Mego Financial Corp Watch

from SC 13G/A 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Eric F. Billings, and Emanuel J. Friedman Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Eric F.BILLINGS, and Emanuel J. Friedman Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g/a Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: July 15, 2003 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Co-Chairman Dated: July 15, 2003 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: July 15, 2003 Emanuel J. Friedman

from SC 13G 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Eric F. Billings, and Emanuel J. Friedman Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Eric F.BILLINGS, and Emanuel J. Friedman Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: April 11, 2003 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: April 11, 2003 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: April 11, 2003 Emanuel J. Friedman

from SC 13D 14 pages Subscription Agreement

from SC 13G/A 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Eric F. Billings, and Emanuel J. Friedman Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Eric F.BILLINGS, and Emanuel J. Friedman Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: February 14, 2003 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: February 14, 2003 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: February 14, 2003 Emanuel J. Friedman

from SC 13G/A 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Eric F. Billings, and Emanuel J. Friedman Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Eric F.BILLINGS, and Emanuel J. Friedman Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: February 10, 2003 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: February 10, 2003 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: February 10, 2003 Emanuel J. Friedman

from SC 13G/A 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Eric F. Billings, and Emanuel J. Friedman Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Eric F.BILLINGS, and Emanuel J. Friedman Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: November 12, 2002 By:/S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: November 12, 2002 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: November 12, 2002 Emanuel J. Friedman

from SC 13G/A 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, and Emanuel J. Friedman Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, and Emanuel J. Friedman Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: May 10, 2002 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: May 10, 2002 Orkney Holdings, Inc. By: /S/ Kurt R. Harrington Name: Kurt R. Harrington Title: President Dated: May 10, 2002 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: May 10, 2002 Emanuel J. Friedman

from SC 13G/A 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, and Emanuel J. Friedman Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, and Emanuel J. Friedman Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: February 13, 2002 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: February 13, 2002 Orkney Holdings, Inc. By: /S/ Kurt R. Harrington Name: Kurt R. Harrington Title: President Dated: February 13, 2002 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: February 13, 2002 Emanuel J. Friedman

from SC 13D ~5 pages Underwriting agreement

from SC 13G/A 1 page Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, and Emanuel J. Friedman Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, and Emanuel J. Friedman Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: December 10, 2001 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: December 10, 2001 Orkney Holdings, Inc. By: /S/ Kurt R. Harrington Name: Kurt R. Harrington Title: President Dated: December 10, 2001 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: December 10, 2001 Emanuel J. Friedman

from SC 13G/A 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: August 13, 2001 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: August 13, 2001 Orkney Holdings, Inc. By: /S/ Kurt R. Harrington Name: Kurt R. Harrington Title: President Dated: August 13, 2001 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: August 13, 2001 Emanuel J. Friedman /S/ W. Russell Ramsey Dated: August 13, 2001 W. Russell Ramsey

from SC 13G/A 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: July 11, 2001 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: July 11, 2001 Orkney Holdings, Inc. By: /S/ Kurt R. Harrington Name: Kurt R. Harrington Title: President Dated: July 11, 2001 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: July 11, 2001 Emanuel J. Friedman /S/ W. Russell Ramsey Dated: July 11, 2001 W. Russell Ramsey

from SC 13G/A 1 page Exhibit 1 Joint Filing Agreement Among Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman, Billings, Ramsey Group, Inc., Orkney Holdings, Inc., Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman, Billings, Ramsey Group, Inc. Dated: February 15, 2001 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: February 15, 2001 Orkney Holdings, Inc. By: /S/ Kurt R. Harrington Name: Kurt R. Harrington Title: President Dated: February 15, 2001 /S/ Eric F. Billings Eric F. Billings /S/ Emanuel J. Friedman Dated: February 15, 2001 Emanuel J. Friedman /S/ W. Russell Ramsey Dated: February 15, 2001 W. Russell Ramsey

from SC 13G/A ~5 pages Joint Filing Agreement

from SC 13G/A ~5 pages Joint Filing Agreement

from SC 13G 1 page Exhibit 1 Joint Filing Agreement Among Friedman Billings Ramsey Group, Inc., Friedman Billings Ramsey Group, Inc. Voting Trust, Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Whereas, in Accordance With Rule 13d-1(k) Under the Securities and Exchange Act of 1934 (The "Act"), Only One Joint Statement and Any Amendments Thereto Need to Be Filed Whenever One or More Persons Are Required to File Such a Statement or Any Amendments Thereto Pursuant to Section 13(d) of the Act With Respect to the Same Securities, Provided That Said Persons Agree in Writing That Such Statement or Amendments Thereto Is Filed on Behalf of Each of Them; Now, Therefore, the Parties Hereto Agree as Follows: Friedman Billings Ramsey Group, Inc., Friedman Billings Ramsey Group, Inc. Voting Trust, Eric F. Billings, Emanuel J. Friedman and W. Russell Ramsey Hereby Agree, in Accordance With Rule 13d-1(k) Under the Act, to File a Statement on Schedule 13g Relating to Their Ownership of Common Stock of the Issuer and Do Hereby Further Agree That Said Statement Shall Be Filed on Behalf of Each of Them. Friedman Billings Ramsey Group, Inc. Dated: July 13, 1998 By: /S/ Emanuel J. Friedman Name: Emanuel J. Friedman Title: Chairman Dated: July 13, 1998 Friedman Billings Ramsey Group, Inc. Voting Trust By: /S/ Eric F. Billings Eric F. Billings Trustee By: /S/ Emanuel J. Friedman Emanuel J. Friedman Trustee By: /S/ W. Russell Ramsey W. Russell Ramsey Trustee Dated: July 13, 1998 By: /S/ Eric F. Billings Eric F. Billings Dated: July 13, 1998 By: /S/ Emanuel J. Friedman Emanuel J. Friedman Dated: July 13, 1998 By: /S/ W. Russell Ramsey W. Russell Ramsey

from 8-K 1 page <page> 1 Exhibit 1 Mego Financial Corp. Receives Favorable Ruling From Irs for Tax-Free Spin-Off of Its Mego Mortgage Corporation Shares Las Vegas, Nevada - August 6, 1997 - Mego Financial Corp. ("Mego Financial") (NASDAQ/Nnm:mego) Today Announced That It Has Received a Favorable Ruling From the Internal Revenue Service Regarding the Potential Tax-Free Distribution to Current Shareholders of Mego Financial of All of Its 10 Million Shares of Its 81.3%-Owned Subsidiary, Mego Mortgage Corporation (NASDAQ/Nnm:mmgc). the Board of Directors of the Company Has Set August 27, 1997 as the Record Date for the Distribution of Shares, Which Will Take Place on September 2, 1997. Mego Financial Corp. Is a Financial Services Company That Provides Consumer Financing to Purchasers of Timeshare Interests and Land Parcels. It Also Owns Central Nevada Utility Company, Serving a Large Portion of the Fast-Growing Pahrump Valley, Near Las Vegas. the Company Is Headquartered in Las Vegas and Has Properties It Develops Under the Banner of Ramada Vacation Suites in Las Vegas and Reno, Nevada, New Jersey, Colorado, Florida and Hawaii. Mego Mortgage Corporation Is a Specialized Consumer Finance Company That Originates, Purchases, Services and Securitizes Conventional Home Improvement Loans, as Well as Debt Consolidation Loans and Fha Title I Loans. Headquartered in Atlanta, Georgia, Mego Mortgage Operates Nationwide Through 20 Branch Offices