The Baldwin Insurance Group Inc. Watch

from 8-K 238 pages Amendment No. 7, Dated as of September 15, 2023 (This “Amendment”), to the Credit Agreement, Dated as of October 14, 2020 (As Amended by Amendment No. 1, Dated as May 7, 2021, Amendment No. 2, Dated as of June 2, 2021, Amendment No. 3, Dated as of August 6, 2021, Amendment No. 4, Dated as of December 16, 2021, Amendment No. 5, Dated as of March 28, 2022, Amendment No. 6, Dated as of June 27, 2023 and as May Be Further Amended, Restated, Amended and Restated, Extended, Supplemented or Otherwise Modified From Time to Time, the “Credit Agreement”), Among Baldwin Risk Partners, LLC, a Delaware Limited Liability Company (The “Borrower”), the Guarantors From Time to Time Party Thereto, the Several Lenders From Time to Time Party Thereto and Jpmorgan Chase Bank, N.A., as Administrative Agent. Capitalized Terms Used but Not Defined Herein Shall Have the Meaning Provided in the Credit Agreement (As Amended Hereby)

from 8-K 256 pages Amendment No. 5 to Credit Agreement, Dated as of March 28, 2022 (This “Amendment”), Is Made and Entered Into by and Among Baldwin Risk Partners, LLC, a Delaware Limited Liability Company (The “Borrower”), Each of the Guarantors Party Hereto, Each of the Entities With an Incremental Revolving Credit Commitment (As Defined Below) Listed Under the Caption “Incremental No. 2 Revolving Credit Lenders” on the Signature Pages Hereto (Each, in Such Capacity, an “Incremental No. 2 Revolving Credit Lender” And, Collectively, the “Incremental No. 2 Revolving Credit Lenders”), Each of the Existing Revolving Lenders (As Defined Below) Party Hereto (Collectively, the “Consenting Lenders” and Each, a “Consenting Lender”) and Jpmorgan Chase Bank, N.A., as Administrative Agent (In Such Capacity, the “Administrative Agent”). Jpmorgan Chase Bank, N.A., Wells Fargo Bank, National Association, Bank of America, N.A., Capital One, National Association, Raymond James Bank, Morgan Stanley Senior Funding, Inc., Cadence Bank, Lake Forest Bank & Trust Company, N.A., and South State Bank, N.A. Are Acting as Joint Lead Arrangers and Joint Bookrunners (In Such Capacities, the “Amendment No. 5 Arrangers”)

from 8-K 235 pages Amendment No. 4, Dated as of December 16, 2021 (This “Amendment”), to the Credit Agreement, Dated as of October 14, 2020 (As Amended by Amendment No. 1 , Dated as of May 7, 2021, Amendment No. 2, Dated as of June 2, 2021, and Amendment No. 3, Dated as of August 6, 2021 and as May Be Further Amended, Restated, Amended and Restated, Extended, Supplemented or Otherwise Modified From Time to Time, the “Credit Agreement”), Among Baldwin Risk Partners, LLC, a Delaware Limited Liability Company (The “Borrower”), the Guarantors From Time to Time Party Thereto, the Several Lenders From Time to Time Party Thereto and Jpmorgan Chase Bank, N.A., as Administrative Agent. Capitalized Terms Used but Not Defined Herein Having the Meaning Provided in the Credit Agreement (As Amended Hereby)

from 8-K 20 pages Amendment No. 3 to Credit Agreement, Dated as of August 6, 2021 (This “Amendment”), Is Made and Entered Into by and Among Baldwin Risk Partners, LLC, a Delaware Limited Liability Company (The “Borrower”), Each of the Guarantors Party Hereto, Each of the Entities With an Incremental Revolving Credit Commitment (As Defined Below) Listed Under the Caption “Incremental No. 1 Revolving Credit Lenders” on the Signature Pages Hereto (Each, in Such Capacity, an “Incremental No. 1 Revolving Credit Lender” And, Collectively, the “Incremental No. 1 Revolving Credit Lenders”) and Jpmorgan Chase Bank, N.A., as Administrative Agent (In Such Capacity, the “Administrative Agent”). Jpmorgan Chase Bank, N.A., Bank of America, N.A., Wells Fargo Bank, National Association, Capital One, National Association and Cadence Bank, N.A. Are Acting as Joint Lead Arrangers and Joint Bookrunners (In Such Capacities, the “Amendment No. 3 Arrangers”)

from 8-K 249 pages Amendment No. 2, Dated as of June 2, 2021 (This “Amendment”), to the Credit Agreement, Dated as of October 14, 2020 (As Amended by Amendment No. 1 , Dated as of May 7, 2021 and as May Be Further Amended, Restated, Amended and Restated, Extended, Supplemented or Otherwise Modified From Time to Time, the “Credit Agreement”), Among Baldwin Risk Partners, LLC, a Delaware Limited Liability Company (The “Borrower”), the Guarantors From Time to Time Party Thereto, the Several Lenders From Time to Time Party Thereto and Jpmorgan Chase Bank, N.A., as Administrative Agent. Capitalized Terms Used but Not Defined Herein Having the Meaning Provided in the Credit Agreement (As Amended Hereby)

from 10-Q 10 pages Amendment No. 1, Dated as of May 7, 2021 (This “Amendment”), to the Credit Agreement, Dated as of October 14, 2020 (As Amended, Restated, Amended and Restated, Extended, Supplemented or Otherwise Modified From Time to Time, the “Credit Agreement”), Among Baldwin Risk Partners, LLC, a Delaware Limited Liability Company (The “Borrower”), the Guarantors From Time to Time Party Thereto, the Several Lenders From Time to Time Party Thereto and Jpmorgan Chase Bank, N.A., as Administrative Agent. Capitalized Terms Used but Not Defined Herein Having the Meaning Provided in the Credit Agreement (As Amended Hereby). Whereas, Section 11.1(b)(viii) of the Credit Agreement Permits Amendments to Section 7.1 of the Credit Agreement With the Written Consent of the Majority Revolving Lenders; Whereas, the Parties Hereto Wish to Amend the Credit Agreement on the Terms and Subject to the Conditions Set Forth Herein and in the Credit Agreement; Now, Therefore, in Consideration of the Premises and Covenants Contained Herein and for Other Good and Valuable Consideration, the Receipt and Sufficiency of Which Are Hereby Acknowledged, the Parties Hereto, Intending to Be Legally Bound Hereby, Agree as Fol-Lows: Section 1. Amendment. Section 7.1 of the Credit Agreement Is Hereby Amended and Restated in Its Entirety to Read as Follows: “7.1 Financial Covenants

from 8-K 312 pages Credit Agreement Among Baldwin Risk Partners, LLC, as Borrower, the Guarantors From Time to Time Party Hereto, the Several Lenders From Time to Time Party Hereto, and Jpmorgan Chase Bank, N.A., as Administrative Agent Dated as of October 14, 2020

from 8-K 23 pages Incremental Facility Amendment No. 3 to Credit Agreement, Dated as of June 18, 2020 (This “Amendment”), Is Made and Entered Into by and Among Baldwin Risk Partners, LLC, a Delaware Limited Liability Company (The “Borrower”), Each of the Guarantors Party Hereto, Each of the Entities With an Incremental Revolving Credit Commitment (As Defined Below) Listed Under the Caption “Incremental No. 3 Revolving Credit Lenders” on the Signature Pages Hereto (Each, in Such Capacity, an “Incremental No. 3 Revolving Credit Lender” And, Collectively, the “Incremental No. 3 Revolving Credit Lenders”) and Jpmorgan Chase Bank, N.A., as Agent (In Such Capacity, the “Agent”). Jpmorgan Chase Bank, N.A. Is Acting as Sole Lead Arranger and Sole Bookrunner

from 8-K 19 pages Incremental Facility Amendment No. 1 to Credit Agreement, Dated as of March 12, 2020 (This “Amendment”), Is Made and Entered Into by and Among Baldwin Risk Partners, LLC, a Delaware Limited Liability Company (The “Borrower”), Each of the Guarantors Party Hereto, Each of the Entities With an Incremental Revolving Credit Commitment (As Defined Below) Listed Under the Caption “Incremental Revolving Credit Lenders” on the Signature Pages Hereto (Each, in Such Capacity, an “Incremental Revolving Credit Lender” And, Collectively, the “Incremental Revolving Credit Lenders”) and Jpmorgan Chase Bank, N.A., as Agent (In Such Capacity, the “Agent”). Jpmorgan Chase Bank, N.A. Is Acting as Sole Lead Arranger and Sole Bookrunner

from 8-K 155 pages Amendment and Restatement Agreement, Dated as of December 19, 2019 (This “Amendment”), by and Among Baldwin Risk Partners, LLC, a Delaware Limited Liability Company (The “Borrower”), Cadence Bank, N.A. (“Cadence”) as the Existing Agent (As Defined Below), Jpmorgan Chase Bank, N.A. (“Jpmorgan”), as the Successor Agent (As Defined Below) and the Several Banks and Other Financial Institutions Listed on the Signature Pages Hereto (The “Lenders”) to the That Certain Third Amended and Restated Credit Agreement Dated as of March 13, 2019, Among Borrower, the Existing Agent, the Several Banks and Other Financial Institutions or Entities Parties Thereto (The “Existing Lenders”) (As Amended by Amendment No. 1 Thereto Dated as of September 21, 2019, the “Credit Agreement”); Capitalized Terms Used and Not Otherwise Defined Herein Shall Have the Meanings Assigned to Such Terms in the Credit Agreement

from S-1/A 10 pages Amendment to First Amendment to Loan Documents and Consent of Guarantors

from S-1 21 pages First Amendment to Loan Documents and Consent of Guarantors

from S-1 113 pages Third Amended and Restated Loan Agreement by and Among Baldwin Risk Partners, LLC as Borrower Cadence Bank, N.A. as Administrative Agent and Collateral Agent Cadence Bank, N.A. and Jpmorgan Chase Bank, N.A. as Co-Bookrunners and Joint Lead Arrangers and Jpmorgan Chase Bank, N.A. as Syndication Agent and the Lenders From Time to Time a Party Hereto March 13, 2019

from S-1 46 pages Amended and Restated Credit Agreement Dated as of March 13, 2019 by and Among Holding Company of the Villages, Inc., as Lender and Baldwin Risk Partners, LLC as Borrower