EX-1.2
from 485BPOS
1 page
<page> Hartford Life and Annuity Insurance Company Power of Attorney David T. Foy Thomas M. Marra Christine Hayer Repasy John C. Walters David M. Znamierowski Do Hereby Jointly and Severally Authorize Christine Hayer Repasy, Marianne O'doherty, Christopher M. Grinnell, Thomas S. Clark, W. Michael Stobart and Shane E. Daly to Sign as Their Agent Any Registration Statement, Pre-Effective Amendment, Post-Effective Amendment and Any Application for Exemptive Relief of the Hartford Life and Annuity Insurance Company Under the Securities Act of 1933 and/or the Investment Company Act of 1940, and Do Hereby Ratify Such Signatures Heretofore Made by Such Persons. in Witness Whereof, the Undersigned Have Executed This Power of Attorney for the Purpose Herein Set Forth. <table> <s> <c> /S/ David T. Foy Dated as of February 15, 2002 - David T. Foy /S/ Thomas M. Marra Dated as of February 15, 2002 - Thomas M. Marra /S/ Christine Hayer Repasy Dated as of February 15, 2002 - Christine Hayer Repasy /S/ John C. Walters Dated as of February 15, 2002 - John C. Walters /S/ David M. Znamierowski Dated as of February 15, 2002 - David M. Znamierowski </Table>
12/34/56
EX-1.3
from 485APOS
1 page
<page> Hartford Life and Annuity Insurance Company Power of Attorney David T. Foy Thomas M. Marra Christine Hayer Repasy John C. Walters David M. Znamierowski Do Hereby Jointly and Severally Authorize Christine Hayer Repasy, Marianne O'doherty, Christopher M. Grinnell, Thomas S. Clark, W. Michael Stobart and Shane E. Daly to Sign as Their Agent Any Registration Statement, Pre-Effective Amendment, Post-Effective Amendment and Any Application for Exemptive Relief of the Hartford Life and Annuity Insurance Company Under the Securities Act of 1933 and/or the Investment Company Act of 1940, and Do Hereby Ratify Such Signatures Heretofore Made by Such Persons. in Witness Whereof, the Undersigned Have Executed This Power of Attorney for the Purpose Herein Set Forth. <table> <s> <c> /S/ David T. Foy Dated as of February 15, 2002 - David T. Foy /S/ Thomas M. Marra Dated as of February 15, 2002 - Thomas M. Marra /S/ Christine Hayer Repasy Dated as of February 15, 2002 - Christine Hayer Repasy /S/ John C. Walters Dated as of February 15, 2002 - John C. Walters /S/ David M. Znamierowski Dated as of February 15, 2002 - David M. Znamierowski </Table>
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EX-1.2
from 485APOS
1 page
<page> [Logo] [Hartford Life] Thomas P. Kalmbach Fsa, Maaa Actuary August 19, 2002 Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Re: Separate Account Vl I Stag Variable Life Hartford Life and Annuity Insurance Company File No. 33-61267 Dear Sir/Madam: This Opinion Is Furnished in Connection With the Form S-6 Registration Statement Under the Securities Act of 1933, as Amended ("Securities Act"), of a Certain Flexible Premium Variable Life Insurance Policy (The "Policy") That Will Be Offered and Sold by Hartford Life and Annuity Insurance Company and Certain Units of Interest to Be Issued in Connection With the Policy. the Hypothetical Illustrations of the Policy Issued in the Form S-6 Registration Statement Accurately Reflect Reasonable Estimates of Projected Performance of the Policy Under the Stipulated Rates of Investment Return, the Contractual Expense Deductions and Guaranteed Cost-Of-Insurance Rates, and Utilizing a Reasonable Estimation for Expected Fund Operating Expenses. I Hereby Consent to the Use of This Opinion as an Exhibit to the Form S-6 Registration Statement and to the Reference to My Name Under the Heading "Experts" in the Statement of Additional Information Included as Part of Such Form S-6 Registration Statement. Very Truly Yours, /S/ Thomas P. Kalmbach Thomas P. Kalmbach
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EX-1.4
from 485BPOS
1 page
<page> Hartford Life and Annuity Insurance Company Power of Attorney David T. Foy Thomas M. Marra Christine Hayer Repasy John C. Walters David M. Znamierowski Do Hereby Jointly and Severally Authorize Christine Hayer Repasy, Marianne O'doherty, Christopher M. Grinnell, Thomas S. Clark, W. Michael Stobart and Shane E. Daly to Sign as Their Agent Any Registration Statement, Pre-Effective Amendment, Post-Effective Amendment and Any Application for Exemptive Relief of the Hartford Life and Annuity Insurance Company Under the Securities Act of 1933 and/or the Investment Company Act of 1940, and Do Hereby Ratify Such Signatures Heretofore Made by Such Persons. in Witness Whereof, the Undersigned Have Executed This Power of Attorney for the Purpose Herein Set Forth. <table> <s> <c> /S/ David T. Foy Dated as of February 15, 2002 - David T. Foy /S/ Thomas M. Marra Dated as of February 15, 2002 - Thomas M. Marra /S/ Christine Hayer Repasy Dated as of February 15, 2002 - Christine Hayer Repasy /S/ John C. Walters Dated as of February 15, 2002 - John C. Walters /S/ David M. Znamierowski Dated as of February 15, 2002 - David M. Znamierowski </Table>
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EX-1.2
from 485BPOS
1 page
<page> [Logo] [Hartford Life] Thomas P. Kalmbach Fsa, Maaa Actuary April 8, 2002 Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Re: Separate Account Vl I Stag Variable Life Hartford Life and Annuity Insurance Company File No. 33-61267 Dear Sir/Madam: This Opinion Is Furnished in Connection With the Form S-6 Registration Statement Under the Securities Act of 1933, as Amended ("Securities Act"), of a Certain Flexible Premium Variable Life Insurance Policy (The "Policy") That Will Be Offered and Sold by Hartford Life and Annuity Insurance Company and Certain Units of Interest to Be Issued in Connection With the Policy. the Hypothetical Illustrations of the Policy Issued in the Form S-6 Registration Statement Accurately Reflect Reasonable Estimates of Projected Performance of the Policy Under the Stipulated Rates of Investment Return, the Contractual Expense Deductions and Guaranteed Cost-Of-Insurance Rates, and Utilizing a Reasonable Estimation for Expected Fund Operating Expenses. I Hereby Consent to the Use of This Opinion as an Exhibit to the Form S-6 Registration Statement and to the Reference to My Name Under the Heading "Experts" in the Statement of Additional Information Included as Part of Such Form S-6 Registration Statement. Very Truly Yours, /S/ Thomas P. Kalmbach Thomas P. Kalmbach
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