Equitable Financial Life Insurance Co Watch

from 10-Q 39 pages Indemnity Reinsurance Agreement Between Equitable Financial Life Insurance Company (Referred to as the Ceding Company) and Equitable Financial Life Insurance Company of America

from 10-Q 48 pages Coinsurance and Modified Coinsurance Agreement Between Equitable Financial Life Insurance Company (Referred to as the Ceding Company) and First Allmerica Financial Life Insurance Company

from 10-Q 53 pages Master Transaction Agreement Dated as of August 16, 2022 Between Equitable Financial Life Insurance Company (Referred to as the Ceding Company) and First Allmerica Financial Life Insurance Company

from 8-K 57 pages Coinsurance and Modified Coinsurance Agreement Between Equitable Financial Life Insurance Company (Referred to as the Ceding Company) and Corporate Solutions Life Reinsurance Company

from 8-K 9 pages Agreement

from 10-Q 8 pages Confidential Separation Agreement and General Release

from 10-Q 9 pages Confidential Separation Agreement and General Release

from 10-K 5 pages March 7, 2012 Mr. Richard Silver C/O 1290 Avenue of Americas New York, New York 10104 Re: Consulting Agreement Dear Dick

from 8-K 1 page Christopher M. Condron President and Chief Executive Officer Axa Financial, Inc. 1290 Avenue of the Americas New York, Ny 10104 September 27, 2004 Mr. Stanley B. Tulin Re: Axa's Performance Unit Plan Dear Stan: This Is to Confirm That, Notwithstanding the Terms of Axa's Performance Unit Plan for 2004 and Any Subsequent Years' Performance Unit or Other Long-Term Incentive Global Equity Plan Established by Axa (Collectively, the "Plan"), Upon Your Retirement (Whether on or After the Normal or Any Early Retirement Date) From Axa Equitable Life Insurance Company ("Axa Equitable") Under the Retirement Plan for Employees, Managers and Agents, or Any Successor Plan in Which You Are Then Participating, Axa Equitable Hereby Agrees That You Will Be Entitled to Cash Payments (Net of Any Applicable Tax Withholding) Equal to the Cash Payments You Would Have Received Under the Plan With Respect to Any Performance or Other Equity Units Initially Granted to You That Are Forfeited Under the Plan as a Result of Such Retirement. Such Cash Payments (1) Shall Be Made at the Time and in the Amount That the Cash Payments With Respect to Any Such Forfeited Performance or Other Equity Units Would Have Otherwise Been Made if You Had Continued in the Employ of Axa Equitable Until the End of the Relevant Vesting Period for Any Such Performance or Other Equity Units and (2) Shall Not Be Considered Compensation or Salary for Purposes of Any of the Benefit Plans of Axa Equitable and Its Affiliates. Very Truly Yours, /S/ Christopher M. Condron Christopher M. Condron <page> Acknowledged, Accepted and Agreed to This 27 Day of September, 2004 By: /S/ Stanley B. Tulin Stanley B. Tulin

from 8-K 1 page Letter Agreement

from 8-K ~20 pages Amended and Restated Employment Agreement

from N-4 1 page <page> Consent of Independent Auditors We Hereby Consent to the Use in the Statement of Additional Information Constituting Part of This Registration Statement on Form N-4 of (1) Our Report Dated March 9, 2004 Relating to the Financial Statements of Separate Account Nos. 195, 197 and 198 of the Equitable Life Assurance Society of the United States for the Year Ended December 31, 2003 and (2) Our Report Dated March 9, 2004 Relating to the Consolidated Financial Statements of the Equitable Life Assurance Society of the United States for the Years Ended December 31, 2003 and 2002. We Also Consent to the Use in the Prospectus Supplement Constituting Part of This Registration Statement of Our Report Dated March 9, 2004, Relating to the Financial Statements of Separate Account No. 4 of the Equitable Life Assurance Society of the United States. We Also Consent to the References to US Under the Headings "Selected Financial Data and Condensed Financial Information" and "About Our Independent Auditors" in Such Registration Statement. /S/ Pricewaterhousecoopers Llp - New York, New York April 23, 2004

from N-4 1 page <page> Consent of Independent Auditors We Hereby Consent to the Use in the Statement of Additional Information Constituting Part of This Registration Statement on Form N-4 of (1) Our Report Dated March 9, 2004 Relating to the Financial Statements of Separate Account No. 4 of the Equitable Life Assurance Society of the United States for the Year Ended December 31, 2003, (2) Our Report Dated March 9, 2004 Relating to the Financial Statements of Separate Account Nos. 191, 200 and 206 of the Equitable Life Assurance Society of the United States for the Year Ended December 31, 2003 and (3) Our Report Dated March 9, 2004 Relating to the Consolidated Financial Statements of the Equitable Life Assurance Society of the United States for the Years Ended December 31, 2003 and 2002. We Also Consent to the Use in the Prospectus Supplement Constituting Part of This Registration Statement of Our Report Dated March 9, 2004, Relating to the Financial Statements of Separate Account No. 4 of the Equitable Life Assurance Society of the United States. We Also Consent to the References to US Under the Headings "Condensed Financial Information" and "About Our Independent Auditors" in Such Registration Statement. /S/ Pricewaterhousecoopers Llp New York, New York April 23, 2004

from N-4 1 page <page> Consent of Independent Auditors We Hereby Consent to the Use in the Statement of Additional Information Constituting Part of This Registration Statement on Form N-4 of (1) Our Report Dated March 9, 2004 Relating to the Financial Statements of Separate Account Nos. 3, 4, 10 and 66 of the Equitable Life Assurance Society of the United States for the Year Ended December 31, 2003, and (2) Our Report Dated March 9, 2004 Relating to the Consolidated Financial Statements of the Equitable Life Assurance Society of the United States for the Years Ended December 31, 2003 and 2002. We Also Consent to the Use in the Prospectus Supplement Constituting Part of This Registration Statement of Our Report Dated March 9, 2004, Relating to the Financial Statements of Separate Account No. 4 of the Equitable Life Assurance Society of the United States. We Also Consent to the References to US Under the Headings "Condensed Financial Information" and "About Our Independent Auditors" in Such Registration Statement. /S/ Pricewaterhousecoopers Llp New York, New York April 23, 2004

from N-4 1 page <page> Consent of Independent Accountants We Hereby Consent to the Use in the Statement of Additional Information Constituting Part of This Registration Statement on Form N-4 of (1) Our Reports Dated February 4, 2003 Relating to the Financial Statements of Separate Account Nos. 4, 191, 200 and 206 of the Equitable Life Assurance Society of the United States for the Year Ended December 31, 2002 and (2) Our Report Dated February 4, 2003 Relating to the Consolidated Financial Statements of the Equitable Life Assurance Society of the United States for the Years Ended December 31, 2002 and 2001. We Also Consent to the Use in the Prospectus Supplement Constituting Part of This Registration Statement of Our Report Dated February 4, 2003 Relating to the Financial Statements of Separate Account No. 4 of the Equitable Life Assurance Society of the United States. We Also Consent to the References to US Under the Headings "Condensed Financial Information" and "About Our Independent Accountants" in Such Registration Statement. /S/ Pricewaterhousecoopers Llp - New York, New York April 25, 2003

from N-4 1 page Consent of Pricewaterhousecoopers Llp

from N-4 1 page Power of Attorney

from N-4 1 page <page> Consent of Independent Accountants We Hereby Consent to the Use in the Statement of Additional Information Constituting Part of This Registration Statement on Form N-4 of (1) Our Report Dated February 4, 2003 Relating to the Financial Statements of Separate Account Nos. 195, 197 and 198 of the Equitable Life Assurance Society of the United States for the Year Ended December 31, 2002 and (2) Our Report Dated February 4, 2003 Relating to the Consolidated Financial Statements of the Equitable Life Assurance Society of the United States for the Years Ended December 31, 2002 and 2001. We Also Consent to the References to US Under the Headings "Selected Financial Data and Condensed Financial Information" and "About Our Independent Accountants" in Such Registration Statement. /S/ Pricewaterhousecoopers Llp - New York, New York April 25, 2003

from 485BPOS 1 page <page> Consent of Independent Accountants We Hereby Consent to the Use in the Statement of Additional Information Constituting Part of This Post-Effective Amendment No. 2 to the Registration Statement No. 333-86470 on Form N-4 of (1) Our Report Dated February 4, 2003 Relating to the Financial Statements of Separate Account Nos. 3, 4, 10 and 66 of the Equitable Life Assurance Society of the United States for the Year Ended December 31, 2002, and (2) Our Report Dated February 4, 2003 Relating to the Consolidated Financial Statements of the Equitable Life Assurance Society of the United States for the Years Ended December 31, 2002 and 2001. We Also Consent to the Use in the Prospectus Supplement Constituting Part of This Registration Statement of Our Report Dated February 4, 2003 Relating to the Financial Statements of Separate Account No. 4 of the Equitable Life Assurance Society of the United States. We Also Consent to the References to US Under the Headings "Condensed Financial Information" and "About Our Independent Accountants" in Such Registration Statement. /S/ Pricewaterhousecoopers Llp New York, New York April 22, 2003

from N-4 1 page Power of Attorney