Waystar Holding Corp. Watch

from 8-K 248 pages Tenth Amendment, Dated as of December 30, 2024 (This “Agreement”), to the First Lien Credit Agreement, Dated as of October 22, 2019 (As Amended by the First Amendment Thereto, Dated as of December 2, 2019, the Second Amendment Thereto, Dated as of September 23, 2020, the Third Amendment Thereto, Dated as of March 24, 2021, the Fourth Amendment Thereto, Dated as of August 24, 2021, the Fifth Amendment Thereto, Dated as of June 1, 2023, the Sixth Amendment Thereto, Dated as of June 23, 2023, the Seventh Amendment Thereto, Dated as of October 6, 2023, the Eighth Amendment Thereto, Dated as of February 9, 2024, and the Ninth Amendment Thereto, Dated as of June 27, 2024, as Further Amended, Restated, Amended and Restated, Supplemented or Otherwise Modified From Time to Time Prior to the Date Hereof, the “Existing Credit Agreement”; the Existing Credit Agreement, as Amended by This Agreement, the “Amended Credit Agreement”), by and Among Waystar Intermediate, Inc. (F/K/a Bnvc Holdings, Inc.), a Delaware Corporation (“Holdings”), Waystar Technologies, Inc. (F/K/a Navicure, Inc.), a Delaware Corporation (The “Borrower”), the Financial Institutions From Time to Time Party Thereto as Lenders and Issuing Banks and Jpmorgan Chase Bank, N.A., as Administrative Agent (In Such Capacity, the “Administrative Agent”)

from 8-K 237 pages Ninth Amendment, Dated as of June 27, 2024 (This “Agreement”), to the First Lien Credit Agreement, Dated as of October 22, 2019, as Amended by the First Amendment Thereto, Dated as of December 2, 2019, the Second Amendment Thereto, Dated as of September 23, 2020, the Third Amendment Thereto, Dated as of March 24, 2021, the Fourth Amendment Thereto, Dated as of August 24, 2021, the Fifth Amendment Thereto, Dated as of June 1, 2023, the Sixth Amendment Thereto, Dated as of June 23, 2023, the Seventh Amendment Thereto, Dated as of October 6, 2023, and the Eighth Amendment Thereto, Dated as of February 9, 2024 (As Further Amended, Restated, Amended and Restated, Supplemented, or Otherwise Modified From Time to Time Prior to the Date Hereof, the “Existing Credit Agreement”; the Existing Credit Agreement, as Amended by This Agreement, the “Amended Credit Agreement”), by and Among Waystar Intermediate, Inc. (F/K/a Bnvc Holdings, Inc.), a Delaware Corporation (“Holdings”), Waystar Technologies, Inc. (F/K/a Navicure, Inc.), a Delaware Corporation (The “Borrower”), the Financial Institutions From Time to Time Party Thereto as Lenders and Issuing Banks, and Jpmorgan Chase Bank, N.A., as Administrative Agent (In Such Capacity, the “Administrative Agent”)

from S-1/A 269 pages Eighth Amendment, Dated as of February 9, 2024 (This “Agreement”), to the First Lien Credit Agreement, Dated as of October 22, 2019, as Amended by the First Amendment Thereto, Dated as of December 2, 2019, the Second Amendment Thereto, Dated as of September 23, 2020, the Third Amendment Thereto, Dated as of March 24, 2021, the Fourth Amendment Thereto, Dated as of August 24, 2021, the Fifth Amendment Thereto, Dated as of June 1, 2023, the Sixth Amendment Thereto, Dated as of June 23, 2023, and the Seventh Amendment Thereto, Dated as of October 6, 2023 (As Further Amended, Restated, Amended and Restated, Supplemented, or Otherwise Modified From Time to Time Prior to the Date Hereof, the “Existing Credit Agreement”; the Existing Credit Agreement, as Amended by This Agreement, the “Amended Credit Agreement”), by and Among Waystar Intermediate, Inc. (F/K/a Bnvc Holdings, Inc.), a Delaware Corporation (“Holdings”), Waystar Technologies, Inc. (F/K/a Navicure, Inc.), a Delaware Corporation (The “Borrower”), the Financial Institutions From Time to Time Party Thereto as Lenders and Issuing Banks, and Jpmorgan Chase Bank, N.A., as Administrative Agent (In Such Capacity, the “Administrative Agent”)

from S-1/A 236 pages Sixth Amendment, Dated as of June 23, 2023 (This “Agreement”), to the First Lien Credit Agreement, Dated as of October 22, 2019 (As Amended by the First Amendment Thereto, Dated as of December 2, 2019, as Amended by the Second Amendment Thereto, Dated as of September 23, 2020, as Amended by the Third Amendment Thereto, Dated as of March 24, 2021, as Amended by the Fourth Amendment Thereto, Dated as of August 24, 2021, as Amended by the Fifth Amendment Thereto, Dated as of June 1, 2023, and as Further Amended, Restated, Amended and Restated, Supplemented, or Otherwise Modified From Time to Time, the “Existing Credit Agreement”, and the Credit Agreement as Amended by This Agreement, the “Amended Credit Agreement”), by and Among Bnvc Holdings, Inc., a Delaware Corporation (As Successor to Derby Parent, Inc., “Holdings”), Waystar Technologies, Inc. (F/K/a Navicure, Inc.), a Delaware Corporation (As Successor to Derby Merger Sub, Inc. and Bnvc Group Holdings, Inc., the “Borrower”), the Financial Institutions From Time to Time Party Thereto and Jpmorgan Chase Bank, N.A., as Administrative Agent (In Such Capacity, the “Administrative Agent”)

from S-1/A 233 pages Fifth Amendment, Dated as of June 1, 2023 (This “Agreement”), to the First Lien Credit Agreement, Dated as of October 22, 2019 (As Amended by the First Amendment Thereto, Dated as of December 2, 2019, as Amended by the Second Amendment Thereto, Dated as of September 23, 2020, as Amended by the Third Amendment Thereto, Dated as of March 24, 2021, as Amended by the Fourth Amendment Thereto, Dated as of August 24, 2021, and as Further Amended, Restated, Amended and Restated, Supplemented, or Otherwise Modified From Time to Time, the “Existing Credit Agreement”, and the Credit Agreement as Amended by This Agreement, the “Amended Credit Agreement”), by and Among Bnvc Holdings, Inc., a Delaware Corporation (As Successor to Derby Parent, Inc., “Holdings”), Waystar Technologies, Inc. (F/K/a Navicure, Inc.), a Delaware Corporation (As Successor to Derby Merger Sub, Inc. and Bnvc Group Holdings, Inc., the “Borrower”), the Financial Institutions From Time to Time Party Thereto and Jpmorgan Chase Bank, N.A., as Administrative Agent (In Such Capacity, the “Administrative Agent”). Whereas, the Revolving Lenders Have Extended Credit to the Borrower Under the Existing Credit Agreement on the Terms and Subject to the Conditions Set Forth Therein; and Whereas, the Borrower, the Administrative Agent and Each of the Revolving Lenders Have Agreed to Amend the Existing Credit Agreement as Set Forth Herein, on the Terms and Subject to the Conditions Set Forth Herein. Now, Therefore, in Consideration of the Mutual Agreements Herein Contained and Other Good and Valuable Consideration, the Sufficiency and Receipt of Which Are Hereby Acknowledged, the Parties Hereto Agree as Follows

from S-1/A 232 pages Second Amendment, Dated as of September 23, 2020 (This “Agreement”), to the First Lien Credit Agreement, Dated as of October 22, 2019 (As Amended by the First Amendment Thereto, Dated as of December 2, 2019, and as Further Amended, Restated, Amended and Restated, Supplemented, or Otherwise Modified From Time to Time, the “Credit Agreement”), by and Among Bnvc Holdings, Inc., a Delaware Corporation (As Successor to Derby Parent, Inc., “Holdings”), Navicure, Inc., a Delaware Corporation (As Successor to Derby Merger Sub, Inc. and Bnvc Group Holdings, Inc., the “Borrower”), the Financial Institutions From Time to Time Party Thereto, Jpmorgan Chase Bank, N.A., as Administrative Agent (In Such Capacity, the “Administrative Agent”), and Jpmorgan Chase Bank, N.A., Barclays Bank PLC and Deutsche Bank AG New York Branch, as Issuing Banks

from S-1/A 227 pages First Amendment, Dated as of December 2, 2019 (This “Agreement”), to the First Lien Credit Agreement, Dated as of October 22, 2019 (As Amended, Restated, Amended and Restated, Supplemented, or Otherwise Modified From Time to Time, the “Credit Agreement”), by and Among Derby Parent, Inc., a Delaware Corporation (“Initial Holdings”), After Giving Effect to the Closing Date Holdings Assumption (As Defined Therein), Bnvc Holdings, Inc., a Delaware Corporation (Together With Initial Holdings, Collectively, “Holdings”), Derby Merger Sub, Inc., a Delaware Corporation (“Merger Sub”), After Giving Effect to the Target Merger (As Defined Therein), Bnvc Group Holdings, Inc., a Delaware Corporation (The “Target”), After Giving Effect to the Closing Date Borrower Assumption (As Defined Therein), Navicure, Inc., a Delaware Corporation (Together With Merger Sub and the Target, Collectively the “Borrower”), the Financial Institutions From Time to Time Party Thereto, Jpmorgan Chase Bank, N.A., as Administrative Agent (In Such Capacity, the “Administrative Agent”), and Jpmorgan Chase Bank, N.A., Barclays Bank PLC and Deutsche Bank AG New York Branch, as Issuing Banks

from S-1/A 232 pages First Lien Credit Agreement Dated as of October 22, 2019 Among Derby Merger Sub, Inc., After Giving Effect to the Target Merger, Bnvc Group Holdings, Inc. and After Giving Effect to the Closing Date Borrower Assumption, Waystar Technologies, Inc. (F/K/a Navicure, Inc.), as the Borrower Derby Parent, Inc. And, After Giving Effect to the Closing Date Holdings Assumption, Bnvc Holdings, Inc., as Holdings the Financial Institutions Party Hereto, as Lenders, Jpmorgan Chase Bank, N.A., as Administrative Agent, Jpmorgan Chase Bank, N.A., Barclays Bank PLC and Deutsche Bank AG New York Branch as Issuing Banks Jpmorgan Chase Bank, N.A., Barclays Bank PLC and Deutsche Bank Securities Inc., as Joint Lead Arrangers and Joint Bookrunners