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from 8-K 100 pages Master Repurchase Agreement Atlas Securitized Products, L.P., as Administrative Agent (“Administrative Agent”) and as a Buyer (A “Buyer”), Agf Whco 1-A3 LP, as a Buyer (A “Buyer”), and Other Buyers From Time to Time (“Buyers”), and loanDepot.com, LLC, as Seller (“Seller”) Dated November 14, 2024

from 8-K 100 pages Master Repurchase Agreement Atlas Securitized Products, L.P., as Administrative Agent (“Administrative Agent”) and as a Buyer (A “Buyer”), Atlas Securitized Products Funding 2, L.P., as a Buyer (A “Buyer”), and Other Buyers From Time to Time (“Buyers”), and loanDepot.com, LLC, as Seller (“Seller”) Dated November 14, 2024

from 8-K 25 pages This Fourth Amendment Is Made October 31, 2024 (The “Amendment Effective Date”), to That Certain Second Amended and Restated Master Repurchase Agreement, Dated December 28, 2023, as Amended, Restated, Supplemented or Otherwise Modified From Time to Time (The “Repurchase Agreement”) and the Pricing Letter, Dated December 28, 2023, as Amended, Restated, Supplemented or Otherwise Modified From Time to Time (The “Pricing Letter”), in Each Case by and Between loanDepot.com, LLC (“Seller”) and Everbank, N.A. (“Buyer”). the Repurchase Agreement and the Pricing Letter Are Sometimes Hereinafter Collectively Referred to as the “Agreement”. Whereas, Seller Requested That Buyer Amend the Agreement as Provided Herein; and Whereas, Seller and Buyer Have Agreed to So Amend the Agreement. Now Therefore, for Good and Valuable Consideration, the Receipt and Sufficiency of Which Are Hereby Acknowledged, the Parties Hereto Hereby Agree to Amend the Agreement as Follows: Section 1. Amendments (A) Sections 1, 2, and 3 of the Pricing Letter Are Hereby Amended and Restated in Their Entirety as Follows: “203k Loans” Shall Mean First Lien Mortgage Loans That Meet All the Requirements for Mortgage Insurance Issued by the Federal Housing Authority Under the Section 203(k) Rehabilitation Insured Mortgage Program. “Adjusted Indebtedness” Shall Mean [***]. “Adjusted Net Income” Shall Mean ***]. “Adjusted Tangible Net Worth” Shall Mean [***]. “Aged Jumbo Mortgage Loan” Shall Mean a Jumbo Mortgage Loan (Standard Limit) Subject to a Transaction Hereunder for More Than [***] Days but Not More Than [***] Days

from 8-K 110 pages Master Repurchase Agreement Among Jpmorgan Chase Bank, National Association, as Administrative Agent and as a Buyer, and loanDepot Jpm Warehouse Facility, LLC, as Seller and loanDepot Jpm Warehouse Trust, as Asset Subsidiary and loanDepot.com, LLC, as Guarantor and Servicer Dated October 30, 2024

from 8-K 4 pages Amendment Number Two to the Amended and Restated Credit and Security Agreement Dated as of October 11, 2024

from 8-K 66 pages Certain Confidential Information Contained in This Document, Marked by “[***]”, Has Been Omitted Because It Is Both (I) Not Material and (II) Would Be Competitively Harmful if Publicly Disclosed. Amendment No. 3 to Amended and Restated Mortgage Loan Participation Sale Agreement

from 8-K 7 pages Whereas, the Beneficiary and loanDepot.com, LLC (The “Ld Subsidiary”), a Subsidiary of the Guarantor, Have Entered Into a Master Repurchase Agreement and the Confirmation Thereto, Each Dated as of September 27, 2024 (As Amended or Modified From Time to Time, Together, the “Agreement”) Pursuant to Which the Beneficiary Anticipates Entering Into One or More Transactions From Time to Time; Now, Therefore, for Good and Valuable Consideration, the Receipt and Sufficiency of Which Is Hereby Acknowledged, the Guarantor, Intending to Be Legally Bound, Agrees as Follows. 1. Guaranty

from 8-K 65 pages Master Repurchase Agreement September 1996 Version Dated as Of: September 27, 2024 Between: Mello Warehouse Securitization Trust 2024-1 (“Buyer”) And: loanDepot.com, LLC (“Seller”) 1. Applicability

from 8-K 135 pages Certain Confidential Information Contained in This Document, Marked by “[***]”, Has Been Omitted Because It Is Both (I) Not Material and (II) Would Be Competitively Harmful if Publicly Disclosed. Mello Warehouse Securitization Trust 2024-1, as Issuer loanDepot.com, LLC, as Servicer U.S. Bank National Association, as Standby Servicer and Securities Intermediary and U.S. Bank Trust Company, National Association, as Indenture Trustee and Note Calculation Agent Indenture Dated as of September 27, 2024

from 8-K 6 pages Certain Confidential Information Contained in This Document, Marked by “[***]”, Has Been Omitted Because It Is Both (I) Not Material and (II) Would Be Competitively Harmful if Publicly Disclosed First Amendment to Credit Agreement

from 8-K 21 pages LoanDepot Gmsr Master Trust, as Issuer and Citibank, N.A., as Indenture Trustee, Calculation Agent, Paying Agent and Securities Intermediary and LoanDepot.com, LLC, as Administrator and Servicer and Nomura Corporate Funding Americas, LLC, as Administrative Agent Amended and Restated Series 2017-Mbsadv1 Indenture Supplement Dated as of January 25, 2024 to Third Amended and Restated Base Indenture Dated as of January 25, 2024 Msr Collateralized Notes, Series 2017-Mbsadv1

from 8-K 175 pages Third Amended and Restated Base Indenture LoanDepot Gmsr Master Trust, as Issuer and Citibank, N.A., as Indenture Trustee, Calculation Agent, Paying Agent and Securities Intermediary and LoanDepot.com, LLC, as Servicer and Administrator and Nomura Corporate Funding Americas, LLC, as Administrative Agent and Pentalpha Surveillance LLC, as Credit Manager Dated as of January 25, 2024 LoanDepot Gmsr Master Trust Msr Collateralized Notes, Issuable in Series

from 8-K 29 pages Third Amended and Restated Gmsr Participation Agreement Dated as of January 25, 2024 by and Between LoanDepot.com, LLC as the Company and LoanDepot.com, LLC as the Initial Participant

from 8-K 5 pages Joinder to the Amended and Restated Credit and Security Agreement Dated as of June 30, 2023

from 8-K 109 pages Amendment Number One to the Amended and Restated Credit and Security Agreement Dated as of June 30, 2023

from 8-K 3 pages Addendum to Second Amended and Restated Master Repurchase Agreement Committed Sublimit for Mortgage Loans Originated in New York

from 8-K 6 pages Certain Confidential Information Contained in This Document, Marked by “[***]”, Has Been Omitted Because It Is Both (I) Not Material and (II) Would Be Competitively Harmful if Publicly Disclosed. Joinder to the Amended and Restated Credit and Security Agreement Dated as of June 30, 2023

from 8-K 64 pages Amendment No. 2 to Amended and Restated Mortgage Loan Participation Sale Agreement

from 10-Q 64 pages Amendment No. 1 to Amended and Restated Mortgage Loan Participation Sale Agreement

from 8-K 101 pages Amended and Restated Credit and Security Agreement Among LoanDepot.com, LLC, as Borrower Flagstar Bank, National Association, as Administrative Agent and Flagstar Bank, National Association and the Lenders Party Hereto, as Lenders Dated as of June 30, 2023