Pruco Life Insurance Co Watch

from S-3/A 4 pages Indenture or similar

from S-3/A 4 pages P‐end‐fg‐cws(7/24) 1 Pruco Life Insurance Company, Phoenix, Arizona Cap Rate With Spread Index Strategy Endorsement Annuity Number: [001-00001] Effective Date: [Contract Issue Date] This Endorsement Is Made Part of Your Annuity and Describes the Cap Rate With Spread Index Strategy. the Indices and Values Provided Below Are Applicable to Your Annuity on the Effective Date. Other Buffers, Spread, Indices, and Index Strategy Terms May Be Available and May Vary in the Future. if the Initial Index Strategy Base Below Is Equal to $0.00, There Is No Allocation to That Index Strategy as of the Effective Date. We Are Providing This Endorsement to Help Describe the Cap Rate With Spread Index Strategy in the Event You Wish to Allocate Funds to This Type of Index Strategy in the Future as Described in Your Annuity, and So Long as This Index Strategy Is Still Available. There Are No Explicit Charges for Allocations to the Cap Rate With Spread Index Strategy. Index Index Value on Effective Date Initial Index Strategy Term Initial Index Strategy Base Guaranteed Minimum Cap Rate Initial Cap Rate Spread Buffer [Invesco Qqq Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [10.00%] [Ishares Russell 2000 Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [10.00%] [Msci Eafe Index, Price Return (Mxea)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [S&P 500® Index, Price Return (Spx)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Ab 500 Plus Indexsm] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Dimensional International Equity Focus Index] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Invesco Qqq Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%] [Ishares Russell 2000 Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%] [Msci Eafe Index, Price Return (Mxea)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%]

from S-3/A 3 pages Indenture or similar

from S-3/A 3 pages Indenture or similar

from S-3/A 4 pages Indenture or similar

from S-3/A 4 pages P‐end‐fg‐cws(7/24) 1 Pruco Life Insurance Company, Phoenix, Arizona Cap Rate With Spread Index Strategy Endorsement Annuity Number: [001-00001] Effective Date: [Contract Issue Date] This Endorsement Is Made Part of Your Annuity and Describes the Cap Rate With Spread Index Strategy. the Indices and Values Provided Below Are Applicable to Your Annuity on the Effective Date. Other Buffers, Spread, Indices, and Index Strategy Terms May Be Available and May Vary in the Future. if the Initial Index Strategy Base Below Is Equal to $0.00, There Is No Allocation to That Index Strategy as of the Effective Date. We Are Providing This Endorsement to Help Describe the Cap Rate With Spread Index Strategy in the Event You Wish to Allocate Funds to This Type of Index Strategy in the Future as Described in Your Annuity, and So Long as This Index Strategy Is Still Available. There Are No Explicit Charges for Allocations to the Cap Rate With Spread Index Strategy. Index Index Value on Effective Date Initial Index Strategy Term Initial Index Strategy Base Guaranteed Minimum Cap Rate Initial Cap Rate Spread Buffer [Invesco Qqq Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [10.00%] [Ishares Russell 2000 Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [10.00%] [Msci Eafe Index, Price Return (Mxea)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [S&P 500® Index, Price Return (Spx)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Ab 500 Plus Indexsm] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Dimensional International Equity Focus Index] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [XX.XX%] [X.XX%] [X.XX%] [10.00%] [Invesco Qqq Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%] [Ishares Russell 2000 Etf] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%] [Msci Eafe Index, Price Return (Mxea)] [XXXXX.X X] [1 Year] [$XXXXX.XX ] [X.XX%] [X.XX%] [X.XX%] [15.00%]

from POS AM 4 pages Indenture or similar

from S-3/A 4 pages Indenture or similar

from S-3/A 4 pages Indenture or similar

from S-3/A 4 pages Indenture or similar

from POS AM 4 pages Indenture or similar

from S-3/A 3 pages Indenture or similar

from POS AM 3 pages Indenture or similar

from S-3/A 3 pages Indenture or similar

from S-3/A 2 pages P-Sch-Vib(10/21) 1 Pruco Life Insurance Company, Phoenix, Arizona Index Linked Variable Income Benefit Schedule Supplement Annuity Number: [001-0001] Effective Date: [Effective Date of Rider] [Protected Life] [Joint Protected Lives] on the Effective Date: [John Doe] Date of Birth: [October 21, 1972] [[Mary Doe] Date of Birth: [October 15, 1972]] Income Percentage: Age on Effective Date Protected Life Income Percentages Joint Protected Lives Income Percentages [45-49 [2.50% [2.05% 50-54 2.90% 2.55% 55-59 3.20% 2.85% 60-64 3.55% 3.20% 65-69 4.00% 3.65% 70-74 4.60% 4.25% 75-79 5.30% 4.95% 80] 5.90%] 5.55%] Income Deferral Rate: Age on Effective Date Protected Life Income Deferral Rate Percentage Joint Protected Lives Income Deferral Rate Percentage [45-49 [0.05% [0.05% 50-54 0.10% 0.10% 55-59 0.10% 0.10% 60-64 0.15% 0.15% 65-69 0.20% 0.20% 70-74 0.25% 0.25% 75-79 0.35% 0.35% 80] 0.40%] 0.40%] Minimum Insured Income Stage Payment: [$100] Charge for the Rider: Assessed Annually on the Index Anniversary at a Rate of [1.45]% Waiting Period: [1st] Anniversary of the Effective Date Termination Period: [3rd] Anniversary of the Effective Date

from S-3/A 4 pages Indenture or similar

from POS AM 4 pages Indenture or similar

from POS AM 2 pages P-Sch-Vib-W(6/22) 1 Pruco Life Insurance Company, Phoenix, Arizona Index Linked Variable Income Benefit Schedule Supplement Annuity Number: [001-0001] Effective Date: [Effective Date of Rider] [Protected Life] [Joint Protected Lives] on the Effective Date: [John Doe] Date of Birth: [October 21, 1972] [[Mary Doe] Date of Birth: [October 15, 1972]] Income Percentage: Age on Effective Date Protected Life Income Percentages Joint Protected Lives Income Percentages [45-49 [2.50% [2.05% 50-54 2.90% 2.55% 55-59 3.20% 2.85% 60-64 3.55% 3.20% 65-69 4.00% 3.65% 70-74 4.60% 4.25% 75] 5.30%] 4.95%] Income Deferral Rate: Age on Effective Date Protected Life Income Deferral Rate Percentage Joint Protected Lives Income Deferral Rate Percentage [45-49 [0.05% [0.05% 50-54 0.10% 0.10% 55-59 0.10% 0.10% 60-64 0.15% 0.15% 65-69 0.20% 0.20% 70-74 0.25% 0.25% 75] 0.35%] 0.35%] Minimum Insured Income Stage Payment: [$100] Charge for the Rider: Assessed Annually on the Index Anniversary at a Rate of [1.60] Waiting Period: [3rd] Anniversary of the Effective Termination Period: [3rd] Anniversary of the Effective Date

from S-3/A 9 pages Pruco Life Insurance Company Rider to Provide Lapse Protection Charge for Rider Benefits

from S-3 2 pages P-Sch-Vib-W(6/22) 1 Pruco Life Insurance Company, Phoenix, Arizona Index Linked Variable Income Benefit Schedule Supplement Annuity Number: [001-0001] Effective Date: [Effective Date of Rider] [Protected Life] [Joint Protected Lives] on the Effective Date: [John Doe] Date of Birth: [October 21, 1972] [[Mary Doe] Date of Birth: [October 15, 1972]] Income Percentage: Age on Effective Date Protected Life Income Percentages Joint Protected Lives Income Percentages [45-49 [2.50% [2.05% 50-54 2.90% 2.55% 55-59 3.20% 2.85% 60-64 3.55% 3.20% 65-69 4.00% 3.65% 70-74 4.60% 4.25% 75] 5.30%] 4.95%] Income Deferral Rate: Age on Effective Date Protected Life Income Deferral Rate Percentage Joint Protected Lives Income Deferral Rate Percentage [45-49 [0.05% [0.05% 50-54 0.10% 0.10% 55-59 0.10% 0.10% 60-64 0.15% 0.15% 65-69 0.20% 0.20% 70-74 0.25% 0.25% 75] 0.35%] 0.35%] Minimum Insured Income Stage Payment: [$100] Charge for the Rider: Assessed Annually on the Index Anniversary at a Rate of [1.60]% Waiting Period: [3rd] Anniversary of the Effective Date