Oportun Financial Corporation Watch

from 10-Q 13 pages Schedule II to This Exhibit Has Been Omitted Pursuant to Item 601(a)(5) of Regulation S-K. Oportun Plw II Trust First Amendment to the Loan and Security Agreement

from 10-Q 149 pages Loan and Security Agreement Among Oportun Plw II Trust, as Borrower, Oportun Plw II Depositor, LLC, as Depositor, Oportun, Inc., as Seller, the Financial Institutions From Time to Time Party Hereto, as Lenders, and Wilmington Trust, National Association, as Collateral Agent, Paying Agent, Securities Intermediary and Depositary Bank Dated as of August 5, 2024

from 10-Q 20 pages Oportun Plw Trust Seventh Amendment to the Loan and Security Agreement

from 8-K 119 pages Certain Information Identified With Brackets ([***]) Has Been Excluded From This Exhibit Because Such Information Is Both (I) Not Material and (II) Competitively Harmful if Publicly Disclosed. Schedules 1.01(a) – 10.2 and Exhibits A-I to This Exhibit Have Been Omitted Pursuant to Item 601(a)(5) of Regulation S-K. Credit Agreement Dated as of October 23, 2024 Among Oportun Financial Corporation, as Parent, Oportun, Inc., as Borrower, Wilmington Savings Fund Society, Fsb, as Administrative Agent and as Collateral Agent, and the Lenders Party Hereto From Time to Time

from 10-Q 16 pages Amendment No. 1 to Receivables Loan and Security Agreement

from 10-Q 11 pages Oportun Plw Trust Sixth Amendment to the Loan and Security Agreement

from 10-K 111 pages Receivables Loan and Security Agreement Dated as of October 19, 2023 Among Oportun CL Trust 2023-A, as the Borrower, and Oportun, Inc., as the Seller, and Oportun CL Depositor, LLC, as the Depositor, and the Lenders From Time to Time Party Hereto, and Wilmington Trust, National Association, as the Administrative Agent, the Paying Agent, and the Account Bank Exhibit H-1

from 8-K 114 pages Amendment No. 3 to Credit Agreement

from 10-Q 24 pages Oportun Plw Trust Fifth Amendment to the Loan and Security Agreement

from 10-K 6 pages Amendment No. 1 to Credit Agreement

from 8-K 124 pages [***] = Certain Information Contained in This Document, Marked by Brackets, Has Been Omitted Because It Is Both Not Material and Would Be Competitively Harmful if Publicly Disclosed. Schedules I-II and Annexes B and E to This Exhibit Have Been Omitted Pursuant to Item 601(a)(5) of Regulation S-K. Amendment No. 2 to Credit Agreement

from 10-Q 104 pages Credit Agreement Dated as of September 14, 2022 Among Oportun Financial Corporation, as Borrower, Wilmington Trust, National Association as Administrative Agent and as Collateral Agent, and the Lenders Party Hereto From Time to Time [***] = Certain Information Contained in This Document, Marked by Brackets, Has Been Omitted Because It Is Both Not Material and Would Be Competitively Harmful if Publicly Disclosed. Exhibits and Schedules to This Exhibit Have Been Omitted Pursuant to Item 601(a)(5) of Regulation S-K

from 10-Q 148 pages Loan and Security Agreement Among Oportun Plw Trust, as Borrower, Oportun Plw Depositor, LLC, as Depositor, Oportun, Inc., as Seller, the Financial Institutions From Time to Time Party Hereto, as Lenders, and Wilmington Trust, National Association, as Collateral Agent, Paying Agent, Securities Intermediary and Depositary Bank Dated as of September 8, 2021 Certain Information Identified With Brackets ([****]) Has Been Excluded From This Exhibit Because Such Information Is Both (I) Not Material and (II) Competitively Harmful if Publicly Disclosed Exhibits A-H and Schedules I-IV to This Exhibit Have Been Omitted Pursuant to Item 601(a)(5) of Regulation S-K