Cover All Technologies Inc Watch

from SC 13G 2 pages Identification and Classification of the Subsidiaries Which Acquired the Security Being Reported on by the Parent Holding Company

from SC 13D/A 1 page <page> Exhibit 1 Agreements Regarding Filing Schedule 13d Each of the Undersigned Hereby Agrees That the Schedule 13d to Which This Agreement Is Filed as an Exhibit Be Filed With the Securities and Exchange Commission on Behalf of the Parties Hereto, and Hereby Represents to Each of the Other Parties Hereto That It Is Eligible to Use Schedule 13d. Each of the Undersigned Agrees That It Is Responsible for the Timely Filing of Schedule 13d and Any Amendments Thereto, and for the Completeness and Accuracy of the Information Concerning Itself Contained Therein, and That None of the Parties Hereto Are Responsible for the Completeness or Accuracy of the Information Concerning the Other Parties, Unless It Knows or Has Reason to Believe That the Information Concerning the Other Parties Is Inaccurate. Date: January 18, 2001 Software Investments Limited Care Corporation Limited By: /S/ Mark D. Johnston By: /S/ Mark D. Johnston Director Director Vault Management Limited By: /S/ Mark D. Johnston Director /S/ Mark D. Johnston - Mark D. Johnston

from SC 13D 1 page <page> Exhibit 1 Agreements Regarding Filing Schedule 13d Each of the Undersigned Hereby Agrees That the Schedule 13d to Which This Agreement Is Filed as an Exhibit Be Filed With the Securities and Exchange Commission on Behalf of the Parties Hereto, and Hereby Represents to Each of the Other Parties Hereto That It Is Eligible to Use Schedule 13d. Each of the Undersigned Agrees That It Is Responsible for the Timely Filing of Schedule 13d and Any Amendments Thereto, and for the Completeness and Accuracy of the Information Concerning Itself Contained Therein, and That None of the Parties Hereto Are Responsible for the Completeness or Accuracy of the Information Concerning the Other Parties, Unless It Knows or Has Reason to Believe That the Information Concerning the Other Parties Is Inaccurate. Date: December 7, 1998 Software Investments Limited By: /S/ Stephen Milsom Director Care Corporation Limited By: /S/ Stephen Milsom Director Woodcombe Limited By: /S/ David R. A. Browning Director

from SC 13D ~20 pages Restructuring Agreement Dated March 1, 1996