PFS Bancorp Inc Watch

from 8-K 36 pages PFS Bancorp, Inc. (A Maryland Corporation) Up to 1,725,000 Shares of Common Stock (Subject to Increase to Up to 1,983,750 Shares of Common Stock) Common Stock (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share Agency Agreement August 11, 2023

from S-1/A 38 pages PFS Bancorp, Inc. (A Maryland Corporation) Up to 1,840,000 Shares of Common Stock (Subject to Increase to Up to 2,116,000 Shares of Common Stock) Common Stock (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share Agency Agreement May [•], 2023

from S-1 12 pages January 19, 2023 Peru Federal Savings Bank 1730 Fourth Street Peru, Il 61354 Attention: Mr. Eric J. Heagy President & Chief Executive Officer 1. Description of Services. as Agent, and as the Company May Reasonably Request, Kbw Will Provide the Services Further Described Below (The “Services”): 1. Consolidation of Accounts and Development of a Central File, Including, but Not Limited to the Following

from S-1 9 pages January 19, 2023 Peru Federal Savings Bank 1730 Fourth Street Peru, Il 61354 Attention: Mr. Eric J. Heagy President & Chief Executive Officer 1. Advisory/Offering Services