Seacoast Banking Corporation of Florida Watch

from 8-K ~5 pages Loan Type: Term Loan Repayment Terms: Principal and Interest Are Payable as Set Forth in the Amended and Restated Revolving and Term Loan Agreement, Dated of Even Date Herewith Between the Borrower and Suntrust (As the Same May Be Amended, Modified, Restated or Replaced From Time to Time, the "Loan Agreement"). Interest Interest Will Accrue on an Actual/360 Basis (Calculated on the Premise That There Are 360 Days in Each Year and 30 Days in Each Month). Interest Shall Accrue From the Date of Disbursement on the Unpaid Balance and Shall Continue to Accrue Until This Note Is Paid in Full. This Is a Variable Rate Transaction. the Interest Rate Is Prospectively Subject to Increase or Decrease Without Prior Notice and Adjustments in the Payment Schedule May Be Made to Reflect Changes in the Interest Rate. Subject to the Above, Interest Per Annum Payable on This Note (The "Rate") Shall Be a Variable Rate as Set Forth in the Loan Agreement. the Maximum Rate Shall Not Exceed Any Maximum Rate Permitted by Applicable Law. Collateral

from 8-K ~5 pages Loan Type: Revolving Line of Credit Loan Repayment Terms: Principal and Interest Are Payable as Set Forth in the Amended and Restated Revolving and Term Loan Agreement, Dated of Even Date Herewith Between the Borrower and Suntrust (As the Same May Be Amended, Modified, Restated or Replaced From Time to Time, the "Loan Agreement"). Interest Interest Will Accrue on an Actual/360 Basis (Calculated on the Premise That There Are 360 Days in Each Year and 30 Days in Each Month). Interest Shall Accrue From the Date of Disbursement on the Unpaid Balance and Shall Continue to Accrue Until This Note Is Paid in Full. This Is a Variable Rate Transaction. the Interest Rate Is Prospectively Subject to Increase or Decrease Without Prior Notice and Adjustments in the Payment Schedule May Be Made to Reflect Changes in the Interest Rate. Subject to the Above, Interest Per Annum Payable on This Note (The "Rate") Shall Be a Variable Rate as Set Forth in the Loan Agreement. the Maximum Rate Shall Not Exceed Any Maximum Rate Permitted by Applicable Law. Collateral

from 8-K 4 pages Borrower: Seacoast Banking Corporation of Florida Date: January 11, 2005 Borrower Address: 815 Colorado Avenue Stuart, Florida 34994 Loan Amount $15,000,000.00 Account No.: Officer: William Christensen, Vice President

from 8-K 4 pages First Amendment to Revolving Loan Agreement