CURO Group Holdings Corp Watch

from 8-K 8 pages This Waiver (This “Waiver”), Dated as of March 1, 2024, Is by and Among CURO Group Holdings Corp., a Delaware Corporation (The “Borrower”), the Guarantors Party to the Credit Agreement (As Defined Below) as of the Date Hereof, the Lenders Listed on the Signature Pages Hereto Constituting the Required Lenders Under the Credit Agreement (The “Consenting Lenders”) and Alter Domus (US) LLC, as Administrative Agent (In Such Capacity, the “Administrative Agent”) and as Collateral Agent (In Such Capacity, the “Collateral Agent”). Capitalized Terms Used Herein and Not Otherwise Defined Herein Shall Have the Meanings Ascribed Thereto in the Credit Agreement

from 8-K 211 pages Certain Identified Information Has Been Omitted From This Exhibit Because It Is Not Material and Would Likely Cause Competitive Harm to the Reigstrant if Publicly Disclosed. [***] Indicates That Information Has Been Omitted. Heights Financing II, LLC, as Borrower, Southernco, Inc., as Servicer, the Subservicers Party Hereto, as Subservicers, the Lenders From Time to Time Parties Hereto, Systems & Services Technologies, Inc., as Backup Servicer and Image File Custodian, Wilmington Trust, National Association, Not in Its Individual Capacity but Solely as Borrower Loan Trustee, and Midtown Madison Management LLC, as Structuring and Syndication Agent, Paying Agent, Collateral Agent and as Administrative Agent Credit Agreement Dated as of November 3, 2023

from 8-K 28 pages Intercreditor Agreement

from 8-K 111 pages Dated as of May 12, 2023 Among CURO Canada Receivables II Limited Partnership, by Its General Partner, CURO Canada Receivables II GP Inc., as Borrower and the Lenders Party Hereto and Midtown Madison Management LLC as Administrative Agent Asset-Backed Revolving Credit Agreement

from 8-K 33 pages Intercreditor Agreement

from 8-K 37 pages Intercreditor Agreement

from 8-K 124 pages First Lien Credit Agreement Dated as of May 15, 2023 Among CURO Group Holdings Corp. as the Borrower, the Subsidiaries of CURO Group Holdings Corp. Listed in the Signature Pages Hereto as Guarantors, the Lenders Party Hereto, and Alter Domus (US) LLC, as Administrative Agent and Collateral Agent Senior Secured Term Loan Facility

from 10-Q 162 pages Certain Identified Information Has Been Omitted From This Exhibit Because It Is Not Material and Would Likely Cause Competitive Harm to the Registrant if Publicly Disclosed. [***] Indicates That Information Has Been Omitted. Fifth Amended and Restated Credit Agreement Dated as of September 29, 2022 Among Flexiti Financing Spe Corp., as the Borrower Flexiti Financial Inc., as Seller and Servicer Various Lenders, Credit Suisse AG, New York Branch, as the Facility Agent Tsx Trust Company, as the Collateral Agent and the Verification Agent and Credit Suisse AG, New York Branch, as the Syndication Agent, the Documentation Agent, and the Lead Arranger $450,000,000 Class a Revolving Loan Facility $85,000,000 Class B Revolving Loan Facility

from 8-K 207 pages Heights Financing I, LLC, as Borrower, Southernco, Inc., as Servicer, the Subservicers Party Hereto, as Subservicers, the Lenders From Time to Time Parties Hereto, the Agents From Time to Time Parties Hereto, Computershare Trust Company, National Association, as Paying Agent, Image File Custodian, Backup Servicer and Collateral Agent, Wilmington Trust, National Association, Not in Its Individual Capacity but Solely as Borrower Loan Trustee, and Credit Suisse AG, New York Branch, as Structuring and Syndication Agent and as Administrative Agent Credit Agreement Dated as of July 15, 2022 Signature Page to Credit Agreement

from 8-K 225 pages First Heritage Financing I, LLC, as Borrower, First Heritage Credit, LLC, as Servicer, the Subservicers Party Hereto, as Subservicers, the Lenders From Time to Time Parties Hereto, the Agents From Time to Time Parties Hereto, Computershare Trust Company, National Association, as Paying Agent, Image File Custodian, Backup Servicer and Collateral Agent, Wilmington Trust, National Association, Not in Its Individual Capacity but Solely as Borrower Loan Trustee, and Credit Suisse AG, New York Branch, as Structuring and Syndication Agent and as Administrative Agent Credit Agreement Dated as of July 13, 2022 2

from 10-K 126 pages Certain Identified Information Has Been Omitted From This Exhibit Because It Is Not Material and Is of the Type of Information That the Registrant Both Customarily and Actually Treats as Private and Confidential. [***] Indicates That Information Has Been Omitted. Credit Agreement Dated as of December 31, 2019 Among Smc Financing LLC, as Borrower Southern Management Corporation in Its Individual Capacity and as Seller and as Servicer and Ares Agent Services, L.P., as Administrative Agent and Collateral Agent and the Lenders Party Hereto $350,000,000 Senior Secured Revolving Loan

from 8-K 34 pages Intercreditor Agreement

from 10-Q 140 pages Certain Identified Information Has Been Omitted From This Exhibit Because It Is Not Material and Is of the Type of Information That the Registrant Both Customarily and Actually Treats as Private and Confidential. [***] Indicates That Information Has Been Omitted. Third Amended and Restated Credit Agreement Dated as of January 28, 2021 Among Flexiti Financing Spe Corp., as the Borrower Flexiti Financial Inc., as Seller and Servicer Various Lenders, Credit Suisse AG, New York Branch, as the Facility Agent Tsx Trust Company, as the Collateral Agent and the Verification Agent and Credit Suisse AG, New York Branch, as the Syndication Agent, the Documentation Agent, and the Lead Arranger $421,000,000 Class a Revolving Loan Facility $79,000,000 Class B Revolving Loan Facility

from 10-Q 13 pages Amendment Agreement to Credit Agreement and Guaranty

from 10-Q 18 pages Loan Purchase Agreement

from 10-Q 18 pages Loan Purchase Agreement

from 10-Q 70 pages Up to $200,000,000 Senior Secured Revolving Loan Facility Loan and Security Agreement Among CURO Receivables Finance II, LLC, as Borrower, Midtown Madison Management LLC, as Agent, and the Lenders Party Hereto From Time to Time Dated as of April 8, 2020

from 8-K 23 pages Second Amendment to Revolving Loan Agreement

from 8-K 34 pages Intercreditor Agreement

from 8-K 100 pages Dated as of August 2, 2018 Among CURO Canada Receivables Limited Partnership, by Its General Partner, CURO Canada Receivables GP Inc. as Borrower and Wf Marlie 2018-1, Ltd. as Lender and the Other Lenders Party Hereto and Waterfall Asset Management, LLC as Administrative Agent Asset-Backed Revolving Credit Agreement