), We Are Offering You Retention Pay in the Amount of $207,900.00, Less All Applicable Withholdings and Deductions Required by Law (The "Retention Pay"). You Will Be Eligible to Retain the Retention Pay if All of the Following Eligibility Criteria Are Satisfied: 1. You Are Actively Employed by United on the Last Day of the Retention Period. 2. You Have Not Given Notice of Your Intent to Resign From Employment on or Before the Last Day of the Retention Period. 3. United Has Not Given You Notice of Its Intent to Terminate Your Employment on or Before the Last Day of the Retention Period and You Satisfy All of the Other Eligibility Criteria. 4. if You Are Eligible to Receive the Retention Pay and Sign and Return This Retention Agreement to the General Counsel Within Five (5) Days of Receiving Same, the Retention Pay Will Be Paid to You on the Next Regularly Scheduled Pay Date; Provided, However, That You Acknowledge That You Will Not Fully Earn the Retention Pay Until the End of the Retention Period. 5. Re-Payment Obligations. (A) if You Resign From Employment With United With Good Reason, as Defined in the Employment Agreement Dated October 1, 2020 by and Between You and United (The “Employment Agreement”), Before the Close of the Retention Period, You Agree to Re-Pay to United the Gross Retention Pay, Within Fifteen (15) Days After the Termination of Your Employment, as Follows: I. One Hundred Percent (100%) of the Retention Pay if Your Employment With United Ends on or Before May 31, 2023; And

from 10-K 4 pages Re: Retention Agreement via Hand Delivery B. Bradford Martz Dear Brad: We Consider Your Continued Service and Dedication to United Insurance Holdings Corp. (“United”) Essential to Our Business Plan. to Reward You for Remaining Employed With United and in Good Standing, We Are Pleased to Offer You This Retention Pay, as Described in This Retention Agreement. in Recognition of Your Continued Service With United Through and Until December 31, 2023 (The "Retention Period"), We Are Offering You Retention Pay in the Amount of $283,500.00, Less All Applicable Withholdings and Deductions Required by Law (The "Retention Pay"). You Will Be Eligible to Retain the Retention Pay if All of the Following Eligibility Criteria Are Satisfied: 1. You Are Actively Employed by United on the Last Day of the Retention Period. 2. You Have Not Given Notice of Your Intent to Resign From Employment on or Before the Last Day of the Retention Period. 3. United Has Not Given You Notice of Its Intent to Terminate Your Employment on or Before the Last Day of the Retention Period and You Satisfy All of the Other Eligibility Criteria. 4. if You Are Eligible to Receive the Retention Pay and Sign and Return This Retention Agreement to the General Counsel Within Five (5) Days of Receiving Same, the Retention Pay Will Be Paid to You on the Next Regularly Scheduled Pay Date; Provided, However, That You Acknowledge That You Will Not Fully Earn the Retention Pay Until the End of the Retention Period. 5. Re-Payment Obligations. (A) if You Resign From Employment With United With Good Reason, as Defined in the Employment Agreement Dated October 1, 2020 by and Between You and United (The “Employment Agreement”), Before the Close of the Retention Period, You Agree to Re-Pay to United the Gross Retention Pay, Within Fifteen (15) Days After the Termination of Your Employment, as Follows: I. One Hundred Percent (100%) of the Retention Pay if Your Employment With United Ends on or Before May 31, 2023; And

from 8-K 20 pages Filing # 167635273 E-Filed 02/27/2023 04:17:01 Pm

from 8-K 11 pages Material contract

from 8-K 7 pages Material contract

from 8-K 6 pages Material contract

from 8-K 19 pages Material contract

from 8-K 11 pages Material contract

from 8-K 48 pages Final 1007429509v4 Renewal Rights Agreement by and Among United Property and Casualty Insurance Company, United Insurance Holdings Corp., United Insurance Management, L.C., and Homeowners Choice Property & Casualty Insurance Company, Inc. Dated December 30, 2021

from 8-K 14 pages Material contract

from 8-K 18 pages Material contract

from 8-K 24 pages Material contract

from 8-K 54 pages Material contract

from 8-K 3 pages Material contract

from 10-Q 20 pages Indemnification Agreement

from 8-K 16 pages Material contract

from 8-K 15 pages Material contract

from 8-K/A 7 pages General Release Agreement