The Joint Corp. Watch

from 10-Q 157 pages Second Amendment to Credit Agreement

from 8-K 4 pages Revolving Loan Note

from 8-K 5 pages No Te Date 4/9/2020 Note Amount $ 2,727,970.00 Borrower the Joint Corporation Lender Jpmorgan Chase Bank, N.A. 1. Promise to Pay. Borrower Promises to Pay to the Order of Lender the Note Amount, Plus Interest on the Unpaid Principal Balance at the Note Rate, and All Other Amounts Required by This Note. 2. Definitions. “Cares Act” Means the Coronavirus Aid, Relief, and Economic Security Act. “Deferral Period” Means the Six Month Period Beginning on the Date of This Note. "Loan" Means the Loan Evidenced by This Note. “Maturity Date” Means Twenty - Four (24) Months From the Date of This Note. “Note Rate” Means an Interest Rate of 0.98% Per Annum and Interest Shall Accrue on the Unpaid Principal Balance Computed on the Basis of the Actual Number of Days Elapsed in a Year of 360 Days. “Per Annum” Means for a Year Deemed to Be Comprised of 360 Days. "Sba" Means the Small Business Administration, an Agency of the United States of America. 3. Conditions Precedent to Funding of Loan. Before the Funding of the Loan, the Following Conditions Must Be Satisfied: A. Lender Has Approved the Request for the Loan. B. Lender Has Received Approval From Sba to Fund the Loan. 4. Payment Terms. Borrower Will Pay This Note as Follows: Docusign Envelope Id: 496e3678 - 2ad3 - 4b91 - 942d - 24c91e840a19

from 8-K 4 pages Revolving Loan Note

from 8-K 2 pages Term a Loan Note

from 8-K 135 pages Credit Agreement Dated as of February 28, 2020 Among the Joint Corp. the Lenders Party Hereto and Jpmorgan Chase Bank, N.A., as Administrative Agent Jpmorgan Chase Bank, N.A., as Sole Bookrunner and Sole Lead Arranger

from 8-K 3 pages Revolving Credit Note

from 8-K 36 pages Credit and Security Agreement