MModal Inc. Watch

from 8-K 9 pages Amended and Restated Third Amendment to Credit Agreement and Waiver Agreement

from 8-K 22 pages Second Amendment to Credit Agreement

from 8-K 39 pages First Amendment to Credit Agreement, Waiver and Consent

from S-1/A 25 pages Subordination and Intercreditor Agreement

from S-1/A 20 pages Guaranty Agreement Dated as of September 30, 2010 Among Cbaysystems Holdings Limited, Medquist Ip LLC, Medquist CM LLC. Medquist of Delaware, Inc. and Each Other Guarantor From Time to Time Party Hereto and Blackrock Kelso Capital Corporation, Pennantpark Investment Corporation Citibank, N.A and Thl Credit, Inc. as Purchasers

from S-1/A 163 pages $225,000,000 Credit Agreement Dated as of October 1, 2010 Among Cbay Inc., Medquist Inc. and Medquist Transcriptions, Ltd, as Borrowers Cbaysystems Holdings Limited, as Holdings the Lenders and L/C Issuers Party Hereto and General Electric Capital Corporation, as Administrative Agent and Collateral Agent and Suntrust Bank, as Syndication Agent and Ing Capital LLC and Regions Bank, as Co-Documentation Agents ¨ ¨ ¨ Ge Capital Markets, Inc. and Suntrust Robinson Humphrey, Inc., as Joint Lead Arrangers and Joint Bookrunners

from S-1/A 116 pages $85,000,000 Senior Subordinated Note Purchase Agreement Dated as of September 30, 2010 Among Cbay Inc., Medquist Inc., and Medquist Transcriptions, Ltd, as Issuers, Cbaysystems Holdings Limited, as Holdings and Blackrock Kelso Capital Corporation, Pennantpark Investment Corporation Citibank, N.A. and Thl Credit, Inc. as Purchasers ♦ ♦ ♦