Citizens Financial Group Inc. Watch

from 8-K 43 pages Citizens Financial Group, Inc. Company and the Bank of New York Mellon Trustee Ninth Supplemental Indenture Dated as of July 23, 2024 to Senior Indenture Dated as of October 28, 2015 $1,250,000,000 Principal Amount of 5.718% Fixed/Floating Rate Senior Notes Due 2032

from 8-A12B 38 pages Deposit Agreement Among Citizens Financial Group, Inc., as Issuer and Computershare Inc. and Computershare Trust Company, N.A., Jointly as Depositary and the Holders From Time to Time of the Depositary Receipts Described Herein Dated as of May 23, 2024

from 8-K 42 pages Citizens Financial Group, Inc. Company and the Bank of New York Mellon Trustee Eighth Supplemental Indenture Dated as of April 25, 2024 to Senior Indenture Dated as of October 28, 2015 $750,000,000 Principal Amount of 6.645% Fixed/Floating Rate Senior Notes Due 2035

from 10-K 1 page Michael Soccio Executive Vice President and Treasurer Citizens Financial Group, Inc. 1 Citizens Plaza Providence, Rhode Island 02903 Securities and Exchange Commission 100 F Street, Ne Washington, DC 20549 February 16, 2024 Subject: Citizens Financial Group, Inc. Annual Report on Form 10-K for the Fiscal Year Ended December 31, 2023 – File No. 001-36636 Citizens Financial Group, Inc. /S/ Michael Soccio Michael Soccio Executive Vice President and Treasurer

from 10-K 9 pages Description of the Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934

from 8-K 42 pages Citizens Financial Group, Inc. Company and the Bank of New York Mellon Trustee Seventh Supplemental Indenture Dated as of January 23, 2024 to Senior Indenture Dated as of October 28, 2015 $1,250,000,000 Principal Amount of 5.841% Fixed/Floating Rate Senior Notes Due 2030

from 10-K 1 page David Lindenauer Executive Vice President and Treasurer Citizens Financial Group, Inc. 1 Citizens Plaza Providence, Rhode Island 02903 Securities and Exchange Commission 100 F Street, Ne Washington, DC 20549 February 17, 2023 Subject: Citizens Financial Group, Inc. Annual Report on Form 10-K for the Fiscal Year Ended December 31, 2022 – File No. 001-36636 Citizens Financial Group, Inc. /S/ David Lindenauer David Lindenauer Executive Vice President and Treasurer

from 10-K 9 pages Description of the Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934

from 8-K 33 pages Citizens Financial Group, Inc. Issuer and the Bank of New York Mellon Trustee Fifteenth Supplemental Indenture Dated as of May 23, 2022 to Subordinated Indenture Dated as of September 28, 2012 $400,000,000 Principal Amount 5.641% Fixed-Reset Subordinated Notes Due 2037

from S-8 16 pages Investors Bancorp, Inc. 2006 Equity Incentive Plan Article 1 — General Article 2 — Awards

from S-8 2 pages First Amendment to the Investors Bancorp, Inc. 2015 Equity Incentive Plan

from S-8 23 pages Investors Bancorp, Inc. 2015 Equity Incentive Plan Article 1 - General Article 2 – Awards

from 10-K 1 page David Lindenauer Executive Vice President and Treasurer Citizens Financial Group, Inc. 1 Citizens Plaza Providence, Rhode Island 02903 Securities and Exchange Commission 100 F Street, Ne Washington, DC 20549 February 23, 2022 Subject: Citizens Financial Group, Inc. Annual Report on Form 10-K for the Fiscal Year Ended December 31, 2021 – File No. 001-36636 Citizens Financial Group, Inc. /S/ David Lindenauer David Lindenauer Executive Vice President and Treasurer

from 10-K 9 pages Description of the Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934

from S-8 18 pages Jmp Group LLC Amended and Restated Equity Incentive Plan

from S-4 11 pages This Global Note Is Held by the Depositary (As Defined in the Subordinated Indenture Governing This Subordinated Note) or Its Nominee in Custody for the Benefit of the Beneficial Owners Hereof, and Is Not Transferable to Any Person Under Any Circumstances Except That (I) the Trustee May Make Such Notations Hereon as May Be Required Pursuant to Section 205(h) of the Fourteenth Supplemental Indenture, (II) This Global Note May Be Exchanged in Whole but Not in Part Pursuant to Section 205(a) of the Fourteenth Supplemental Indenture, (III) This Global Note May Be Delivered to the Trustee for Cancellation Pursuant to Section 308 of the Base Indenture and (IV) This Global Note May Be Transferred to a Successor Depositary With the Prior Written Consent of the Company. Unless and Until It Is Exchanged in Whole or in Part for Subordinated Notes in Definitive Form, This Subordinated Note May Not Be Transferred Except as a Whole by the Depositary to a Nominee of the Depositary or by a Nominee of the Depositary to the Depositary or Another Nominee of the Depositary or by the Depositary or Any Such Nominee to a Successor Depositary or a Nominee of Such Successor Depositary. Unless This Certificate Is Presented by an Authorized Representative of the Depository Trust Company (55 Water Street, New York, New York) (“Dtc”) to the Company or Its Agent for Registration of Transfer, Exchange or Payment, and Any Certificate Issued Is Registered in the Name of Cede & Co. or Such Other Name as May Be Requested by an Authorized Representative of Dtc (And Any Payment Is Made to Cede & Co. or Such Other Entity as May Be Requested by an Authorized Representative of Dtc), Any Transfer, Pledge or Other Use Hereof for Value or Otherwise by or to Any Person Is Wrongful Inasmuch as the Registered Owner Hereof, Cede & Co., Has an Interest Herein

from S-4 11 pages This Global Note Is Held by the Depositary (As Defined in the Subordinated Indenture Governing This Subordinated Note) or Its Nominee in Custody for the Benefit of the Beneficial Owners Hereof, and Is Not Transferable to Any Person Under Any Circumstances Except That (I) the Trustee May Make Such Notations Hereon as May Be Required Pursuant to Section 205(h) of the Thirteenth Supplemental Indenture, (II) This Global Note May Be Exchanged in Whole but Not in Part Pursuant to Section 205(a) of the Thirteenth Supplemental Indenture, (III) This Global Note May Be Delivered to the Trustee for Cancellation Pursuant to Section 308 of the Base Indenture and (IV) This Global Note May Be Transferred to a Successor Depositary With the Prior Written Consent of the Company. Unless and Until It Is Exchanged in Whole or in Part for Subordinated Notes in Definitive Form, This Subordinated Note May Not Be Transferred Except as a Whole by the Depositary to a Nominee of the Depositary or by a Nominee of the Depositary to the Depositary or Another Nominee of the Depositary or by the Depositary or Any Such Nominee to a Successor Depositary or a Nominee of Such Successor Depositary. Unless This Certificate Is Presented by an Authorized Representative of the Depository Trust Company (55 Water Street, New York, New York) (“Dtc”) to the Company or Its Agent for Registration of Transfer, Exchange or Payment, and Any Certificate Issued Is Registered in the Name of Cede & Co. or Such Other Name as May Be Requested by an Authorized Representative of Dtc (And Any Payment Is Made to Cede & Co. or Such Other Entity as May Be Requested by an Authorized Representative of Dtc), Any Transfer, Pledge or Other Use Hereof for Value or Otherwise by or to Any Person Is Wrongful Inasmuch as the Registered Owner Hereof, Cede & Co., Has an Interest Herein

from S-4 11 pages This Global Note Is Held by the Depositary (As Defined in the Subordinated Indenture Governing This Subordinated Note) or Its Nominee in Custody for the Benefit of the Beneficial Owners Hereof, and Is Not Transferable to Any Person Under Any Circumstances Except That (I) the Trustee May Make Such Notations Hereon as May Be Required Pursuant to Section 205(h) of the Twelfth Supplemental Indenture, (II) This Global Note May Be Exchanged in Whole but Not in Part Pursuant to Section 205(a) of the Twelfth Supplemental Indenture, (III) This Global Note May Be Delivered to the Trustee for Cancellation Pursuant to Section 308 of the Base Indenture and (IV) This Global Note May Be Transferred to a Successor Depositary With the Prior Written Consent of the Company. Unless and Until It Is Exchanged in Whole or in Part for Subordinated Notes in Definitive Form, This Subordinated Note May Not Be Transferred Except as a Whole by the Depositary to a Nominee of the Depositary or by a Nominee of the Depositary to the Depositary or Another Nominee of the Depositary or by the Depositary or Any Such Nominee to a Successor Depositary or a Nominee of Such Successor Depositary. Unless This Certificate Is Presented by an Authorized Representative of the Depository Trust Company (55 Water Street, New York, New York) (“Dtc”) to the Company or Its Agent for Registration of Transfer, Exchange or Payment, and Any Certificate Issued Is Registered in the Name of Cede & Co. or Such Other Name as May Be Requested by an Authorized Representative of Dtc (And Any Payment Is Made to Cede & Co. or Such Other Entity as May Be Requested by an Authorized Representative of Dtc), Any Transfer, Pledge or Other Use Hereof for Value or Otherwise by or to Any Person Is Wrongful Inasmuch as the Registered Owner Hereof, Cede & Co., Has an Interest Herein

from S-4 10 pages This Global Note Is Held by the Depositary (As Defined in the Subordinated Indenture Governing This Subordinated Note) or Its Nominee in Custody for the Benefit of the Beneficial Owners Hereof, and Is Not Transferable to Any Person Under Any Circumstances Except That (I) the Trustee May Make Such Notations Hereon as May Be Required Pursuant to Section 205(h) of the Eleventh Supplemental Indenture, (II) This Global Note May Be Exchanged in Whole but Not in Part Pursuant to Section 205(a) of the Eleventh Supplemental Indenture, (III) This Global Note May Be Delivered to the Trustee for Cancellation Pursuant to Section 308 of the Base Indenture and (IV) This Global Note May Be Transferred to a Successor Depositary With the Prior Written Consent of the Company. Unless and Until It Is Exchanged in Whole or in Part for Subordinated Notes in Definitive Form, This Subordinated Note May Not Be Transferred Except as a Whole by the Depositary to a Nominee of the Depositary or by a Nominee of the Depositary to the Depositary or Another Nominee of the Depositary or by the Depositary or Any Such Nominee to a Successor Depositary or a Nominee of Such Successor Depositary. Unless This Certificate Is Presented by an Authorized Representative of the Depository Trust Company (55 Water Street, New York, New York) (“Dtc”) to the Company or Its Agent for Registration of Transfer, Exchange or Payment, and Any Certificate Issued Is Registered in the Name of Cede & Co. or Such Other Name as May Be Requested by an Authorized Representative of Dtc (And Any Payment Is Made to Cede & Co. or Such Other Entity as May Be Requested by an Authorized Representative of Dtc), Any Transfer, Pledge or Other Use Hereof for Value or Otherwise by or to Any Person Is Wrongful Inasmuch as the Registered Owner Hereof, Cede & Co., Has an Interest Herein

from 10-K 10 pages Description of the Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934