Essent Group Ltd. Watch

from 8-K 35 pages Essent Group Ltd., Issuer and U.S. Bank Trust Company, National Association, Trustee First Supplemental Indenture Dated as of July 1, 2024 6.250% Senior Notes Due 2029

from 8-K 76 pages Essent Group Ltd., Issuer and U.S. Bank Trust Company, National Association, Trustee Senior Indenture Dated as of July 1, 2024 Senior Debt Securities

from 10-K 8 pages Description of the Registrant’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934

from S-3ASR 71 pages Form of Senior Indenture Essent Group Ltd., Issuer to [ ], Trustee Indenture Dated as of [ ] Senior Debt Securities Reconciliation and Tie Between Trust Indenture Act of 1939 (The “Trust Indenture Act”) and Indenture

from 10-Q 24 pages Essent Group Ltd. Third Amended and Restated Registration Rights Agreement Dated as of November 11, 2014 Third Amended and Restated Registration Rights Agreement

from 10-K 8 pages Shareholders Agreement

from S-1/A 2 pages Essent Group Ltd. (Hereinafter Called the “Company”), Transferrable in Accordance With the Memorandum of Association and Bye-Laws of the Company in Person or by Duly Authorised Attorney, Upon Surrender of This Certificate Properly Endorsed. This Certificate and the Shares Represented Hereby Are Issued and Shall Be Held Subject to All of the Provisions of the Memorandum of Association, as Amended, and the Bye-Laws, as Amended, of the Company (Copies of Which Are on File With the Company and With the Transfer Agent), to All of Which Each Holder, by Acceptance Hereof, Assents. This Certificate Is Not Valid Unless Countersigned and Registered by the Transfer Agent and the Registrar. Witness the Facsimile Seal of the Company and the Facsimile Signatures of Its Duly Authorised Officers. Dated: Essent Group Ltd. Eg Countersigned and Registered: American Stock Transfer & Trust Company, LLC (Brooklyn, Ny) Transfer Agent and Registrar By: Authorised Signature Cusip G3198u 10 2 See Reverse for Certain Definitions Common Shares Common Shares a Bermuda Exempted Company This Certifies That Is the Owner of Fully Paid and Non-Assessable Common Shares, Par Value $0.015 Per Share, of Senior Vice President, Chief Legal Officer and Assistant Secretary S H a R E S Bermuda 2008 Essent Group Ltd. President and Chief Executive Officer Number

from S-1/A 22 pages Essent Group Ltd. Second Amended and Restated Registration Rights Agreement Dated as of October 3, 2013 Second Amended and Restated Registration Rights Agreement

from S-1/A 8 pages Form of Shareholders Agreement

from S-1 3 pages Amendment No. 2 to Shareholders Agreement

from S-1 9 pages Amendment No. 1 to Shareholders Agreement

from S-1 28 pages Essent Group Ltd. Shareholders Agreement Dated as of February 6, 2009 Shareholders Agreement

from DRS/A 3 pages Amendment No. 2 to Shareholders Agreement

from DRS/A 9 pages Amendment No. 1 to Shareholders Agreement

from DRS/A 28 pages Essent Group Ltd. Shareholders Agreement Dated as of February 6, 2009 Shareholders Agreement