BRIGHTHOUSE LIFE INSURANCE Co Watch

from S-3 21 pages Definitions

from S-3 20 pages Definitions

from S-3 1 page <page> BRIGHTHOUSE LIFE INSURANCE Company Name Change Endorsement This Endorsement Is Made Part of and Should Be Kept With Your Policy, Contract or Certificate. the Name of Metlife Insurance Company USA Was Changed to BRIGHTHOUSE LIFE INSURANCE Company Effective on March 6, 2017. the Following Changes Are Made to Your Policy, Contract or Certificate: . All References to "Metlife Insurance Company USA" Are Changed to "Brighthouse Life Insurance Company". . Any References to "Metlife" or "Metlife USA" Are Changed to "Brighthouse Life Insurance Company". All Other Terms, Conditions or Benefits Remain Unchanged. BRIGHTHOUSE LIFE INSURANCE Company Is Responsible for All Benefits Payable Under Your Policy, Contract or Certificate. Your Rights Are Not Affected. BRIGHTHOUSE LIFE INSURANCE Company Home Office: 1209 Orange Street Wilmington, De 19801 BRIGHTHOUSE LIFE INSURANCE Company /S/ D. Burt Arrington Secretary 5-E132-16

from S-3 1 page <page> BRIGHTHOUSE LIFE INSURANCE Company Name Change Endorsement This Endorsement Is Made Part of and Should Be Kept With Your Policy, Contract or Certificate. the Name of Metlife Insurance Company USA Was Changed to BRIGHTHOUSE LIFE INSURANCE Company Effective on March 6, 2017. the Following Changes Are Made to Your Policy, Contract or Certificate: . All References to "Metlife Insurance Company USA" Are Changed to "Brighthouse Life Insurance Company". . Any References to "Metlife" or "Metlife USA" Are Changed to "Brighthouse Life Insurance Company". All Other Terms, Conditions or Benefits Remain Unchanged. BRIGHTHOUSE LIFE INSURANCE Company Is Responsible for All Benefits Payable Under Your Policy, Contract or Certificate. Your Rights Are Not Affected. BRIGHTHOUSE LIFE INSURANCE Company Home Office: 1209 Orange Street Wilmington, De 19801 BRIGHTHOUSE LIFE INSURANCE Company /S/ D. Burt Arrington Secretary 5-E132-16

from S-3 1 page <page> BRIGHTHOUSE LIFE INSURANCE Company Name Change Endorsement This Endorsement Is Made Part of and Should Be Kept With Your Policy, Contract or Certificate. the Name of Metlife Insurance Company USA Was Changed to BRIGHTHOUSE LIFE INSURANCE Company Effective on March 6, 2017. the Following Changes Are Made to Your Policy, Contract or Certificate: . All References to "Metlife Insurance Company USA" Are Changed to "Brighthouse Life Insurance Company". . Any References to "Metlife" or "Metlife USA" Are Changed to "Brighthouse Life Insurance Company". All Other Terms, Conditions or Benefits Remain Unchanged. BRIGHTHOUSE LIFE INSURANCE Company Is Responsible for All Benefits Payable Under Your Policy, Contract or Certificate. Your Rights Are Not Affected. BRIGHTHOUSE LIFE INSURANCE Company Home Office: 1209 Orange Street Wilmington, De 19801 BRIGHTHOUSE LIFE INSURANCE Company /S/ D. Burt Arrington Secretary 5-E132-16

from S-3 2 pages Non-Qualified Annuity Endorsement

from S-3 2 pages BRIGHTHOUSE LIFE INSURANCE Company 1209 Orange Street Wilmington, De 19801 Individual Non-Qualified Annuity Endorsement

from S-3 6 pages BRIGHTHOUSE LIFE INSURANCE Company 1209 Orange Street Wilmington, De 19801 Roth Individual Retirement Annuity (“Roth Ira”) Endorsement

from S-3 5 pages BRIGHTHOUSE LIFE INSURANCE Company 1209 Orange Street Wilmington, De 19801 Individual Retirement Annuity Qualification Rider

from S-3 1 page BRIGHTHOUSE LIFE INSURANCE Company [1209 Orange Street Wilmington, De 19801] Death Benefit Rider – Return of Premium

from S-3 2 pages Fixed Account Provisions

from S-3 20 pages Definitions

from S-3 2 pages Non-Qualified Annuity Endorsement

from S-3 2 pages Non-Qualified Annuity Endorsement

from S-3 2 pages BRIGHTHOUSE LIFE INSURANCE Company 1209 Orange Street Wilmington, De 19801 Individual Non-Qualified Annuity Endorsement

from S-3 2 pages BRIGHTHOUSE LIFE INSURANCE Company 1209 Orange Street Wilmington, De 19801 Individual Non-Qualified Annuity Endorsement

from S-3 6 pages BRIGHTHOUSE LIFE INSURANCE Company 1209 Orange Street Wilmington, De 19801 Roth Individual Retirement Annuity (“Roth Ira”) Endorsement

from S-3 6 pages BRIGHTHOUSE LIFE INSURANCE Company 1209 Orange Street Wilmington, De 19801 Roth Individual Retirement Annuity (“Roth Ira”) Endorsement

from S-3 5 pages BRIGHTHOUSE LIFE INSURANCE Company 1209 Orange Street Wilmington, De 19801 Individual Retirement Annuity Qualification Rider

from S-3 5 pages BRIGHTHOUSE LIFE INSURANCE Company 1209 Orange Street Wilmington, De 19801 Individual Retirement Annuity Qualification Rider