Unum Corp Watch

from S-3 ~50 pages Underwriting agreement

from S-3 ~50 pages Underwriting agreement

from 8-A12B/A 1 page First Amendment to Rights Agreement

from 11-K 1 page <page> Exhibit 1 Consent of Coopers & Lybrand We Consent to the Incorporation by Reference in the Registration Statement (Form S-8, No. 33-60124) Pertaining to the Colonial Companies, Inc. Security Saver Plan, as Amended, of Our Report Dated May 11, 1995, With Respect to the Financial Statements and Schedules of the Colonial Companies, Inc. Security Saver Plan, as Amended, Included in This Annual Report (Form 11-K) for the Year Ended December 31, 1994. /S/ Coopers & Lybrand L.L.P Charlotte, North Carolina May 11, 1995 Page 23 of 28

from 11-K 1 page <page> Exhibit 1 Consent of Independent Accountants We Consent to the Incorporation by Reference in the Registration Statement of the Unum Employees Retirement Savings Plan and Trust on Form S-8 (File No. 33-31270) of Our Report, Dated June 23, 1995, on Our Audit of the Statements of Net Assets Available for Plan Benefits as of December 31, 1994 and 1993, and the Related Statements of Changes in Net Assets Available for Plan Benefits for the Years Then Ended of the Unum Employees Retirement Savings Plan and Trust, Which Report Is Included in This Annual Report on Form 11-K. /S/ Coopers & Lybrand L.L.P. Portland, Maine June 27, 1995 Page 16 of 104

from 11-K 1 page <page> Consent of Independent Accountants We Consent to the Incorporation by Reference in the Registration Statement of the Unum Employees Retirement Savings Plan and Trust on Form S-8 (File No. 33-31270) of Our Report, Dated June 28, 1994, on Our Audit of the Statement of Net Assets Available for Plan Benefits as of December 31, 1993, and the Related Statement of Changes in Net Assets Available for Plan Benefits for the Year Ended December 31, 1993 of the Unum Employees Retirement Savings Plan and Trust, Which Report Is Included in This Annual Report on Form 11-K. /S/ Coopers & Lybrand Portland, Maine June 28, 1994

from 11-K 1 page <page> Consent of Coopers & Lybrand We Consent to the Incorporation by Reference in the Registration Statement (Form S-8, No. 33-60124) Pertaining to the Colonial Companies, Inc. Security Saver Plan, as Amended, of Our Report Dated June 20, 1994, With Respect to the Financial Statements and Schedules of the Colonial Companies, Inc. Security Saver Plan, as Amended, Included in This Annual Report (Form 11-K) for the Year Ended December 31, 1993. /S/ Coopers & Lybrand Charlotte, North Carolina June 24, 1994