EX-4.A
from S-3
20 pages
P-Cda/Ind(11/21) 1 Pruco Life Insurance Company Principal Office: Service Office Address: [One Corporate Drive [P.O. Box 7960 Shelton, Ct 06484] Philadelphia, Pa 19176 Toll Free: 1-888-Pru-2888 WEBSITE:WWW.PRUDENTIAL.com] Please Read This Annuity Contract (“Contract”) Carefully; It Is a Legal Contract Between You and Pruco Life Insurance Company (”Prudential”). This Contract Is Issued to the Contract Owner(s) Named in the Contract Schedule When All Requirements Are Received in Good Order. Subject to the Terms and Conditions of This Contract, Pruco Life Insurance Company Will Pay the Benefits Described in This Contract. This Contract Takes Effect on the Contract Date Shown in the Contract Schedule. Right to Cancel: On Written Request, We Will Provide, Within a Reasonable Time, Reasonable Factual Information Regarding the Benefits and Provisions of the Contract to You. if for Any Reason You Are Not Satisfied With the Contract, You May Cancel This Contract for a Refund by Notification to US in Good Order or by Returning the Contract to Our Service Office or to the Representative Who Sold It to You Within but No Later Than 30 Days After You Receive It (Or Such Longer Period as Required by Law). the Contract Can Be Mailed or Delivered Either to US, at Our Service Office, or to the Representative Who Sold It to You. Return of This Contract by Mail Is Effective Upon Being Postmarked, Properly Addressed and Postage Prepaid. the Amount of the Refund Will Equal Any Contract Fees Paid as of the Valuation Day We Receive the Returned Contract at Our Service Office or the Cancellation Request in Good Order. Signed for Pruco Life Insurance Company: [ ] [ ] Secretary President Individual Contingent Deferred Annuity. Nonparticipating. This Contract Has No Cash Value, No Death Benefit and No Surrender Value
12/34/56
EX-4.O
from S-3/A
4 pages
P‐end‐fg‐cws(7/24) 1 Pruco Life Insurance Company, Phoenix, Arizona Cap Rate With Spread Index Strategy Endorsement Annuity Number: [001-00001] Effective Date: [Contract Issue Date] This Endorsement Is Made Part of Your Annuity and Describes the Cap Rate With Spread Index Strategy. the Indices and Values Provided Below Are Applicable to Your Annuity on the Effective Date. Other Buffers, Spread, Indices, and Index Strategy Terms May Be Available and May Vary in the Future. if the Initial Index Strategy Base Below Is Equal to $0.00, There Is No Allocation to That Index Strategy as of the Effective Date. We Are Providing This Endorsement to Help Describe the Cap Rate With Spread Index Strategy in the Event You Wish to Allocate Funds to This Type of Index Strategy in the Future as Described in Your Annuity, and So Long as This Index Strategy Is Still Available. There Are No Explicit Charges for Allocations to the Cap Rate With Spread Index Strategy. Index Index Value on Effective Date Initial Index Strategy Term Initial Index Strategy Base Guaranteed Minimum Cap Rate Initial Cap Rate Spread Buffer [Invesco Qqq Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [10.00%] [Ishares Russell 2000 Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [10.00%] [Msci Eafe Index, Price Return (Mxea)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [S&P 500® Index, Price Return (Spx)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Ab 500 Plus Indexsm] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Dimensional International Equity Focus Index] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Invesco Qqq Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%] [Ishares Russell 2000 Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%] [Msci Eafe Index, Price Return (Mxea)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%]
12/34/56
EX-4.G
from S-3/A
4 pages
P‐end‐fg‐cws(7/24) 1 Pruco Life Insurance Company, Phoenix, Arizona Cap Rate With Spread Index Strategy Endorsement Annuity Number: [001-00001] Effective Date: [Contract Issue Date] This Endorsement Is Made Part of Your Annuity and Describes the Cap Rate With Spread Index Strategy. the Indices and Values Provided Below Are Applicable to Your Annuity on the Effective Date. Other Buffers, Spread, Indices, and Index Strategy Terms May Be Available and May Vary in the Future. if the Initial Index Strategy Base Below Is Equal to $0.00, There Is No Allocation to That Index Strategy as of the Effective Date. We Are Providing This Endorsement to Help Describe the Cap Rate With Spread Index Strategy in the Event You Wish to Allocate Funds to This Type of Index Strategy in the Future as Described in Your Annuity, and So Long as This Index Strategy Is Still Available. There Are No Explicit Charges for Allocations to the Cap Rate With Spread Index Strategy. Index Index Value on Effective Date Initial Index Strategy Term Initial Index Strategy Base Guaranteed Minimum Cap Rate Initial Cap Rate Spread Buffer [Invesco Qqq Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [10.00%] [Ishares Russell 2000 Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [10.00%] [Msci Eafe Index, Price Return (Mxea)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [S&P 500® Index, Price Return (Spx)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Ab 500 Plus Indexsm] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Dimensional International Equity Focus Index] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Invesco Qqq Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%] [Ishares Russell 2000 Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%] [Msci Eafe Index, Price Return (Mxea)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%]
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