Massmutual Ascend Life Insurance Co Watch

EX-4.(C)(24)

from S-1 4 pages Limited Availability This Strategy Is Only Available for Terms That Begin Before the End of the Fourth Contract Year. Term Each Term for This Strategy Is Three Years Long Unless You Have Made a Performance Lock Election. Gain or Loss Each Day, the Value of the Strategy Includes the Gain or Loss for the Term. Gain or Loss Is Calculated on the Remaining Investment Base for the Term. for This Purpose, the Investment Base Is Equal To: 1) the Amount Applied to This Strategy at the Start of the Term; Minus 2) Amounts Used to Pay for Each Withdrawal or Charge That Is Taken From This Strategy During the Term. Gain or Loss at the End of a Term

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EX-4.(D)(4)

from S-1/A 4 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Waiver of Early Withdrawal Charges for Facility Care or Home Care or Community-Based Services Rider

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EX-4.(D)(3)

from S-1/A 3 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Terminal Illness Waiver Rider

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EX-4.(D)(2)

from S-1/A 3 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Extended Care Waiver Rider

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EX-4.(D)(1)

from S-1/A 2 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Terminal Illness Waiver Rider

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EX-4.(D)(3)

from S-1/A 3 pages Waiver of Adjustments for Terminal Illness This Rider Does Not Provide a Waiver of Adjustments Until After the Benefit Eligibility Date

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EX-4.(D)(4)

from S-1/A 3 pages Waiver of Adjustments for Terminal Illness This Rider Does Not Provide a Waiver of Adjustments Until After the Benefit Eligibility Date

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EX-4.(D)(3)

from S-1/A 5 pages Waiver This Rider Does Not Provide a Waiver of Adjustments Until After the Benefit Eligibility Date

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EX-4.(D)(2)

from S-1/A 4 pages Waiver of Adjustments for Extended Care This Rider Does Not Provide a Waiver of Adjustments Until After the Benefit Eligibility Date

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EX-4.(C)(16)

from S-1/A 1 page Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Guaranteed Death Benefit Endorsement

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EX-4.(D)(1)

from S-1/A 3 pages Waiver of Adjustments for Terminal Illness This Rider Does Not Provide a Waiver of Adjustments Until After the Benefit Eligibility Date

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EX-4.(C)(15)

from S-1/A 1 page Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Guaranteed Death Benefit Endorsement

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EX-4.(A)(2)

from S-1/A 1 page [ ] Home Office: Cincinnati, Ohio [Administrative Office: P.O. Box 5423, Cincinnati, Ohio 45201-5423] Advisory Fee Endorsement

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EX-4.(D)(4)

from S-1/A 4 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Waiver of Early Withdrawal Charges for Facility Care or Home Care or Community-Based Services Rider

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EX-4.(D)(3)

from S-1/A 3 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Terminal Illness Waiver Rider

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EX-4.(D)(2)

from S-1/A 3 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Extended Care Waiver Rider

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EX-4.(B)(9)

from S-1/A 2 pages [ ] Home Office: Cincinnati, Ohio Fixed Administrative Office: [191 Rosa Parks Street, Cincinnati, Ohio 45202] Employer Plan Endorsement

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EX-4.(D)(2)

from S-1/A 3 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Extended Care Waiver Rider

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EX-4.(D)(1)

from S-1/A 2 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Terminal Illness Waiver Rider

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EX-4.(D)(1)

from S-1/A 2 pages Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] Terminal Illness Waiver Rider

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